Sound Financial Bancorp Inc (SFBC) — Financial Flexibility Index
Sound Financial Bancorp Inc (SFBC) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $2.10 Million (operating CF $2.00 Million minus capex $100.00K) represents 0% of total liabilities ($982.77 Million). Check how aggressively does Sound Financial Bancorp Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sound Financial Bancorp Inc Financial Flexibility Index (2007–2025)
Historical Financial Flexibility Index trend for Sound Financial Bancorp Inc across 19 annual periods. For the full cash flow conversion analysis, see SFBC operating cash flow.
Annual Financial Flexibility Index for Sound Financial Bancorp Inc (2007–2025)
Year-by-year free cash flow to debt coverage for Sound Financial Bancorp Inc. Explore SFBC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $7.33 Million | $7.16 Million | $982.77 Million | ▲ +120.7% |
| 2024 | 0.00x | $3.01 Million | $2.93 Million | $889.97 Million | ▼ -58.8% |
| 2023 | 0.01x | $7.33 Million | $6.89 Million | $894.57 Million | ▼ -31.1% |
| 2022 | 0.01x | $10.45 Million | $10.05 Million | $878.65 Million | ▼ -49.1% |
| 2021 | 0.02x | $19.30 Million | $19.07 Million | $826.33 Million | ▲ +23633.3% |
| 2020 | 0.00x | $-77.00K | $-484.00K | $775.92 Million | ▼ -100.5% |
| 2019 | 0.02x | $11.72 Million | $11.06 Million | $642.13 Million | ▲ +7.3% |
| 2018 | 0.02x | $10.97 Million | $10.32 Million | $645.11 Million | ▲ +6.1% |
| 2017 | 0.02x | $9.30 Million | $6.82 Million | $580.08 Million | ▲ +3.8% |
| 2016 | 0.02x | $8.15 Million | $7.15 Million | $528.11 Million | ▲ +54.4% |
| 2015 | 0.01x | $4.86 Million | $3.75 Million | $486.24 Million | ▼ -58.7% |
| 2014 | 0.02x | $10.78 Million | $6.80 Million | $444.55 Million | ▲ +18.4% |
| 2013 | 0.02x | $8.11 Million | $7.77 Million | $396.11 Million | ▼ -34.0% |
| 2012 | 0.03x | $10.47 Million | $10.21 Million | $337.59 Million | ▲ +30.1% |
| 2011 | 0.02x | $7.42 Million | $7.23 Million | $311.03 Million | ▲ +4.4% |
| 2010 | 0.02x | $7.03 Million | $6.78 Million | $307.74 Million | ▲ +170.0% |
| 2009 | 0.01x | $2.65 Million | $177.27K | $312.74 Million | ▼ -82.8% |
| 2008 | 0.05x | $13.13 Million | $812.33K | $267.39 Million | ▲ +158.9% |
| 2007 | 0.02x | $4.19 Million | $3.79 Million | $221.08 Million | — |