Sound Financial Bancorp Inc (SFBC) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Sound Financial Bancorp Inc (SFBC) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $2.10 Million (operating CF $2.00 Million minus capex $100.00K) represents 0% of total liabilities ($982.77 Million). Also explore SFBC shareholders equity momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$2.10 Million
Operating CF − Capex

Total Liabilities

$982.77 Million
USD

Capital Expenditures

$100.00K
USD

Sound Financial Bancorp Inc Financial Flexibility Index (2007–2025)

Historical Financial Flexibility Index trend for Sound Financial Bancorp Inc across 19 annual periods. Check Sound Financial Bancorp Inc (SFBC) strategic asset index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Sound Financial Bancorp Inc (2007–2025)

Year-by-year free cash flow to debt coverage for Sound Financial Bancorp Inc. For the full company profile including market capitalisation, see SFBC market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $7.33 Million $7.16 Million $982.77 Million ▲ +120.7%
2024 0.00x $3.01 Million $2.93 Million $889.97 Million ▼ -58.8%
2023 0.01x $7.33 Million $6.89 Million $894.57 Million ▼ -31.1%
2022 0.01x $10.45 Million $10.05 Million $878.65 Million ▼ -49.1%
2021 0.02x $19.30 Million $19.07 Million $826.33 Million ▲ +23633.3%
2020 0.00x $-77.00K $-484.00K $775.92 Million ▼ -100.5%
2019 0.02x $11.72 Million $11.06 Million $642.13 Million ▲ +7.3%
2018 0.02x $10.97 Million $10.32 Million $645.11 Million ▲ +6.1%
2017 0.02x $9.30 Million $6.82 Million $580.08 Million ▲ +3.8%
2016 0.02x $8.15 Million $7.15 Million $528.11 Million ▲ +54.4%
2015 0.01x $4.86 Million $3.75 Million $486.24 Million ▼ -58.7%
2014 0.02x $10.78 Million $6.80 Million $444.55 Million ▲ +18.4%
2013 0.02x $8.11 Million $7.77 Million $396.11 Million ▼ -34.0%
2012 0.03x $10.47 Million $10.21 Million $337.59 Million ▲ +30.1%
2011 0.02x $7.42 Million $7.23 Million $311.03 Million ▲ +4.4%
2010 0.02x $7.03 Million $6.78 Million $307.74 Million ▲ +170.0%
2009 0.01x $2.65 Million $177.27K $312.74 Million ▼ -82.8%
2008 0.05x $13.13 Million $812.33K $267.39 Million ▲ +158.9%
2007 0.02x $4.19 Million $3.79 Million $221.08 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities