Sound Financial Bancorp Inc Financial Flexibility Index
Sound Financial Bancorp Inc financial flexibility index. Sound Financial Bancorp Inc (SFBC) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $2.10 Million (operating CF $2.00 Million minus capex $100.00K) represents 0% of total liabilities ($982.77 Million). See SFBC cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Sound Financial Bancorp Inc (2007–2025)
Financial flexibility index of Sound Financial Bancorp Inc from 2007 to 2025. Historical Financial Flexibility Index trend for Sound Financial Bancorp Inc across 19 annual periods. Check Sound Financial Bancorp Inc (SFBC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Sound Financial Bancorp Inc Financial Flexibility Index by Year (2007–2025)
Sound Financial Bancorp Inc financial flexibility index by year from 2007 to 2025. Year-by-year free cash flow to debt coverage for Sound Financial Bancorp Inc. For the full cash flow conversion analysis, see Sound Financial Bancorp Inc cash conversion from operations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $7.33 Million | $7.16 Million | $982.77 Million | ▲ +120.7% |
| 2024 | 0.00x | $3.01 Million | $2.93 Million | $889.97 Million | ▼ -58.8% |
| 2023 | 0.01x | $7.33 Million | $6.89 Million | $894.57 Million | ▼ -31.1% |
| 2022 | 0.01x | $10.45 Million | $10.05 Million | $878.65 Million | ▼ -49.1% |
| 2021 | 0.02x | $19.30 Million | $19.07 Million | $826.33 Million | ▲ +23633.3% |
| 2020 | 0.00x | $-77.00K | $-484.00K | $775.92 Million | ▼ -100.5% |
| 2019 | 0.02x | $11.72 Million | $11.06 Million | $642.13 Million | ▲ +7.3% |
| 2018 | 0.02x | $10.97 Million | $10.32 Million | $645.11 Million | ▲ +6.1% |
| 2017 | 0.02x | $9.30 Million | $6.82 Million | $580.08 Million | ▲ +3.8% |
| 2016 | 0.02x | $8.15 Million | $7.15 Million | $528.11 Million | ▲ +54.4% |
| 2015 | 0.01x | $4.86 Million | $3.75 Million | $486.24 Million | ▼ -58.7% |
| 2014 | 0.02x | $10.78 Million | $6.80 Million | $444.55 Million | ▲ +18.4% |
| 2013 | 0.02x | $8.11 Million | $7.77 Million | $396.11 Million | ▼ -34.0% |
| 2012 | 0.03x | $10.47 Million | $10.21 Million | $337.59 Million | ▲ +30.1% |
| 2011 | 0.02x | $7.42 Million | $7.23 Million | $311.03 Million | ▲ +4.4% |
| 2010 | 0.02x | $7.03 Million | $6.78 Million | $307.74 Million | ▲ +170.0% |
| 2009 | 0.01x | $2.65 Million | $177.27K | $312.74 Million | ▼ -82.8% |
| 2008 | 0.05x | $13.13 Million | $812.33K | $267.39 Million | ▲ +158.9% |
| 2007 | 0.02x | $4.19 Million | $3.79 Million | $221.08 Million | — |