Sound Financial Bancorp Inc (SFBC) — Cash Flow-to-Debt Ratio
Sound Financial Bancorp Inc (SFBC) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $2.00 Million could theoretically repay 0% of its total liabilities ($982.77 Million) in one year. See SFBC FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sound Financial Bancorp Inc Cash Flow-to-Debt Ratio (2007–2025)
Historical debt coverage capacity for Sound Financial Bancorp Inc across 19 annual periods. Also explore Sound Financial Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Sound Financial Bancorp Inc (2007–2025)
Year-by-year debt coverage analysis for Sound Financial Bancorp Inc. For market capitalisation and broader financial context, see Sound Financial Bancorp Inc market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $7.16 Million | $982.77 Million | ▲ +121.2% |
| 2024 | 0.00x | $2.93 Million | $889.97 Million | ▼ -57.2% |
| 2023 | 0.01x | $6.89 Million | $894.57 Million | ▼ -32.7% |
| 2022 | 0.01x | $10.05 Million | $878.65 Million | ▼ -50.4% |
| 2021 | 0.02x | $19.07 Million | $826.33 Million | ▲ +3800.3% |
| 2020 | 0.00x | $-484.00K | $775.92 Million | ▼ -103.6% |
| 2019 | 0.02x | $11.06 Million | $642.13 Million | ▲ +7.6% |
| 2018 | 0.02x | $10.32 Million | $645.11 Million | ▲ +36.1% |
| 2017 | 0.01x | $6.82 Million | $580.08 Million | ▼ -13.1% |
| 2016 | 0.01x | $7.15 Million | $528.11 Million | ▲ +75.5% |
| 2015 | 0.01x | $3.75 Million | $486.24 Million | ▼ -49.6% |
| 2014 | 0.02x | $6.80 Million | $444.55 Million | ▼ -21.9% |
| 2013 | 0.02x | $7.77 Million | $396.11 Million | ▼ -35.2% |
| 2012 | 0.03x | $10.21 Million | $337.59 Million | ▲ +30.1% |
| 2011 | 0.02x | $7.23 Million | $311.03 Million | ▲ +5.5% |
| 2010 | 0.02x | $6.78 Million | $307.74 Million | ▲ +3788.1% |
| 2009 | 0.00x | $177.27K | $312.74 Million | ▼ -81.3% |
| 2008 | 0.00x | $812.33K | $267.39 Million | ▼ -82.3% |
| 2007 | 0.02x | $3.79 Million | $221.08 Million | — |