S&T Bancorp Inc (STBA) — Cash Flow Quality Index
S&T Bancorp Inc (STBA) has a Cash Flow Quality Index of 1.09x as of December 2025. Operating cash flow of $37.05 Million exceeds net income of $33.97 Million, indicating high earnings quality where cash backs reported profits. Explore how much of S&T Bancorp Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
S&T Bancorp Inc Cash Flow Quality Index (1990–2025)
Historical Cash Flow Quality Index for S&T Bancorp Inc across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check STBA intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for S&T Bancorp Inc (1990–2025)
Year-by-year earnings quality comparison for S&T Bancorp Inc. For live market cap and the full company financial profile, see how much is S&T Bancorp Inc worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.00x | $133.62 Million | $134.23 Million | ▼ -24.6% |
| 2024 | 1.32x | $173.37 Million | $131.26 Million | ▲ +11.3% |
| 2023 | 1.19x | $171.75 Million | $144.78 Million | ▼ -33.1% |
| 2022 | 1.77x | $240.43 Million | $135.52 Million | ▼ -9.4% |
| 2021 | 1.96x | $216.11 Million | $110.34 Million | ▼ -22.9% |
| 2020 | 2.54x | $53.45 Million | $21.04 Million | ▲ +80.3% |
| 2019 | 1.41x | $138.42 Million | $98.23 Million | ▲ +15.9% |
| 2018 | 1.22x | $128.02 Million | $105.33 Million | ▼ -22.4% |
| 2017 | 1.57x | $114.24 Million | $72.97 Million | ▲ +15.5% |
| 2016 | 1.36x | $96.81 Million | $71.39 Million | ▲ +50.1% |
| 2015 | 0.90x | $60.58 Million | $67.08 Million | ▼ -33.0% |
| 2014 | 1.35x | $78.10 Million | $57.91 Million | ▼ -20.8% |
| 2013 | 1.70x | $86.08 Million | $50.54 Million | ▼ -30.6% |
| 2012 | 2.45x | $83.89 Million | $34.20 Million | ▲ +56.9% |
| 2011 | 1.56x | $73.90 Million | $47.26 Million | ▼ -23.6% |
| 2010 | 2.05x | $88.98 Million | $43.48 Million | ▼ -70.2% |
| 2009 | 6.86x | $54.57 Million | $7.95 Million | ▲ +443.6% |
| 2008 | 1.26x | $76.00 Million | $60.20 Million | ▲ +11.0% |
| 2007 | 1.14x | $63.84 Million | $56.14 Million | ▲ +18.4% |
| 2006 | 0.96x | $51.24 Million | $53.34 Million | ▲ +7.6% |
| 2005 | 0.89x | $51.98 Million | $58.24 Million | ▼ -22.1% |
| 2004 | 1.15x | $62.24 Million | $54.36 Million | ▲ +16.6% |
| 2003 | 0.98x | $50.83 Million | $51.78 Million | ▼ -5.1% |
| 2002 | 1.03x | $50.30 Million | $48.60 Million | ▲ +15.7% |
| 2001 | 0.89x | $42.32 Million | $47.30 Million | ▼ -9.0% |
| 2000 | 0.98x | $44.22 Million | $44.97 Million | ▲ +99.6% |
| 1999 | 0.49x | $20.40 Million | $41.40 Million | ▼ -51.1% |
| 1998 | 1.01x | $38.30 Million | $38.00 Million | ▼ -4.4% |
| 1997 | 1.05x | $35.20 Million | $33.40 Million | ▼ -17.7% |
| 1996 | 1.28x | $36.10 Million | $28.20 Million | ▲ +13.8% |
| 1995 | 1.13x | $27.90 Million | $24.80 Million | ▼ -20.4% |
| 1994 | 1.41x | $26.00 Million | $18.40 Million | ▲ +42.2% |
| 1993 | 0.99x | $16.20 Million | $16.30 Million | ▼ -32.3% |
| 1992 | 1.47x | $21.00 Million | $14.30 Million | ▲ +8.9% |
| 1991 | 1.35x | $15.10 Million | $11.20 Million | ▲ +0.2% |
| 1990 | 1.35x | $14.00 Million | $10.40 Million | — |