S&T Bancorp Inc (STBA) — Free Cash Flow Generation Index

Latest as of December 2025: 0.97x

S&T Bancorp Inc (STBA) has a Free Cash Flow Generation Index of 0.97x as of December 2025. Free cash flow of $35.81 Million represents 1% of operating cash flow ($37.05 Million). See S&T Bancorp Inc (STBA) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.97x
Free Cash Flow / Operating CF

Free Cash Flow

$35.81 Million
USD

Operating Cash Flow

$37.05 Million
USD

Capital Expenditures

$1.25 Million
USD

S&T Bancorp Inc Free Cash Flow Generation Index (1990–2025)

Historical FCF Generation Index trend for S&T Bancorp Inc across 36 annual periods. Explore S&T Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for S&T Bancorp Inc (1990–2025)

Year-by-year Free Cash Flow Generation Index for S&T Bancorp Inc. For the full company profile including market capitalisation, see S&T Bancorp Inc market cap and net worth.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $128.85 Million $133.62 Million $4.77 Million ▼ -1.9%
2024 0.98x $170.37 Million $173.37 Million $2.99 Million ▲ +2.0%
2023 0.96x $165.53 Million $171.75 Million $6.22 Million ▼ -2.0%
2022 0.98x $236.57 Million $240.43 Million $3.86 Million ▲ +0.1%
2021 0.98x $212.50 Million $216.11 Million $3.61 Million ▲ +9.4%
2020 0.90x $48.03 Million $53.45 Million $5.42 Million ▼ -6.7%
2019 0.96x $133.27 Million $138.42 Million $5.15 Million ▼ -0.5%
2018 0.97x $123.84 Million $128.02 Million $4.17 Million ▲ +0.9%
2017 0.96x $109.54 Million $114.24 Million $4.69 Million ▼ -0.4%
2016 0.96x $93.24 Million $96.81 Million $3.56 Million ▲ +5.2%
2015 0.92x $55.45 Million $60.58 Million $5.13 Million ▼ -2.1%
2014 0.93x $73.02 Million $78.10 Million $5.08 Million ▼ -3.3%
2013 0.97x $83.24 Million $86.08 Million $2.83 Million ▼ -0.7%
2012 0.97x $81.71 Million $83.89 Million $2.18 Million ▲ +0.9%
2011 0.97x $71.37 Million $73.90 Million $2.53 Million ▲ +0.5%
2010 0.96x $85.52 Million $88.98 Million $3.47 Million ▼ -1.0%
2009 0.97x $52.99 Million $54.57 Million $1.58 Million ▲ +2.4%
2008 0.95x $72.07 Million $76.00 Million $3.94 Million ▲ +3.6%
2007 0.92x $58.45 Million $63.84 Million $5.39 Million ▲ +12.4%
2006 0.81x $41.74 Million $51.24 Million $9.50 Million ▼ -6.9%
2005 0.88x $45.49 Million $51.98 Million $6.50 Million ▼ -5.0%
2004 0.92x $57.30 Million $62.24 Million $4.94 Million ▼ -3.6%
2003 0.96x $48.55 Million $50.83 Million $2.28 Million ▲ +4.5%
2002 0.91x $45.97 Million $50.30 Million $4.33 Million ▼ -0.6%
2001 0.92x $38.91 Million $42.32 Million $3.41 Million ▼ -3.5%
2000 0.95x $42.12 Million $44.22 Million $2.10 Million ▲ +5.0%
1999 0.91x $18.50 Million $20.40 Million $1.90 Million ▼ -4.6%
1998 0.95x $36.40 Million $38.30 Million $1.90 Million ▲ +0.8%
1997 0.94x $33.20 Million $35.20 Million $2.00 Million ▲ +2.9%
1996 0.92x $33.10 Million $36.10 Million $3.00 Million ▼ -1.6%
1995 0.93x $26.00 Million $27.90 Million $1.90 Million ▲ +0.1%
1994 0.93x $24.20 Million $26.00 Million $1.80 Million ▲ +20.6%
1993 0.77x $12.50 Million $16.20 Million $3.70 Million ▼ -11.9%
1992 0.88x $18.40 Million $21.00 Million $2.60 Million ▲ +4.2%
1991 0.84x $12.70 Million $15.10 Million $2.40 Million ▼ -8.0%
1990 0.91x $12.80 Million $14.00 Million $1.20 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).