S&T Bancorp Inc (STBA) — Defensive Interval Ratio
S&T Bancorp Inc (STBA) has a Defensive Interval Ratio of 2185 days as of December 2025. Defensive assets of $987.66 Million (cash $-, short-term investments $987.66 Million, receivables $2.00K) cover 2185 days of daily cash needs of $452.05K/day. Check how tangible is S&T Bancorp Inc's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
S&T Bancorp Inc Defensive Interval Ratio (2000–2025)
This chart shows how S&T Bancorp Inc's Defensive Interval Ratio has evolved across 18 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 2185 days, meaning defensive assets of $987.66 Million can fund 2185 days of operations without new revenue. Also explore S&T Bancorp Inc annual equity growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for S&T Bancorp Inc (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for S&T Bancorp Inc from 2000 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see STBA market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2185 days | $987.66 Million | $452.05K/day | $- | $987.66 Million | ▲ +2139 days |
| 2024 | 45 days | $987.59 Million | $21.73 Million/day | $- | $987.59 Million | ▲ +1 days |
| 2023 | 45 days | $970.39 Million | $21.74 Million/day | $- | $970.39 Million | ▼ -4 days |
| 2022 | 48 days | $1.00 Billion | $20.79 Million/day | $- | $1.00 Billion | ▲ +7 days |
| 2021 | 41 days | $913.79 Million | $22.14 Million/day | $- | $909.65 Million | ▼ -682 days |
| 2020 | 724 days | $14.99 Billion | $20.71 Million/day | $- | $770.39 Million | ▲ +333 days |
| 2019 | 391 days | $7.86 Billion | $20.10 Million/day | $- | $784.28 Million | ▲ +3 days |
| 2017 | 388 days | $6.40 Billion | $16.49 Million/day | $- | $698.29 Million | ▲ +7 days |
| 2016 | 381 days | $6.25 Billion | $16.39 Million/day | $- | $693.49 Million | ▼ -7 days |
| 2015 | 389 days | $5.64 Billion | $14.51 Million/day | $- | $660.96 Million | ▲ +334 days |
| 2014 | 55 days | $640.27 Million | $11.59 Million/day | $- | $640.27 Million | ▲ +7 days |
| 2013 | 48 days | $509.43 Million | $10.54 Million/day | $- | $509.43 Million | ▲ +5 days |
| 2012 | 44 days | $453.10 Million | $10.35 Million/day | $- | $453.10 Million | ▲ +6 days |
| 2011 | 38 days | $357.60 Million | $9.43 Million/day | $- | $357.60 Million | ▲ +26 days |
| 2010 | 12 days | $108.09 Million | $9.20 Million/day | $- | $108.09 Million | ▼ -35 days |
| 2007 | 47 days | $358.82 Million | $7.68 Million/day | $- | $358.82 Million | ▼ -11 days |
| 2006 | 57 days | $432.05 Million | $7.54 Million/day | $- | $432.05 Million | ▲ +56 days |
| 2000 | 2 days | $6.66 Million | $4.40 Million/day | $- | $6.66 Million | — |