S&T Bancorp Inc Defensive Interval Ratio
S&T Bancorp Inc defensive interval ratio. S&T Bancorp Inc (STBA) has a Defensive Interval Ratio of 1915 days as of June 2026. Defensive assets of $1.05 Billion (cash $-, short-term investments $1.01 Billion, receivables $35.80 Million) cover 1915 days of daily cash needs of $547.95K/day. See S&T Bancorp Inc (STBA) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of S&T Bancorp Inc (2000–2025)
Defensive interval ratio of S&T Bancorp Inc from 2000 to 2025. This chart shows how S&T Bancorp Inc's Defensive Interval Ratio has evolved across 18 annual periods from 2000 to 2025. As of June 2026, the ratio stands at 1915 days, meaning defensive assets of $1.05 Billion can fund 1915 days of operations without new revenue. Check STBA asset resilience ratio to evaluate the company's liquid asset resilience ratio.
S&T Bancorp Inc Defensive Interval Ratio by Year (2000–2025)
S&T Bancorp Inc defensive interval ratio by year from 2000 to 2025. The table below presents the year-by-year Defensive Interval Ratio for S&T Bancorp Inc from 2000 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see STBA current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2185 days | $987.66 Million | $452.05K/day | $- | $987.66 Million | ▲ +2139 days |
| 2024 | 45 days | $987.59 Million | $21.73 Million/day | $- | $987.59 Million | ▲ +1 days |
| 2023 | 45 days | $970.39 Million | $21.74 Million/day | $- | $970.39 Million | ▼ -4 days |
| 2022 | 48 days | $1.00 Billion | $20.79 Million/day | $- | $1.00 Billion | ▲ +7 days |
| 2021 | 41 days | $913.79 Million | $22.14 Million/day | $- | $909.65 Million | ▼ -682 days |
| 2020 | 724 days | $14.99 Billion | $20.71 Million/day | $- | $770.39 Million | ▲ +333 days |
| 2019 | 391 days | $7.86 Billion | $20.10 Million/day | $- | $784.28 Million | ▲ +3 days |
| 2017 | 388 days | $6.40 Billion | $16.49 Million/day | $- | $698.29 Million | ▲ +7 days |
| 2016 | 381 days | $6.25 Billion | $16.39 Million/day | $- | $693.49 Million | ▼ -7 days |
| 2015 | 389 days | $5.64 Billion | $14.51 Million/day | $- | $660.96 Million | ▲ +334 days |
| 2014 | 55 days | $640.27 Million | $11.59 Million/day | $- | $640.27 Million | ▲ +7 days |
| 2013 | 48 days | $509.43 Million | $10.54 Million/day | $- | $509.43 Million | ▲ +5 days |
| 2012 | 44 days | $453.10 Million | $10.35 Million/day | $- | $453.10 Million | ▲ +6 days |
| 2011 | 38 days | $357.60 Million | $9.43 Million/day | $- | $357.60 Million | ▲ +26 days |
| 2010 | 12 days | $108.09 Million | $9.20 Million/day | $- | $108.09 Million | ▼ -35 days |
| 2007 | 47 days | $358.82 Million | $7.68 Million/day | $- | $358.82 Million | ▼ -11 days |
| 2006 | 57 days | $432.05 Million | $7.54 Million/day | $- | $432.05 Million | ▲ +56 days |
| 2000 | 2 days | $6.66 Million | $4.40 Million/day | $- | $6.66 Million | — |