S&T Bancorp Inc Financial Flexibility Index
S&T Bancorp Inc financial flexibility index. S&T Bancorp Inc (STBA) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $28.65 Million (operating CF $27.81 Million minus capex $847.00K) represents 0% of total liabilities ($8.54 Billion). See S&T Bancorp Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of S&T Bancorp Inc (1990–2025)
Financial flexibility index of S&T Bancorp Inc from 1990 to 2025. Historical Financial Flexibility Index trend for S&T Bancorp Inc across 36 annual periods. Check STBA operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
S&T Bancorp Inc Financial Flexibility Index by Year (1990–2025)
S&T Bancorp Inc financial flexibility index by year from 1990 to 2025. Year-by-year free cash flow to debt coverage for S&T Bancorp Inc. For the full cash flow conversion analysis, see cash efficiency ratio of S&T Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $138.38 Million | $133.62 Million | $8.41 Billion | ▼ -22.7% |
| 2024 | 0.02x | $176.36 Million | $173.37 Million | $8.28 Billion | ▼ -1.0% |
| 2023 | 0.02x | $177.97 Million | $171.75 Million | $8.27 Billion | ▼ -30.2% |
| 2022 | 0.03x | $244.30 Million | $240.43 Million | $7.93 Billion | ▲ +16.2% |
| 2021 | 0.03x | $219.72 Million | $216.11 Million | $8.28 Billion | ▲ +252.1% |
| 2020 | 0.01x | $58.87 Million | $53.45 Million | $7.81 Billion | ▼ -60.3% |
| 2019 | 0.02x | $143.58 Million | $138.42 Million | $7.57 Billion | ▼ -9.4% |
| 2018 | 0.02x | $132.19 Million | $128.02 Million | $6.32 Billion | ▲ +8.7% |
| 2017 | 0.02x | $118.93 Million | $114.24 Million | $6.18 Billion | ▲ +17.1% |
| 2016 | 0.02x | $100.36 Million | $96.81 Million | $6.10 Billion | ▲ +38.3% |
| 2015 | 0.01x | $65.72 Million | $60.58 Million | $5.53 Billion | ▼ -37.7% |
| 2014 | 0.02x | $83.18 Million | $78.10 Million | $4.36 Billion | ▼ -14.9% |
| 2013 | 0.02x | $88.91 Million | $86.08 Million | $3.96 Billion | ▲ +4.0% |
| 2012 | 0.02x | $86.07 Million | $83.89 Million | $3.99 Billion | ▲ +2.5% |
| 2011 | 0.02x | $76.43 Million | $73.90 Million | $3.63 Billion | ▼ -19.5% |
| 2010 | 0.03x | $92.45 Million | $88.98 Million | $3.54 Billion | ▲ +68.5% |
| 2009 | 0.02x | $56.14 Million | $54.57 Million | $3.62 Billion | ▼ -22.5% |
| 2008 | 0.02x | $79.94 Million | $76.00 Million | $3.99 Billion | ▼ -10.8% |
| 2007 | 0.02x | $69.23 Million | $63.84 Million | $3.08 Billion | ▲ +10.9% |
| 2006 | 0.02x | $60.73 Million | $51.24 Million | $3.00 Billion | ▼ -1.6% |
| 2005 | 0.02x | $58.48 Million | $51.98 Million | $2.84 Billion | ▼ -19.2% |
| 2004 | 0.03x | $67.18 Million | $62.24 Million | $2.64 Billion | ▲ +23.0% |
| 2003 | 0.02x | $53.12 Million | $50.83 Million | $2.57 Billion | ▼ -4.7% |
| 2002 | 0.02x | $54.63 Million | $50.30 Million | $2.52 Billion | ▼ -2.0% |
| 2001 | 0.02x | $45.73 Million | $42.32 Million | $2.06 Billion | ▼ -2.8% |
| 2000 | 0.02x | $46.33 Million | $44.22 Million | $2.03 Billion | ▲ +99.7% |
| 1999 | 0.01x | $22.30 Million | $20.40 Million | $1.95 Billion | ▼ -48.6% |
| 1998 | 0.02x | $40.20 Million | $38.30 Million | $1.81 Billion | ▼ -0.9% |
| 1997 | 0.02x | $37.20 Million | $35.20 Million | $1.66 Billion | ▼ -10.5% |
| 1996 | 0.03x | $39.10 Million | $36.10 Million | $1.56 Billion | ▲ +3.7% |
| 1995 | 0.02x | $29.80 Million | $27.90 Million | $1.23 Billion | ▲ +0.1% |
| 1994 | 0.02x | $27.80 Million | $26.00 Million | $1.15 Billion | ▲ +30.1% |
| 1993 | 0.02x | $19.90 Million | $16.20 Million | $1.07 Billion | ▼ -21.6% |
| 1992 | 0.02x | $23.60 Million | $21.00 Million | $997.90 Million | ▲ +30.0% |
| 1991 | 0.02x | $17.50 Million | $15.10 Million | $961.80 Million | ▼ -12.4% |
| 1990 | 0.02x | $15.20 Million | $14.00 Million | $731.40 Million | — |