S&T Bancorp Inc (STBA) — Financial Flexibility Index
S&T Bancorp Inc (STBA) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $38.30 Million (operating CF $37.05 Million minus capex $1.25 Million) represents 0% of total liabilities ($8.41 Billion). Also explore STBA net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
S&T Bancorp Inc Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for S&T Bancorp Inc across 36 annual periods. Check S&T Bancorp Inc (STBA) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for S&T Bancorp Inc (1990–2025)
Year-by-year free cash flow to debt coverage for S&T Bancorp Inc. For the full company profile including market capitalisation, see S&T Bancorp Inc (STBA) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $138.38 Million | $133.62 Million | $8.41 Billion | ▼ -22.7% |
| 2024 | 0.02x | $176.36 Million | $173.37 Million | $8.28 Billion | ▼ -1.0% |
| 2023 | 0.02x | $177.97 Million | $171.75 Million | $8.27 Billion | ▼ -30.2% |
| 2022 | 0.03x | $244.30 Million | $240.43 Million | $7.93 Billion | ▲ +16.2% |
| 2021 | 0.03x | $219.72 Million | $216.11 Million | $8.28 Billion | ▲ +252.1% |
| 2020 | 0.01x | $58.87 Million | $53.45 Million | $7.81 Billion | ▼ -60.3% |
| 2019 | 0.02x | $143.58 Million | $138.42 Million | $7.57 Billion | ▼ -9.4% |
| 2018 | 0.02x | $132.19 Million | $128.02 Million | $6.32 Billion | ▲ +8.7% |
| 2017 | 0.02x | $118.93 Million | $114.24 Million | $6.18 Billion | ▲ +17.1% |
| 2016 | 0.02x | $100.36 Million | $96.81 Million | $6.10 Billion | ▲ +38.3% |
| 2015 | 0.01x | $65.72 Million | $60.58 Million | $5.53 Billion | ▼ -37.7% |
| 2014 | 0.02x | $83.18 Million | $78.10 Million | $4.36 Billion | ▼ -14.9% |
| 2013 | 0.02x | $88.91 Million | $86.08 Million | $3.96 Billion | ▲ +4.0% |
| 2012 | 0.02x | $86.07 Million | $83.89 Million | $3.99 Billion | ▲ +2.5% |
| 2011 | 0.02x | $76.43 Million | $73.90 Million | $3.63 Billion | ▼ -19.5% |
| 2010 | 0.03x | $92.45 Million | $88.98 Million | $3.54 Billion | ▲ +68.5% |
| 2009 | 0.02x | $56.14 Million | $54.57 Million | $3.62 Billion | ▼ -22.5% |
| 2008 | 0.02x | $79.94 Million | $76.00 Million | $3.99 Billion | ▼ -10.8% |
| 2007 | 0.02x | $69.23 Million | $63.84 Million | $3.08 Billion | ▲ +10.9% |
| 2006 | 0.02x | $60.73 Million | $51.24 Million | $3.00 Billion | ▼ -1.6% |
| 2005 | 0.02x | $58.48 Million | $51.98 Million | $2.84 Billion | ▼ -19.2% |
| 2004 | 0.03x | $67.18 Million | $62.24 Million | $2.64 Billion | ▲ +23.0% |
| 2003 | 0.02x | $53.12 Million | $50.83 Million | $2.57 Billion | ▼ -4.7% |
| 2002 | 0.02x | $54.63 Million | $50.30 Million | $2.52 Billion | ▼ -2.0% |
| 2001 | 0.02x | $45.73 Million | $42.32 Million | $2.06 Billion | ▼ -2.8% |
| 2000 | 0.02x | $46.33 Million | $44.22 Million | $2.03 Billion | ▲ +99.7% |
| 1999 | 0.01x | $22.30 Million | $20.40 Million | $1.95 Billion | ▼ -48.6% |
| 1998 | 0.02x | $40.20 Million | $38.30 Million | $1.81 Billion | ▼ -0.9% |
| 1997 | 0.02x | $37.20 Million | $35.20 Million | $1.66 Billion | ▼ -10.5% |
| 1996 | 0.03x | $39.10 Million | $36.10 Million | $1.56 Billion | ▲ +3.7% |
| 1995 | 0.02x | $29.80 Million | $27.90 Million | $1.23 Billion | ▲ +0.1% |
| 1994 | 0.02x | $27.80 Million | $26.00 Million | $1.15 Billion | ▲ +30.1% |
| 1993 | 0.02x | $19.90 Million | $16.20 Million | $1.07 Billion | ▼ -21.6% |
| 1992 | 0.02x | $23.60 Million | $21.00 Million | $997.90 Million | ▲ +30.0% |
| 1991 | 0.02x | $17.50 Million | $15.10 Million | $961.80 Million | ▼ -12.4% |
| 1990 | 0.02x | $15.20 Million | $14.00 Million | $731.40 Million | — |