Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Cash Flow Quality Index
Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a Cash Flow Quality Index of -25.73x as of March 2025. Operating cash flow of Rs-324.13 Billion is below net income of Rs12.60 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Cholamandalam Investment and Finance Com (CHOLAFIN) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cholamandalam Investment and Finance Company Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Cholamandalam Investment and Finance Company Limited across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Cholamandalam Investment and Finance Com (CHOLAFIN) cash conversion ratio.
Annual Cash Flow Quality Index for Cholamandalam Investment and Finance Company Limited (2005–2025)
Year-by-year earnings quality comparison for Cholamandalam Investment and Finance Company Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -7.60x | Rs-324.13 Billion | Rs42.63 Billion | ▲ +27.1% |
| 2024 | -10.43x | Rs-356.83 Billion | Rs34.20 Billion | ▼ -39.1% |
| 2023 | -7.50x | Rs-271.05 Billion | Rs36.15 Billion | ▼ -291.4% |
| 2022 | -1.92x | Rs-55.71 Billion | Rs29.08 Billion | ▲ +55.6% |
| 2021 | -4.32x | Rs-88.42 Billion | Rs20.48 Billion | ▼ -230.5% |
| 2020 | -1.31x | Rs-20.75 Billion | Rs15.88 Billion | ▲ +74.3% |
| 2019 | -5.09x | Rs-93.17 Billion | Rs18.32 Billion | ▲ +0.6% |
| 2018 | -5.12x | Rs-75.92 Billion | Rs14.84 Billion | ▼ -336.9% |
| 2017 | -1.17x | Rs-12.97 Billion | Rs11.07 Billion | ▲ +63.3% |
| 2016 | -3.19x | Rs-28.09 Billion | Rs8.79 Billion | ▲ +6.0% |
| 2015 | -3.40x | Rs-22.64 Billion | Rs6.66 Billion | ▲ +23.0% |
| 2014 | -4.41x | Rs-24.47 Billion | Rs5.54 Billion | ▲ +48.0% |
| 2013 | -8.49x | Rs-38.38 Billion | Rs4.52 Billion | ▲ +31.3% |
| 2012 | -12.35x | Rs-35.74 Billion | Rs2.89 Billion | ▲ +53.4% |
| 2011 | -26.49x | Rs-32.51 Billion | Rs1.23 Billion | ▼ -60.6% |
| 2010 | -16.49x | Rs-11.52 Billion | Rs698.20 Million | ▲ +35.7% |
| 2008 | -25.65x | Rs-20.05 Billion | Rs781.71 Million | ▲ +19.7% |
| 2007 | -31.94x | Rs-14.55 Billion | Rs455.45 Million | ▼ -284.6% |
| 2006 | -8.30x | Rs-3.96 Billion | Rs477.44 Million | ▼ -690.9% |
| 2005 | -1.05x | Rs-511.76 Million | Rs487.39 Million | — |