Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Cash Flow-to-Debt Ratio
Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a Cash Flow-to-Debt Ratio of -0.18x as of March 2025, meaning its operating cash flow of Rs-324.13 Billion could theoretically repay 0% of its total liabilities (Rs1.78 Trillion) in one year. See CHOLAFIN financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cholamandalam Investment and Finance Company Limited Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Cholamandalam Investment and Finance Company Limited across 21 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Cholamandalam Investment and Finance Com.
Annual Cash Flow-to-Debt Ratio for Cholamandalam Investment and Finance Company Limited (2005–2025)
Year-by-year debt coverage analysis for Cholamandalam Investment and Finance Company Limited. Check CHOLAFIN cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.18x | Rs-324.13 Billion | Rs1.78 Trillion | ▲ +30.1% |
| 2024 | -0.26x | Rs-356.83 Billion | Rs1.37 Trillion | ▲ +4.7% |
| 2023 | -0.27x | Rs-271.05 Billion | Rs992.81 Billion | ▼ -246.5% |
| 2022 | -0.08x | Rs-55.71 Billion | Rs707.10 Billion | ▲ +42.0% |
| 2021 | -0.14x | Rs-88.42 Billion | Rs650.44 Billion | ▼ -265.9% |
| 2020 | -0.04x | Rs-20.75 Billion | Rs558.49 Billion | ▲ +79.6% |
| 2019 | -0.18x | Rs-93.17 Billion | Rs512.81 Billion | ▲ +17.7% |
| 2018 | -0.22x | Rs-75.92 Billion | Rs344.03 Billion | ▼ -349.2% |
| 2017 | -0.05x | Rs-12.97 Billion | Rs263.97 Billion | ▲ +57.6% |
| 2016 | -0.12x | Rs-28.09 Billion | Rs242.16 Billion | ▼ -6.0% |
| 2015 | -0.11x | Rs-22.64 Billion | Rs206.94 Billion | ▲ +13.9% |
| 2014 | -0.13x | Rs-24.47 Billion | Rs192.57 Billion | ▲ +46.1% |
| 2013 | -0.24x | Rs-38.38 Billion | Rs162.76 Billion | ▲ +20.3% |
| 2012 | -0.30x | Rs-35.74 Billion | Rs120.85 Billion | ▲ +20.9% |
| 2011 | -0.37x | Rs-32.51 Billion | Rs86.91 Billion | ▼ -102.3% |
| 2010 | -0.18x | Rs-11.52 Billion | Rs62.28 Billion | ▼ -248.1% |
| 2009 | 0.12x | Rs7.72 Billion | Rs61.87 Billion | ▲ +136.7% |
| 2008 | -0.34x | Rs-20.05 Billion | Rs58.89 Billion | ▲ +19.5% |
| 2007 | -0.42x | Rs-14.55 Billion | Rs34.39 Billion | ▼ -92.5% |
| 2006 | -0.22x | Rs-3.96 Billion | Rs18.05 Billion | ▼ -508.8% |
| 2005 | -0.04x | Rs-511.76 Million | Rs14.18 Billion | — |