Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Defensive Interval Ratio

Latest as of September 2025: 1160 days

Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a Defensive Interval Ratio of 1160 days as of September 2025. Defensive assets of Rs4.07 Billion (cash Rs-, short-term investments Rs-, receivables Rs4.07 Billion) cover 1160 days of daily cash needs of Rs3.51 Million/day. Check CHOLAFIN goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1160 days
Days of operational coverage

Defensive Assets

Rs4.07 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs3.51 Million
Current Liabilities ÷ 365

Current Liabilities

Rs1.28 Billion
INR

Cholamandalam Investment and Finance Company Limited Defensive Interval Ratio (2005–2025)

This chart shows how Cholamandalam Investment and Finance Company Limited's Defensive Interval Ratio has evolved across 16 annual periods from 2005 to 2025. As of September 2025, the ratio stands at 1160 days, meaning defensive assets of Rs4.07 Billion can fund 1160 days of operations without new revenue. Also explore Cholamandalam Investment and Finance Com net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Cholamandalam Investment and Finance Company Limited (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for Cholamandalam Investment and Finance Company Limited from 2005 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Cholamandalam Investment and Finance Com (CHOLAFIN) total market value.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 8940 days Rs58.04 Billion Rs6.49 Million/day Rs47.32 Billion Rs- ▲ +8915 days
2024 25 days Rs32.81 Billion Rs1.30 Billion/day Rs5.40 Billion Rs21.57 Billion ▲ +2849 days
2023 -2824 days Rs-10.14 Billion Rs3.59 Million/day Rs8.79 Billion Rs-20.95 Billion ▼ -9289 days
2022 6464 days Rs22.25 Billion Rs3.44 Million/day Rs25.66 Billion Rs-11.63 Billion ▲ +9638 days
2021 -3174 days Rs-8.07 Billion Rs2.54 Million/day Rs15.25 Billion Rs-29.63 Billion ▼ -7305 days
2020 4131 days Rs8.14 Billion Rs1.97 Million/day Rs34.80 Billion Rs-31.76 Billion ▼ -542 days
2019 4673 days Rs29.63 Billion Rs6.34 Million/day Rs26.88 Billion Rs152.10 Million ▲ +4429 days
2018 243 days Rs5.70 Billion Rs23.43 Million/day Rs447.60 Million Rs348.10 Million ▲ +69 days
2017 174 days Rs5.08 Billion Rs29.21 Million/day Rs14.50 Million Rs532.07 Million ▼ -54 days
2016 228 days Rs4.49 Billion Rs19.65 Million/day Rs- Rs35.87 Million ▲ +20 days
2015 208 days Rs3.31 Billion Rs15.89 Million/day Rs- Rs- ▲ +16 days
2014 193 days Rs2.94 Billion Rs15.25 Million/day Rs- Rs- ▲ +24 days
2013 169 days Rs2.18 Billion Rs12.92 Million/day Rs- Rs- ▼ -138 days
2012 307 days Rs40.82 Billion Rs133.10 Million/day Rs- Rs62.74 Million ▼ -6768 days
2006 7074 days Rs19.78 Billion Rs2.80 Million/day Rs- Rs370.97 Million ▼ -286 days
2005 7360 days Rs16.25 Billion Rs2.21 Million/day Rs- Rs1.04 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)