Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Net Asset Quality Index
Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a Net Asset Quality Index of 12.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs2.17 Trillion minus total liabilities of Rs1.91 Trillion yields net assets of Rs259.42 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read CHOLAFIN total debt and obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Cholamandalam Investment and Finance Company Limited Net Asset Quality Index Over Time (2005–2025)
This chart shows how Cholamandalam Investment and Finance Company Limited's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the index stands at 12.0%, representing net assets of Rs259.42 Billion against total assets of Rs2.17 Trillion INR. For live market cap and overall valuation, see market cap of Cholamandalam Investment and Finance Com.
Annual Net Asset Quality Index for Cholamandalam Investment and Finance Company Limited (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Cholamandalam Investment and Finance Company Limited from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Cholamandalam Investment and Finance Com (CHOLAFIN) strategic asset index to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.7% | Rs236.69 Billion | Rs2.02 Trillion | Rs1.78 Trillion | ▼ -0.8 pp |
| 2024 | 12.5% | Rs195.93 Billion | Rs1.57 Trillion | Rs1.37 Trillion | ▼ -0.1 pp |
| 2023 | 12.6% | Rs143.46 Billion | Rs1.14 Trillion | Rs992.81 Billion | ▼ -1.6 pp |
| 2022 | 14.3% | Rs117.69 Billion | Rs824.79 Billion | Rs707.10 Billion | ▲ +1.4 pp |
| 2021 | 12.9% | Rs96.00 Billion | Rs746.44 Billion | Rs650.44 Billion | ▲ +0.1 pp |
| 2020 | 12.8% | Rs82.00 Billion | Rs640.49 Billion | Rs558.49 Billion | ▲ +2.0 pp |
| 2019 | 10.8% | Rs62.09 Billion | Rs574.90 Billion | Rs512.81 Billion | ▼ -2.3 pp |
| 2018 | 13.1% | Rs51.65 Billion | Rs395.68 Billion | Rs344.03 Billion | ▼ -1.0 pp |
| 2017 | 14.1% | Rs43.28 Billion | Rs307.25 Billion | Rs263.97 Billion | ▲ +0.9 pp |
| 2016 | 13.2% | Rs36.73 Billion | Rs278.89 Billion | Rs242.16 Billion | ▼ -0.1 pp |
| 2015 | 13.3% | Rs31.74 Billion | Rs238.68 Billion | Rs206.94 Billion | ▲ +2.7 pp |
| 2014 | 10.6% | Rs22.87 Billion | Rs215.44 Billion | Rs192.57 Billion | ▼ -0.1 pp |
| 2013 | 10.7% | Rs19.53 Billion | Rs182.28 Billion | Rs162.76 Billion | ▲ +0.3 pp |
| 2012 | 10.4% | Rs14.04 Billion | Rs134.89 Billion | Rs120.85 Billion | ▼ -0.5 pp |
| 2011 | 10.9% | Rs10.62 Billion | Rs97.53 Billion | Rs86.91 Billion | ▲ +0.1 pp |
| 2010 | 10.8% | Rs7.53 Billion | Rs69.81 Billion | Rs62.28 Billion | ▲ +0.4 pp |
| 2009 | 10.3% | Rs7.13 Billion | Rs69.00 Billion | Rs61.87 Billion | ▲ +2.1 pp |
| 2008 | 8.2% | Rs5.29 Billion | Rs64.18 Billion | Rs58.89 Billion | ▲ +0.0 pp |
| 2007 | 8.2% | Rs3.09 Billion | Rs37.48 Billion | Rs34.39 Billion | ▼ -6.1 pp |
| 2006 | 14.3% | Rs3.01 Billion | Rs21.06 Billion | Rs18.05 Billion | ▼ -3.1 pp |
| 2005 | 17.4% | Rs2.99 Billion | Rs17.17 Billion | Rs14.18 Billion | — |