Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Net Asset Quality Index
Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a Net Asset Quality Index of 12.0% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs2.17 Trillion minus total liabilities of Rs1.91 Trillion yields net assets of Rs259.42 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check CHOLAFIN asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Cholamandalam Investment and Finance Company Limited Net Asset Quality Index Over Time (2005–2025)
This chart shows how Cholamandalam Investment and Finance Company Limited's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the index stands at 12.0%, representing net assets of Rs259.42 Billion against total assets of Rs2.17 Trillion INR. See CHOLAFIN working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Cholamandalam Investment and Finance Company Limited (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Cholamandalam Investment and Finance Company Limited from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Cholamandalam Investment and Finance Com stock valuation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 11.7% | Rs236.69 Billion | Rs2.02 Trillion | Rs1.78 Trillion | ▼ -0.8 pp |
| 2024 | 12.5% | Rs195.93 Billion | Rs1.57 Trillion | Rs1.37 Trillion | ▼ -0.1 pp |
| 2023 | 12.6% | Rs143.46 Billion | Rs1.14 Trillion | Rs992.81 Billion | ▼ -1.6 pp |
| 2022 | 14.3% | Rs117.69 Billion | Rs824.79 Billion | Rs707.10 Billion | ▲ +1.4 pp |
| 2021 | 12.9% | Rs96.00 Billion | Rs746.44 Billion | Rs650.44 Billion | ▲ +0.1 pp |
| 2020 | 12.8% | Rs82.00 Billion | Rs640.49 Billion | Rs558.49 Billion | ▲ +2.0 pp |
| 2019 | 10.8% | Rs62.09 Billion | Rs574.90 Billion | Rs512.81 Billion | ▼ -2.3 pp |
| 2018 | 13.1% | Rs51.65 Billion | Rs395.68 Billion | Rs344.03 Billion | ▼ -1.0 pp |
| 2017 | 14.1% | Rs43.28 Billion | Rs307.25 Billion | Rs263.97 Billion | ▲ +0.9 pp |
| 2016 | 13.2% | Rs36.73 Billion | Rs278.89 Billion | Rs242.16 Billion | ▼ -0.1 pp |
| 2015 | 13.3% | Rs31.74 Billion | Rs238.68 Billion | Rs206.94 Billion | ▲ +2.7 pp |
| 2014 | 10.6% | Rs22.87 Billion | Rs215.44 Billion | Rs192.57 Billion | ▼ -0.1 pp |
| 2013 | 10.7% | Rs19.53 Billion | Rs182.28 Billion | Rs162.76 Billion | ▲ +0.3 pp |
| 2012 | 10.4% | Rs14.04 Billion | Rs134.89 Billion | Rs120.85 Billion | ▼ -0.5 pp |
| 2011 | 10.9% | Rs10.62 Billion | Rs97.53 Billion | Rs86.91 Billion | ▲ +0.1 pp |
| 2010 | 10.8% | Rs7.53 Billion | Rs69.81 Billion | Rs62.28 Billion | ▲ +0.4 pp |
| 2009 | 10.3% | Rs7.13 Billion | Rs69.00 Billion | Rs61.87 Billion | ▲ +2.1 pp |
| 2008 | 8.2% | Rs5.29 Billion | Rs64.18 Billion | Rs58.89 Billion | ▲ +0.0 pp |
| 2007 | 8.2% | Rs3.09 Billion | Rs37.48 Billion | Rs34.39 Billion | ▼ -6.1 pp |
| 2006 | 14.3% | Rs3.01 Billion | Rs21.06 Billion | Rs18.05 Billion | ▼ -3.1 pp |
| 2005 | 17.4% | Rs2.99 Billion | Rs17.17 Billion | Rs14.18 Billion | — |