Cholamandalam Investment and Finance Company Limited (CHOLAFIN) - Total Assets
Based on the latest financial reports, Cholamandalam Investment and Finance Company Limited (CHOLAFIN) holds total assets worth Rs2.17 Trillion INR (≈ $23.44 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See shareholders equity of Cholamandalam Investment and Finance Com for net asset value and shareholders' equity analysis.
Cholamandalam Investment and Finance Company Limited - Total Assets Trend (2005–2025)
This chart illustrates how Cholamandalam Investment and Finance Company Limited's total assets have evolved over time, based on quarterly financial data.
Cholamandalam Investment and Finance Company Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Cholamandalam Investment and Finance Company Limited's total assets of Rs2.17 Trillion consist of 3.8% current assets and 96.2% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs47.32 Billion | 4.7% |
| Accounts Receivable | Rs10.71 Billion | 0.5% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs17.58 Billion | 0.9% |
| Intangible Assets | Rs329.40 Million | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how Cholamandalam Investment and Finance Company Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Cholamandalam Investment and Finance Com stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cholamandalam Investment and Finance Company Limited's current assets represent 3.8% of total assets in 2025, a decrease from 92.2% in 2005.
- Cash Position: Cash and equivalents constituted 4.7% of total assets in 2025, up from 2.6% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 88.0% in 2005.
- Asset Diversification: The largest asset category is cash and equivalents at 4.7% of total assets.
Cholamandalam Investment and Finance Company Limited Competitors by Total Assets
Key competitors of Cholamandalam Investment and Finance Company Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Amigo Holdings PLC
LSE:AMGO
|
UK | GBX39.20 Million |
|
SBI Cards and Payment Services Limited
NSE:SBICARD
|
India | Rs673.65 Billion |
|
Western Union Co
NYSE:WU
|
USA | $7.78 Billion |
|
IIFL Finance Limited
NSE:IIFL
|
India | Rs813.42 Billion |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS
|
Thailand | ฿92.25 Billion |
|
Pepper Money Ltd
AU:PPM
|
Australia | AU$17.15 Billion |
|
Menif Financial Services Ltd
TA:MNIF
|
Israel | ILA3.82 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
Cholamandalam Investment and Finance Company Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 32.38 | 0.09 | 32.57 |
| Quick Ratio | 32.38 | 0.09 | 32.57 |
| Cash Ratio | 19.97 | 0.00 | 0.00 |
| Working Capital | Rs74.34 Billion | Rs-431.94 Billion | Rs69.61 Billion |
Cholamandalam Investment and Finance Company Limited - Advanced Valuation Insights
This section examines the relationship between Cholamandalam Investment and Finance Company Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 5.40 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 28.8% |
| Total Assets | Rs2.02 Trillion |
| Market Capitalization | $14.26 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Cholamandalam Investment and Finance Company Limited's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Cholamandalam Investment and Finance Company Limited's assets grew by 28.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Cholamandalam Investment and Finance Company Limited (2005–2025)
The table below shows the annual total assets of Cholamandalam Investment and Finance Company Limited from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs2.02 Trillion ≈ $21.83 Billion |
+28.85% |
| 2024-03-31 | Rs1.57 Trillion ≈ $16.95 Billion |
+37.90% |
| 2023-03-31 | Rs1.14 Trillion ≈ $12.29 Billion |
+37.77% |
| 2022-03-31 | Rs824.79 Billion ≈ $8.92 Billion |
+10.50% |
| 2021-03-31 | Rs746.44 Billion ≈ $8.07 Billion |
+16.54% |
| 2020-03-31 | Rs640.49 Billion ≈ $6.93 Billion |
+11.41% |
| 2019-03-31 | Rs574.90 Billion ≈ $6.22 Billion |
+45.29% |
| 2018-03-31 | Rs395.68 Billion ≈ $4.28 Billion |
+28.78% |
| 2017-03-31 | Rs307.25 Billion ≈ $3.32 Billion |
+10.17% |
| 2016-03-31 | Rs278.89 Billion ≈ $3.02 Billion |
+16.85% |
| 2015-03-31 | Rs238.68 Billion ≈ $2.58 Billion |
+10.79% |
| 2014-03-31 | Rs215.44 Billion ≈ $2.33 Billion |
+18.19% |
| 2013-03-31 | Rs182.28 Billion ≈ $1.97 Billion |
+35.14% |
| 2012-03-31 | Rs134.89 Billion ≈ $1.46 Billion |
+38.30% |
| 2011-03-31 | Rs97.53 Billion ≈ $1.05 Billion |
+39.72% |
| 2010-03-31 | Rs69.81 Billion ≈ $754.95 Million |
+1.17% |
| 2009-03-31 | Rs69.00 Billion ≈ $746.22 Million |
+7.51% |
| 2008-03-31 | Rs64.18 Billion ≈ $694.08 Million |
+71.24% |
| 2007-03-31 | Rs37.48 Billion ≈ $405.33 Million |
+77.96% |
| 2006-03-31 | Rs21.06 Billion ≈ $227.76 Million |
+22.68% |
| 2005-03-31 | Rs17.17 Billion ≈ $185.65 Million |
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About Cholamandalam Investment and Finance Company Limited
Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against pr… Read more