Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Financial Flexibility Index
Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a Financial Flexibility Index of -0.18x as of March 2025. Free cash flow of Rs-322.14 Billion (operating CF Rs-324.13 Billion minus capex Rs2.00 Billion) represents 0% of total liabilities (Rs1.78 Trillion). Check CHOLAFIN capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cholamandalam Investment and Finance Company Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Cholamandalam Investment and Finance Company Limited across 21 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Cholamandalam Investment and Finance Com.
Annual Financial Flexibility Index for Cholamandalam Investment and Finance Company Limited (2005–2025)
Year-by-year free cash flow to debt coverage for Cholamandalam Investment and Finance Company Limited. Explore CHOLAFIN debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.18x | Rs-322.14 Billion | Rs-324.13 Billion | Rs1.78 Trillion | ▲ +28.4% |
| 2024 | -0.25x | Rs-346.07 Billion | Rs-356.83 Billion | Rs1.37 Trillion | ▲ +6.9% |
| 2023 | -0.27x | Rs-269.28 Billion | Rs-271.05 Billion | Rs992.81 Billion | ▼ -250.3% |
| 2022 | -0.08x | Rs-54.75 Billion | Rs-55.71 Billion | Rs707.10 Billion | ▲ +42.8% |
| 2021 | -0.14x | Rs-88.09 Billion | Rs-88.42 Billion | Rs650.44 Billion | ▼ -277.6% |
| 2020 | -0.04x | Rs-20.03 Billion | Rs-20.75 Billion | Rs558.49 Billion | ▲ +80.1% |
| 2019 | -0.18x | Rs-92.40 Billion | Rs-93.17 Billion | Rs512.81 Billion | ▲ +17.6% |
| 2018 | -0.22x | Rs-75.19 Billion | Rs-75.92 Billion | Rs344.03 Billion | ▼ -365.7% |
| 2017 | -0.05x | Rs-12.39 Billion | Rs-12.97 Billion | Rs263.97 Billion | ▲ +58.4% |
| 2016 | -0.11x | Rs-27.32 Billion | Rs-28.09 Billion | Rs242.16 Billion | ▼ -4.6% |
| 2015 | -0.11x | Rs-22.33 Billion | Rs-22.64 Billion | Rs206.94 Billion | ▲ +14.1% |
| 2014 | -0.13x | Rs-24.20 Billion | Rs-24.47 Billion | Rs192.57 Billion | ▲ +46.2% |
| 2013 | -0.23x | Rs-38.02 Billion | Rs-38.38 Billion | Rs162.76 Billion | ▲ +20.3% |
| 2012 | -0.29x | Rs-35.42 Billion | Rs-35.74 Billion | Rs120.85 Billion | ▲ +20.8% |
| 2011 | -0.37x | Rs-32.16 Billion | Rs-32.51 Billion | Rs86.91 Billion | ▼ -101.3% |
| 2010 | -0.18x | Rs-11.45 Billion | Rs-11.52 Billion | Rs62.28 Billion | ▼ -244.5% |
| 2009 | 0.13x | Rs7.87 Billion | Rs7.72 Billion | Rs61.87 Billion | ▲ +138.2% |
| 2008 | -0.33x | Rs-19.59 Billion | Rs-20.05 Billion | Rs58.89 Billion | ▲ +20.3% |
| 2007 | -0.42x | Rs-14.35 Billion | Rs-14.55 Billion | Rs34.39 Billion | ▼ -96.7% |
| 2006 | -0.21x | Rs-3.83 Billion | Rs-3.96 Billion | Rs18.05 Billion | ▼ -545.1% |
| 2005 | -0.03x | Rs-466.03 Million | Rs-511.76 Million | Rs14.18 Billion | — |