Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — Financial Flexibility Index
Cholamandalam Investment and Finance Company Limited (CHOLAFIN) has a Financial Flexibility Index of -0.18x as of March 2025. Free cash flow of Rs-322.14 Billion (operating CF Rs-324.13 Billion minus capex Rs2.00 Billion) represents 0% of total liabilities (Rs1.78 Trillion). Check strategic asset allocation of Cholamandalam Investment and Finance Com to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cholamandalam Investment and Finance Company Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Cholamandalam Investment and Finance Company Limited across 21 annual periods. See working capital position of Cholamandalam Investment and Finance Com to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Cholamandalam Investment and Finance Company Limited (2005–2025)
Year-by-year free cash flow to debt coverage for Cholamandalam Investment and Finance Company Limited. For the full company profile including market capitalisation, see Cholamandalam Investment and Finance Com market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.18x | Rs-322.14 Billion | Rs-324.13 Billion | Rs1.78 Trillion | ▲ +28.4% |
| 2024 | -0.25x | Rs-346.07 Billion | Rs-356.83 Billion | Rs1.37 Trillion | ▲ +6.9% |
| 2023 | -0.27x | Rs-269.28 Billion | Rs-271.05 Billion | Rs992.81 Billion | ▼ -250.3% |
| 2022 | -0.08x | Rs-54.75 Billion | Rs-55.71 Billion | Rs707.10 Billion | ▲ +42.8% |
| 2021 | -0.14x | Rs-88.09 Billion | Rs-88.42 Billion | Rs650.44 Billion | ▼ -277.6% |
| 2020 | -0.04x | Rs-20.03 Billion | Rs-20.75 Billion | Rs558.49 Billion | ▲ +80.1% |
| 2019 | -0.18x | Rs-92.40 Billion | Rs-93.17 Billion | Rs512.81 Billion | ▲ +17.6% |
| 2018 | -0.22x | Rs-75.19 Billion | Rs-75.92 Billion | Rs344.03 Billion | ▼ -365.7% |
| 2017 | -0.05x | Rs-12.39 Billion | Rs-12.97 Billion | Rs263.97 Billion | ▲ +58.4% |
| 2016 | -0.11x | Rs-27.32 Billion | Rs-28.09 Billion | Rs242.16 Billion | ▼ -4.6% |
| 2015 | -0.11x | Rs-22.33 Billion | Rs-22.64 Billion | Rs206.94 Billion | ▲ +14.1% |
| 2014 | -0.13x | Rs-24.20 Billion | Rs-24.47 Billion | Rs192.57 Billion | ▲ +46.2% |
| 2013 | -0.23x | Rs-38.02 Billion | Rs-38.38 Billion | Rs162.76 Billion | ▲ +20.3% |
| 2012 | -0.29x | Rs-35.42 Billion | Rs-35.74 Billion | Rs120.85 Billion | ▲ +20.8% |
| 2011 | -0.37x | Rs-32.16 Billion | Rs-32.51 Billion | Rs86.91 Billion | ▼ -101.3% |
| 2010 | -0.18x | Rs-11.45 Billion | Rs-11.52 Billion | Rs62.28 Billion | ▼ -244.5% |
| 2009 | 0.13x | Rs7.87 Billion | Rs7.72 Billion | Rs61.87 Billion | ▲ +138.2% |
| 2008 | -0.33x | Rs-19.59 Billion | Rs-20.05 Billion | Rs58.89 Billion | ▲ +20.3% |
| 2007 | -0.42x | Rs-14.35 Billion | Rs-14.55 Billion | Rs34.39 Billion | ▼ -96.7% |
| 2006 | -0.21x | Rs-3.83 Billion | Rs-3.96 Billion | Rs18.05 Billion | ▼ -545.1% |
| 2005 | -0.03x | Rs-466.03 Million | Rs-511.76 Million | Rs14.18 Billion | — |