City Union Bank Limited Cash Flow Quality Index
City Union Bank Limited cash flow quality index. City Union Bank Limited (CUB) has a Cash Flow Quality Index of -6.37x as of September 2025. Operating cash flow of Rs-40.39 Billion is below net income of Rs6.35 Billion, suggesting accrual-heavy earnings not yet converted to cash. See City Union Bank Limited leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of City Union Bank Limited (2005–2026)
Cash flow quality index of City Union Bank Limited from 2005 to 2026. Historical Cash Flow Quality Index for City Union Bank Limited across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CUB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
City Union Bank Limited Cash Flow Quality Index by Year (2005–2026)
City Union Bank Limited cash flow quality index by year from 2005 to 2026. Year-by-year earnings quality comparison for City Union Bank Limited. For the full cash flow conversion analysis, see CUB operating cash flow.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.22x | Rs16.22 Billion | Rs13.26 Billion | ▲ +120.4% |
| 2025 | -6.00x | Rs-67.41 Billion | Rs11.24 Billion | ▼ -584.9% |
| 2024 | 1.24x | Rs12.57 Billion | Rs10.16 Billion | ▲ +1055.2% |
| 2023 | 0.11x | Rs1.00 Billion | Rs9.37 Billion | ▼ -93.0% |
| 2022 | 1.53x | Rs11.66 Billion | Rs7.60 Billion | ▼ -1.4% |
| 2021 | 1.55x | Rs9.22 Billion | Rs5.93 Billion | ▼ -59.7% |
| 2020 | 3.86x | Rs18.36 Billion | Rs4.76 Billion | ▲ +563.2% |
| 2019 | 0.58x | Rs3.97 Billion | Rs6.83 Billion | ▲ +287.9% |
| 2018 | -0.31x | Rs-1.83 Billion | Rs5.92 Billion | ▼ -154.8% |
| 2017 | 0.56x | Rs2.84 Billion | Rs5.03 Billion | ▲ +26.4% |
| 2016 | 0.45x | Rs1.98 Billion | Rs4.45 Billion | ▲ +34.9% |
| 2015 | 0.33x | Rs1.31 Billion | Rs3.95 Billion | ▼ -72.2% |
| 2014 | 1.19x | Rs4.12 Billion | Rs3.47 Billion | ▼ -38.1% |
| 2013 | 1.92x | Rs6.18 Billion | Rs3.22 Billion | ▲ +853.6% |
| 2012 | -0.25x | Rs-713.79 Million | Rs2.80 Billion | ▼ -123.1% |
| 2011 | 1.10x | Rs2.37 Billion | Rs2.15 Billion | ▼ -27.1% |
| 2010 | 1.51x | Rs2.31 Billion | Rs1.53 Billion | ▲ +100.4% |
| 2009 | 0.75x | Rs920.35 Million | Rs1.22 Billion | ▼ -68.1% |
| 2008 | 2.36x | Rs2.40 Billion | Rs1.02 Billion | ▼ -23.8% |
| 2007 | 3.10x | Rs2.22 Billion | Rs718.10 Million | ▲ +195.3% |
| 2006 | 1.05x | Rs591.39 Million | Rs563.74 Million | ▲ +249.1% |
| 2005 | 0.30x | Rs139.18 Million | Rs463.18 Million | — |