City Union Bank Limited (CUB) — Financial Flexibility Index
City Union Bank Limited (CUB) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-38.82 Billion (operating CF Rs-40.39 Billion minus capex Rs1.56 Billion) represents 0% of total liabilities (Rs744.76 Billion). Also explore CUB shareholders equity momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
City Union Bank Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for City Union Bank Limited across 22 annual periods. Check asset allocation strategy of City Union Bank Limited to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for City Union Bank Limited (2005–2026)
Year-by-year free cash flow to debt coverage for City Union Bank Limited. For the full company profile including market capitalisation, see City Union Bank Limited (CUB) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.02x | Rs19.75 Billion | Rs16.22 Billion | Rs864.60 Billion | ▲ +123.8% |
| 2025 | -0.10x | Rs-65.43 Billion | Rs-67.41 Billion | Rs681.57 Billion | ▼ -520.6% |
| 2024 | 0.02x | Rs14.25 Billion | Rs12.57 Billion | Rs624.24 Billion | ▲ +577.0% |
| 2023 | 0.00x | Rs1.99 Billion | Rs1.00 Billion | Rs591.37 Billion | ▼ -85.1% |
| 2022 | 0.02x | Rs12.43 Billion | Rs11.66 Billion | Rs549.45 Billion | ▲ +7.6% |
| 2021 | 0.02x | Rs9.98 Billion | Rs9.22 Billion | Rs474.69 Billion | ▼ -51.1% |
| 2020 | 0.04x | Rs19.11 Billion | Rs18.36 Billion | Rs444.37 Billion | ▲ +257.4% |
| 2019 | 0.01x | Rs4.86 Billion | Rs3.97 Billion | Rs404.18 Billion | ▲ +453.6% |
| 2018 | 0.00x | Rs-1.22 Billion | Rs-1.83 Billion | Rs357.74 Billion | ▼ -132.3% |
| 2017 | 0.01x | Rs3.34 Billion | Rs2.84 Billion | Rs317.01 Billion | ▲ +14.9% |
| 2016 | 0.01x | Rs2.59 Billion | Rs1.98 Billion | Rs282.00 Billion | ▲ +18.3% |
| 2015 | 0.01x | Rs1.95 Billion | Rs1.31 Billion | Rs251.76 Billion | ▼ -64.8% |
| 2014 | 0.02x | Rs5.07 Billion | Rs4.12 Billion | Rs229.69 Billion | ▼ -31.7% |
| 2013 | 0.03x | Rs6.90 Billion | Rs6.18 Billion | Rs213.36 Billion | ▲ +2147.4% |
| 2012 | 0.00x | Rs-270.03 Million | Rs-713.79 Million | Rs171.08 Billion | ▼ -108.2% |
| 2011 | 0.02x | Rs2.60 Billion | Rs2.37 Billion | Rs135.85 Billion | ▼ -23.5% |
| 2010 | 0.03x | Rs2.69 Billion | Rs2.31 Billion | Rs107.34 Billion | ▲ +102.1% |
| 2009 | 0.01x | Rs1.06 Billion | Rs920.35 Million | Rs85.90 Billion | ▼ -67.6% |
| 2008 | 0.04x | Rs2.59 Billion | Rs2.40 Billion | Rs67.82 Billion | ▼ -19.4% |
| 2007 | 0.05x | Rs2.37 Billion | Rs2.22 Billion | Rs49.97 Billion | ▲ +116.2% |
| 2006 | 0.02x | Rs841.75 Million | Rs591.39 Million | Rs38.41 Billion | ▲ +192.1% |
| 2005 | 0.01x | Rs244.22 Million | Rs139.18 Million | Rs32.55 Billion | — |