City Union Bank Limited (CUB) — Cash Flow-to-Debt Ratio
City Union Bank Limited (CUB) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-40.39 Billion could theoretically repay 0% of its total liabilities (Rs744.76 Billion) in one year. See CUB financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
City Union Bank Limited Cash Flow-to-Debt Ratio (2005–2026)
Historical debt coverage capacity for City Union Bank Limited across 22 annual periods. For the full cash flow conversion analysis, see how efficiently does City Union Bank Limited generate cash.
Annual Cash Flow-to-Debt Ratio for City Union Bank Limited (2005–2026)
Year-by-year debt coverage analysis for City Union Bank Limited. Check City Union Bank Limited (CUB) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.02x | Rs16.22 Billion | Rs864.60 Billion | ▲ +119.0% |
| 2025 | -0.10x | Rs-67.41 Billion | Rs681.57 Billion | ▼ -591.3% |
| 2024 | 0.02x | Rs12.57 Billion | Rs624.24 Billion | ▲ +1085.7% |
| 2023 | 0.00x | Rs1.00 Billion | Rs591.37 Billion | ▼ -92.0% |
| 2022 | 0.02x | Rs11.66 Billion | Rs549.45 Billion | ▲ +9.2% |
| 2021 | 0.02x | Rs9.22 Billion | Rs474.69 Billion | ▼ -53.0% |
| 2020 | 0.04x | Rs18.36 Billion | Rs444.37 Billion | ▲ +320.8% |
| 2019 | 0.01x | Rs3.97 Billion | Rs404.18 Billion | ▲ +291.9% |
| 2018 | -0.01x | Rs-1.83 Billion | Rs357.74 Billion | ▼ -157.2% |
| 2017 | 0.01x | Rs2.84 Billion | Rs317.01 Billion | ▲ +27.1% |
| 2016 | 0.01x | Rs1.98 Billion | Rs282.00 Billion | ▲ +35.6% |
| 2015 | 0.01x | Rs1.31 Billion | Rs251.76 Billion | ▼ -71.1% |
| 2014 | 0.02x | Rs4.12 Billion | Rs229.69 Billion | ▼ -38.0% |
| 2013 | 0.03x | Rs6.18 Billion | Rs213.36 Billion | ▲ +794.2% |
| 2012 | 0.00x | Rs-713.79 Million | Rs171.08 Billion | ▼ -123.9% |
| 2011 | 0.02x | Rs2.37 Billion | Rs135.85 Billion | ▼ -18.9% |
| 2010 | 0.02x | Rs2.31 Billion | Rs107.34 Billion | ▲ +100.6% |
| 2009 | 0.01x | Rs920.35 Million | Rs85.90 Billion | ▼ -69.7% |
| 2008 | 0.04x | Rs2.40 Billion | Rs67.82 Billion | ▼ -20.5% |
| 2007 | 0.04x | Rs2.22 Billion | Rs49.97 Billion | ▲ +189.2% |
| 2006 | 0.02x | Rs591.39 Million | Rs38.41 Billion | ▲ +260.1% |
| 2005 | 0.00x | Rs139.18 Million | Rs32.55 Billion | — |