City Union Bank Limited (CUB) — Cash Flow-to-Debt Ratio
City Union Bank Limited (CUB) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-40.39 Billion could theoretically repay 0% of its total liabilities (Rs744.76 Billion) in one year. See cash generation quality of City Union Bank Limited to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
City Union Bank Limited Cash Flow-to-Debt Ratio (2005–2026)
Historical debt coverage capacity for City Union Bank Limited across 22 annual periods. Also explore CUB net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for City Union Bank Limited (2005–2026)
Year-by-year debt coverage analysis for City Union Bank Limited. For market capitalisation and broader financial context, see market cap of City Union Bank Limited.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.02x | Rs16.22 Billion | Rs864.60 Billion | ▲ +119.0% |
| 2025 | -0.10x | Rs-67.41 Billion | Rs681.57 Billion | ▼ -591.3% |
| 2024 | 0.02x | Rs12.57 Billion | Rs624.24 Billion | ▲ +1085.7% |
| 2023 | 0.00x | Rs1.00 Billion | Rs591.37 Billion | ▼ -92.0% |
| 2022 | 0.02x | Rs11.66 Billion | Rs549.45 Billion | ▲ +9.2% |
| 2021 | 0.02x | Rs9.22 Billion | Rs474.69 Billion | ▼ -53.0% |
| 2020 | 0.04x | Rs18.36 Billion | Rs444.37 Billion | ▲ +320.8% |
| 2019 | 0.01x | Rs3.97 Billion | Rs404.18 Billion | ▲ +291.9% |
| 2018 | -0.01x | Rs-1.83 Billion | Rs357.74 Billion | ▼ -157.2% |
| 2017 | 0.01x | Rs2.84 Billion | Rs317.01 Billion | ▲ +27.1% |
| 2016 | 0.01x | Rs1.98 Billion | Rs282.00 Billion | ▲ +35.6% |
| 2015 | 0.01x | Rs1.31 Billion | Rs251.76 Billion | ▼ -71.1% |
| 2014 | 0.02x | Rs4.12 Billion | Rs229.69 Billion | ▼ -38.0% |
| 2013 | 0.03x | Rs6.18 Billion | Rs213.36 Billion | ▲ +794.2% |
| 2012 | 0.00x | Rs-713.79 Million | Rs171.08 Billion | ▼ -123.9% |
| 2011 | 0.02x | Rs2.37 Billion | Rs135.85 Billion | ▼ -18.9% |
| 2010 | 0.02x | Rs2.31 Billion | Rs107.34 Billion | ▲ +100.6% |
| 2009 | 0.01x | Rs920.35 Million | Rs85.90 Billion | ▼ -69.7% |
| 2008 | 0.04x | Rs2.40 Billion | Rs67.82 Billion | ▼ -20.5% |
| 2007 | 0.04x | Rs2.22 Billion | Rs49.97 Billion | ▲ +189.2% |
| 2006 | 0.02x | Rs591.39 Million | Rs38.41 Billion | ▲ +260.1% |
| 2005 | 0.00x | Rs139.18 Million | Rs32.55 Billion | — |