City Union Bank Limited Cash Flow-to-Debt Ratio
City Union Bank Limited cash flow-to-debt ratio. City Union Bank Limited (CUB) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-40.39 Billion could theoretically repay 0% of its total liabilities (Rs744.76 Billion) in one year. Check City Union Bank Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of City Union Bank Limited (2005–2026)
Cash flow-to-debt ratio of City Union Bank Limited from 2005 to 2026. Historical debt coverage capacity for City Union Bank Limited across 22 annual periods. Check City Union Bank Limited (CUB) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
City Union Bank Limited Cash Flow-to-Debt Ratio by Year (2005–2026)
City Union Bank Limited cash flow-to-debt ratio by year from 2005 to 2026. Year-by-year debt coverage analysis for City Union Bank Limited. For the full cash flow conversion analysis, see City Union Bank Limited operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.02x | Rs16.22 Billion | Rs864.60 Billion | ▲ +119.0% |
| 2025 | -0.10x | Rs-67.41 Billion | Rs681.57 Billion | ▼ -591.3% |
| 2024 | 0.02x | Rs12.57 Billion | Rs624.24 Billion | ▲ +1085.7% |
| 2023 | 0.00x | Rs1.00 Billion | Rs591.37 Billion | ▼ -92.0% |
| 2022 | 0.02x | Rs11.66 Billion | Rs549.45 Billion | ▲ +9.2% |
| 2021 | 0.02x | Rs9.22 Billion | Rs474.69 Billion | ▼ -53.0% |
| 2020 | 0.04x | Rs18.36 Billion | Rs444.37 Billion | ▲ +320.8% |
| 2019 | 0.01x | Rs3.97 Billion | Rs404.18 Billion | ▲ +291.9% |
| 2018 | -0.01x | Rs-1.83 Billion | Rs357.74 Billion | ▼ -157.2% |
| 2017 | 0.01x | Rs2.84 Billion | Rs317.01 Billion | ▲ +27.1% |
| 2016 | 0.01x | Rs1.98 Billion | Rs282.00 Billion | ▲ +35.6% |
| 2015 | 0.01x | Rs1.31 Billion | Rs251.76 Billion | ▼ -71.1% |
| 2014 | 0.02x | Rs4.12 Billion | Rs229.69 Billion | ▼ -38.0% |
| 2013 | 0.03x | Rs6.18 Billion | Rs213.36 Billion | ▲ +794.2% |
| 2012 | 0.00x | Rs-713.79 Million | Rs171.08 Billion | ▼ -123.9% |
| 2011 | 0.02x | Rs2.37 Billion | Rs135.85 Billion | ▼ -18.9% |
| 2010 | 0.02x | Rs2.31 Billion | Rs107.34 Billion | ▲ +100.6% |
| 2009 | 0.01x | Rs920.35 Million | Rs85.90 Billion | ▼ -69.7% |
| 2008 | 0.04x | Rs2.40 Billion | Rs67.82 Billion | ▼ -20.5% |
| 2007 | 0.04x | Rs2.22 Billion | Rs49.97 Billion | ▲ +189.2% |
| 2006 | 0.02x | Rs591.39 Million | Rs38.41 Billion | ▲ +260.1% |
| 2005 | 0.00x | Rs139.18 Million | Rs32.55 Billion | — |