City Union Bank Limited (CUB) — Working Capital to Net Assets Ratio
City Union Bank Limited (CUB) has a Working Capital to Net Assets ratio of 48.2% as of September 2025. Working capital of Rs47.84 Billion (current assets of Rs48.48 Billion minus current liabilities of Rs641.77 Million) is measured against net assets of Rs99.26 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See City Union Bank Limited financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
City Union Bank Limited Working Capital to Net Assets (2007–2026)
This chart shows how City Union Bank Limited's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2007 to 2026. As of September 2025, the ratio stands at 48.2%, reflecting working capital of Rs47.84 Billion against net assets of Rs99.26 Billion INR. See defensive interval ratio of City Union Bank Limited to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for City Union Bank Limited (2007–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for City Union Bank Limited from 2007 to 2026, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see City Union Bank Limited market cap and net worth.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | -656.7% | Rs-693.81 Billion | Rs105.65 Billion | Rs89.27 Billion | Rs783.08 Billion | ▼ -55.1 pp |
| 2025 | -601.6% | Rs-569.50 Billion | Rs94.67 Billion | Rs69.46 Billion | Rs638.95 Billion | ▼ -426.5 pp |
| 2024 | -175.1% | Rs-147.07 Billion | Rs84.01 Billion | Rs33.00 Billion | Rs180.07 Billion | ▼ -225.4 pp |
| 2023 | 50.4% | Rs37.55 Billion | Rs74.57 Billion | Rs40.38 Billion | Rs2.83 Billion | ▼ -15.3 pp |
| 2022 | 65.7% | Rs43.26 Billion | Rs65.86 Billion | Rs45.45 Billion | Rs2.18 Billion | ▲ +7.7 pp |
| 2021 | 58.0% | Rs33.87 Billion | Rs58.42 Billion | Rs36.18 Billion | Rs2.31 Billion | ▲ +2.2 pp |
| 2020 | 55.7% | Rs29.51 Billion | Rs52.96 Billion | Rs32.19 Billion | Rs2.67 Billion | ▼ -9.1 pp |
| 2019 | 64.8% | Rs31.37 Billion | Rs48.41 Billion | Rs33.91 Billion | Rs2.55 Billion | ▼ -2.4 pp |
| 2018 | 67.2% | Rs27.99 Billion | Rs41.63 Billion | Rs30.17 Billion | Rs2.18 Billion | ▼ -17.5 pp |
| 2017 | 84.8% | Rs30.26 Billion | Rs35.70 Billion | Rs32.40 Billion | Rs2.14 Billion | ▼ -5.6 pp |
| 2016 | 90.4% | Rs27.58 Billion | Rs30.52 Billion | Rs29.83 Billion | Rs2.25 Billion | ▼ -9.5 pp |
| 2015 | 99.9% | Rs26.92 Billion | Rs26.96 Billion | Rs29.05 Billion | Rs2.13 Billion | ▼ -26.5 pp |
| 2014 | 126.4% | Rs25.59 Billion | Rs20.25 Billion | Rs26.67 Billion | Rs1.08 Billion | ▼ -1.6 pp |
| 2013 | 128.0% | Rs21.00 Billion | Rs16.41 Billion | Rs21.79 Billion | Rs784.33 Million | ▲ +45.5 pp |
| 2012 | 82.5% | Rs10.25 Billion | Rs12.43 Billion | Rs11.36 Billion | Rs1.11 Billion | ▼ -34.2 pp |
| 2011 | 116.7% | Rs11.74 Billion | Rs10.07 Billion | Rs12.86 Billion | Rs1.12 Billion | ▼ -2.0 pp |
| 2010 | 118.7% | Rs9.80 Billion | Rs8.26 Billion | Rs11.00 Billion | Rs1.20 Billion | ▼ -0.9 pp |
| 2009 | 119.6% | Rs7.90 Billion | Rs6.61 Billion | Rs8.85 Billion | Rs946.74 Million | ▼ -1.9 pp |
| 2008 | 121.5% | Rs6.89 Billion | Rs5.67 Billion | Rs8.17 Billion | Rs1.28 Billion | ▲ +17.1 pp |
| 2007 | 104.5% | Rs3.82 Billion | Rs3.66 Billion | Rs4.84 Billion | Rs1.02 Billion | — |