GIC Housing Finance Limited (GICHSGFIN) — Cash Flow Quality Index
GIC Housing Finance Limited (GICHSGFIN) has a Cash Flow Quality Index of -1.75x as of September 2025. Operating cash flow of Rs-1.00 Billion is below net income of Rs574.50 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore GIC Housing Finance Limited long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
GIC Housing Finance Limited Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for GIC Housing Finance Limited across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check GICHSGFIN tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for GIC Housing Finance Limited (2006–2025)
Year-by-year earnings quality comparison for GIC Housing Finance Limited. For live market cap and the full company financial profile, see how much is GIC Housing Finance Limited worth.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.11x | Rs-175.30 Million | Rs1.60 Billion | ▼ -103.2% |
| 2024 | 3.45x | Rs5.22 Billion | Rs1.51 Billion | ▼ -4.2% |
| 2023 | 3.60x | Rs10.43 Billion | Rs2.90 Billion | ▼ -35.5% |
| 2022 | 5.58x | Rs12.86 Billion | Rs2.30 Billion | ▲ +37.1% |
| 2021 | 4.07x | Rs5.48 Billion | Rs1.35 Billion | ▲ +2008.7% |
| 2020 | 0.19x | Rs216.80 Million | Rs1.12 Billion | ▲ +102.9% |
| 2019 | -6.66x | Rs-16.45 Billion | Rs2.47 Billion | ▼ -5.2% |
| 2018 | -6.33x | Rs-17.21 Billion | Rs2.72 Billion | ▼ -22.1% |
| 2017 | -5.19x | Rs-11.78 Billion | Rs2.27 Billion | ▲ +15.1% |
| 2016 | -6.11x | Rs-11.67 Billion | Rs1.91 Billion | ▲ +14.9% |
| 2015 | -7.17x | Rs-11.03 Billion | Rs1.54 Billion | ▼ -38.7% |
| 2014 | -5.17x | Rs-6.89 Billion | Rs1.33 Billion | ▼ -41.9% |
| 2013 | -3.64x | Rs-4.12 Billion | Rs1.13 Billion | ▲ +22.8% |
| 2012 | -4.72x | Rs-3.72 Billion | Rs788.60 Million | ▼ -61.2% |
| 2011 | -2.93x | Rs-4.26 Billion | Rs1.46 Billion | ▼ -59.8% |
| 2010 | -1.83x | Rs-1.68 Billion | Rs918.79 Million | ▲ +25.9% |
| 2009 | -2.47x | Rs-1.93 Billion | Rs779.31 Million | ▲ +51.2% |
| 2008 | -5.06x | Rs-3.94 Billion | Rs777.65 Million | ▼ -50.6% |
| 2007 | -3.36x | Rs-2.13 Billion | Rs633.12 Million | ▼ -2.0% |
| 2006 | -3.29x | Rs-1.09 Billion | Rs330.94 Million | — |