GIC Housing Finance Limited Cash Flow Quality Index
GIC Housing Finance Limited cash flow quality index. GIC Housing Finance Limited (GICHSGFIN) has a Cash Flow Quality Index of -1.75x as of September 2025. Operating cash flow of Rs-1.00 Billion is below net income of Rs574.50 Million, suggesting accrual-heavy earnings not yet converted to cash. See GICHSGFIN free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of GIC Housing Finance Limited (2006–2026)
Cash flow quality index of GIC Housing Finance Limited from 2006 to 2026. Historical Cash Flow Quality Index for GIC Housing Finance Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore GIC Housing Finance Limited cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
GIC Housing Finance Limited Cash Flow Quality Index by Year (2006–2026)
GIC Housing Finance Limited cash flow quality index by year from 2006 to 2026. Year-by-year earnings quality comparison for GIC Housing Finance Limited. For the full cash flow conversion analysis, see GIC Housing Finance Limited cash flow conversion.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 2.36x | Rs3.66 Billion | Rs1.55 Billion | ▲ +2260.5% |
| 2025 | -0.11x | Rs-175.30 Million | Rs1.60 Billion | ▼ -103.2% |
| 2024 | 3.45x | Rs5.22 Billion | Rs1.51 Billion | ▼ -4.2% |
| 2023 | 3.60x | Rs10.43 Billion | Rs2.90 Billion | ▼ -35.5% |
| 2022 | 5.58x | Rs12.86 Billion | Rs2.30 Billion | ▲ +37.1% |
| 2021 | 4.07x | Rs5.48 Billion | Rs1.35 Billion | ▲ +2008.7% |
| 2020 | 0.19x | Rs216.80 Million | Rs1.12 Billion | ▲ +102.9% |
| 2019 | -6.66x | Rs-16.45 Billion | Rs2.47 Billion | ▼ -5.2% |
| 2018 | -6.33x | Rs-17.21 Billion | Rs2.72 Billion | ▼ -22.1% |
| 2017 | -5.19x | Rs-11.78 Billion | Rs2.27 Billion | ▲ +15.1% |
| 2016 | -6.11x | Rs-11.67 Billion | Rs1.91 Billion | ▲ +14.9% |
| 2015 | -7.17x | Rs-11.03 Billion | Rs1.54 Billion | ▼ -38.7% |
| 2014 | -5.17x | Rs-6.89 Billion | Rs1.33 Billion | ▼ -41.9% |
| 2013 | -3.64x | Rs-4.12 Billion | Rs1.13 Billion | ▲ +22.8% |
| 2012 | -4.72x | Rs-3.72 Billion | Rs788.60 Million | ▼ -61.2% |
| 2011 | -2.93x | Rs-4.26 Billion | Rs1.46 Billion | ▼ -59.8% |
| 2010 | -1.83x | Rs-1.68 Billion | Rs918.79 Million | ▲ +25.9% |
| 2009 | -2.47x | Rs-1.93 Billion | Rs779.31 Million | ▲ +51.2% |
| 2008 | -5.06x | Rs-3.94 Billion | Rs777.65 Million | ▼ -50.6% |
| 2007 | -3.36x | Rs-2.13 Billion | Rs633.12 Million | ▼ -2.0% |
| 2006 | -3.29x | Rs-1.09 Billion | Rs330.94 Million | — |