GIC Housing Finance Limited (GICHSGFIN) — Cash Flow Quality Index
GIC Housing Finance Limited (GICHSGFIN) has a Cash Flow Quality Index of -1.75x as of September 2025. Operating cash flow of Rs-1.00 Billion is below net income of Rs574.50 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does GIC Housing Finance Limited generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
GIC Housing Finance Limited Cash Flow Quality Index (2006–2026)
Historical Cash Flow Quality Index for GIC Housing Finance Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check GIC Housing Finance Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for GIC Housing Finance Limited (2006–2026)
Year-by-year earnings quality comparison for GIC Housing Finance Limited. For live market cap and the full company financial profile, see GIC Housing Finance Limited (GICHSGFIN) market capitalisation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 2.36x | Rs3.66 Billion | Rs1.55 Billion | ▲ +2260.5% |
| 2025 | -0.11x | Rs-175.30 Million | Rs1.60 Billion | ▼ -103.2% |
| 2024 | 3.45x | Rs5.22 Billion | Rs1.51 Billion | ▼ -4.2% |
| 2023 | 3.60x | Rs10.43 Billion | Rs2.90 Billion | ▼ -35.5% |
| 2022 | 5.58x | Rs12.86 Billion | Rs2.30 Billion | ▲ +37.1% |
| 2021 | 4.07x | Rs5.48 Billion | Rs1.35 Billion | ▲ +2008.7% |
| 2020 | 0.19x | Rs216.80 Million | Rs1.12 Billion | ▲ +102.9% |
| 2019 | -6.66x | Rs-16.45 Billion | Rs2.47 Billion | ▼ -5.2% |
| 2018 | -6.33x | Rs-17.21 Billion | Rs2.72 Billion | ▼ -22.1% |
| 2017 | -5.19x | Rs-11.78 Billion | Rs2.27 Billion | ▲ +15.1% |
| 2016 | -6.11x | Rs-11.67 Billion | Rs1.91 Billion | ▲ +14.9% |
| 2015 | -7.17x | Rs-11.03 Billion | Rs1.54 Billion | ▼ -38.7% |
| 2014 | -5.17x | Rs-6.89 Billion | Rs1.33 Billion | ▼ -41.9% |
| 2013 | -3.64x | Rs-4.12 Billion | Rs1.13 Billion | ▲ +22.8% |
| 2012 | -4.72x | Rs-3.72 Billion | Rs788.60 Million | ▼ -61.2% |
| 2011 | -2.93x | Rs-4.26 Billion | Rs1.46 Billion | ▼ -59.8% |
| 2010 | -1.83x | Rs-1.68 Billion | Rs918.79 Million | ▲ +25.9% |
| 2009 | -2.47x | Rs-1.93 Billion | Rs779.31 Million | ▲ +51.2% |
| 2008 | -5.06x | Rs-3.94 Billion | Rs777.65 Million | ▼ -50.6% |
| 2007 | -3.36x | Rs-2.13 Billion | Rs633.12 Million | ▼ -2.0% |
| 2006 | -3.29x | Rs-1.09 Billion | Rs330.94 Million | — |