GIC Housing Finance Limited (GICHSGFIN) — Financial Flexibility Index
GIC Housing Finance Limited (GICHSGFIN) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rs-1.00 Billion (operating CF Rs-1.00 Billion minus capex Rs3.20 Million) represents 0% of total liabilities (Rs90.84 Billion). Check GICHSGFIN PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
GIC Housing Finance Limited Financial Flexibility Index (2006–2026)
Historical Financial Flexibility Index trend for GIC Housing Finance Limited across 21 annual periods. See GIC Housing Finance Limited (GICHSGFIN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for GIC Housing Finance Limited (2006–2026)
Year-by-year free cash flow to debt coverage for GIC Housing Finance Limited. For the full company profile including market capitalisation, see GIC Housing Finance Limited (GICHSGFIN) total market value.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs3.67 Billion | Rs3.66 Billion | Rs91.93 Billion | ▲ +2270.0% |
| 2025 | 0.00x | Rs-161.90 Million | Rs-175.30 Million | Rs88.11 Billion | ▼ -103.0% |
| 2024 | 0.06x | Rs5.26 Billion | Rs5.22 Billion | Rs86.42 Billion | ▼ -46.5% |
| 2023 | 0.11x | Rs10.49 Billion | Rs10.43 Billion | Rs92.21 Billion | ▼ -8.2% |
| 2022 | 0.12x | Rs12.91 Billion | Rs12.86 Billion | Rs104.18 Billion | ▲ +148.2% |
| 2021 | 0.05x | Rs5.64 Billion | Rs5.48 Billion | Rs112.83 Billion | ▲ +1553.7% |
| 2020 | 0.00x | Rs357.50 Million | Rs216.80 Million | Rs118.36 Billion | ▲ +102.2% |
| 2019 | -0.14x | Rs-16.44 Billion | Rs-16.45 Billion | Rs117.13 Billion | ▲ +15.5% |
| 2018 | -0.17x | Rs-17.21 Billion | Rs-17.21 Billion | Rs103.64 Billion | ▼ -16.8% |
| 2017 | -0.14x | Rs-11.77 Billion | Rs-11.78 Billion | Rs82.79 Billion | ▲ +11.2% |
| 2016 | -0.16x | Rs-11.66 Billion | Rs-11.67 Billion | Rs72.90 Billion | ▲ +12.0% |
| 2015 | -0.18x | Rs-11.02 Billion | Rs-11.03 Billion | Rs60.60 Billion | ▼ -29.6% |
| 2014 | -0.14x | Rs-6.88 Billion | Rs-6.89 Billion | Rs49.08 Billion | ▼ -43.7% |
| 2013 | -0.10x | Rs-4.10 Billion | Rs-4.12 Billion | Rs42.01 Billion | ▲ +0.3% |
| 2012 | -0.10x | Rs-3.70 Billion | Rs-3.72 Billion | Rs37.86 Billion | ▲ +25.1% |
| 2011 | -0.13x | Rs-4.26 Billion | Rs-4.26 Billion | Rs32.61 Billion | ▼ -107.7% |
| 2010 | -0.06x | Rs-1.68 Billion | Rs-1.68 Billion | Rs26.66 Billion | ▲ +15.6% |
| 2009 | -0.07x | Rs-1.92 Billion | Rs-1.93 Billion | Rs25.75 Billion | ▲ +58.5% |
| 2008 | -0.18x | Rs-3.93 Billion | Rs-3.94 Billion | Rs21.92 Billion | ▼ -53.7% |
| 2007 | -0.12x | Rs-2.12 Billion | Rs-2.13 Billion | Rs18.20 Billion | ▼ -74.6% |
| 2006 | -0.07x | Rs-1.09 Billion | Rs-1.09 Billion | Rs16.29 Billion | — |