GIC Housing Finance Limited Financial Flexibility Index
GIC Housing Finance Limited financial flexibility index. GIC Housing Finance Limited (GICHSGFIN) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rs-1.00 Billion (operating CF Rs-1.00 Billion minus capex Rs3.20 Million) represents 0% of total liabilities (Rs90.84 Billion). See GIC Housing Finance Limited free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of GIC Housing Finance Limited (2006–2026)
Financial flexibility index of GIC Housing Finance Limited from 2006 to 2026. Historical Financial Flexibility Index trend for GIC Housing Finance Limited across 21 annual periods. Check GIC Housing Finance Limited earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
GIC Housing Finance Limited Financial Flexibility Index by Year (2006–2026)
GIC Housing Finance Limited financial flexibility index by year from 2006 to 2026. Year-by-year free cash flow to debt coverage for GIC Housing Finance Limited. For the full cash flow conversion analysis, see GIC Housing Finance Limited cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs3.67 Billion | Rs3.66 Billion | Rs91.93 Billion | ▲ +2270.0% |
| 2025 | 0.00x | Rs-161.90 Million | Rs-175.30 Million | Rs88.11 Billion | ▼ -103.0% |
| 2024 | 0.06x | Rs5.26 Billion | Rs5.22 Billion | Rs86.42 Billion | ▼ -46.5% |
| 2023 | 0.11x | Rs10.49 Billion | Rs10.43 Billion | Rs92.21 Billion | ▼ -8.2% |
| 2022 | 0.12x | Rs12.91 Billion | Rs12.86 Billion | Rs104.18 Billion | ▲ +148.2% |
| 2021 | 0.05x | Rs5.64 Billion | Rs5.48 Billion | Rs112.83 Billion | ▲ +1553.7% |
| 2020 | 0.00x | Rs357.50 Million | Rs216.80 Million | Rs118.36 Billion | ▲ +102.2% |
| 2019 | -0.14x | Rs-16.44 Billion | Rs-16.45 Billion | Rs117.13 Billion | ▲ +15.5% |
| 2018 | -0.17x | Rs-17.21 Billion | Rs-17.21 Billion | Rs103.64 Billion | ▼ -16.8% |
| 2017 | -0.14x | Rs-11.77 Billion | Rs-11.78 Billion | Rs82.79 Billion | ▲ +11.2% |
| 2016 | -0.16x | Rs-11.66 Billion | Rs-11.67 Billion | Rs72.90 Billion | ▲ +12.0% |
| 2015 | -0.18x | Rs-11.02 Billion | Rs-11.03 Billion | Rs60.60 Billion | ▼ -29.6% |
| 2014 | -0.14x | Rs-6.88 Billion | Rs-6.89 Billion | Rs49.08 Billion | ▼ -43.7% |
| 2013 | -0.10x | Rs-4.10 Billion | Rs-4.12 Billion | Rs42.01 Billion | ▲ +0.3% |
| 2012 | -0.10x | Rs-3.70 Billion | Rs-3.72 Billion | Rs37.86 Billion | ▲ +25.1% |
| 2011 | -0.13x | Rs-4.26 Billion | Rs-4.26 Billion | Rs32.61 Billion | ▼ -107.7% |
| 2010 | -0.06x | Rs-1.68 Billion | Rs-1.68 Billion | Rs26.66 Billion | ▲ +15.6% |
| 2009 | -0.07x | Rs-1.92 Billion | Rs-1.93 Billion | Rs25.75 Billion | ▲ +58.5% |
| 2008 | -0.18x | Rs-3.93 Billion | Rs-3.94 Billion | Rs21.92 Billion | ▼ -53.7% |
| 2007 | -0.12x | Rs-2.12 Billion | Rs-2.13 Billion | Rs18.20 Billion | ▼ -74.6% |
| 2006 | -0.07x | Rs-1.09 Billion | Rs-1.09 Billion | Rs16.29 Billion | — |