GIC Housing Finance Limited (GICHSGFIN) — Financial Flexibility Index
GIC Housing Finance Limited (GICHSGFIN) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rs-1.00 Billion (operating CF Rs-1.00 Billion minus capex Rs3.20 Million) represents 0% of total liabilities (Rs90.84 Billion). Also explore GICHSGFIN net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
GIC Housing Finance Limited Financial Flexibility Index (2006–2025)
Historical Financial Flexibility Index trend for GIC Housing Finance Limited across 20 annual periods. Check GICHSGFIN strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for GIC Housing Finance Limited (2006–2025)
Year-by-year free cash flow to debt coverage for GIC Housing Finance Limited. For the full company profile including market capitalisation, see market value of GIC Housing Finance Limited.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | Rs-161.90 Million | Rs-175.30 Million | Rs88.11 Billion | ▼ -103.0% |
| 2024 | 0.06x | Rs5.26 Billion | Rs5.22 Billion | Rs86.42 Billion | ▼ -46.5% |
| 2023 | 0.11x | Rs10.49 Billion | Rs10.43 Billion | Rs92.21 Billion | ▼ -8.2% |
| 2022 | 0.12x | Rs12.91 Billion | Rs12.86 Billion | Rs104.18 Billion | ▲ +148.2% |
| 2021 | 0.05x | Rs5.64 Billion | Rs5.48 Billion | Rs112.83 Billion | ▲ +1553.7% |
| 2020 | 0.00x | Rs357.50 Million | Rs216.80 Million | Rs118.36 Billion | ▲ +102.2% |
| 2019 | -0.14x | Rs-16.44 Billion | Rs-16.45 Billion | Rs117.13 Billion | ▲ +15.5% |
| 2018 | -0.17x | Rs-17.21 Billion | Rs-17.21 Billion | Rs103.64 Billion | ▼ -16.8% |
| 2017 | -0.14x | Rs-11.77 Billion | Rs-11.78 Billion | Rs82.79 Billion | ▲ +11.2% |
| 2016 | -0.16x | Rs-11.66 Billion | Rs-11.67 Billion | Rs72.90 Billion | ▲ +12.0% |
| 2015 | -0.18x | Rs-11.02 Billion | Rs-11.03 Billion | Rs60.60 Billion | ▼ -29.6% |
| 2014 | -0.14x | Rs-6.88 Billion | Rs-6.89 Billion | Rs49.08 Billion | ▼ -43.7% |
| 2013 | -0.10x | Rs-4.10 Billion | Rs-4.12 Billion | Rs42.01 Billion | ▲ +0.3% |
| 2012 | -0.10x | Rs-3.70 Billion | Rs-3.72 Billion | Rs37.86 Billion | ▲ +25.1% |
| 2011 | -0.13x | Rs-4.26 Billion | Rs-4.26 Billion | Rs32.61 Billion | ▼ -107.7% |
| 2010 | -0.06x | Rs-1.68 Billion | Rs-1.68 Billion | Rs26.66 Billion | ▲ +15.6% |
| 2009 | -0.07x | Rs-1.92 Billion | Rs-1.93 Billion | Rs25.75 Billion | ▲ +58.5% |
| 2008 | -0.18x | Rs-3.93 Billion | Rs-3.94 Billion | Rs21.92 Billion | ▼ -53.7% |
| 2007 | -0.12x | Rs-2.12 Billion | Rs-2.13 Billion | Rs18.20 Billion | ▼ -74.6% |
| 2006 | -0.07x | Rs-1.09 Billion | Rs-1.09 Billion | Rs16.29 Billion | — |