GIC Housing Finance Limited (GICHSGFIN) — Cash Flow-to-Debt Ratio
GIC Housing Finance Limited (GICHSGFIN) has a Cash Flow-to-Debt Ratio of -0.01x as of September 2025, meaning its operating cash flow of Rs-1.00 Billion could theoretically repay 0% of its total liabilities (Rs90.84 Billion) in one year. See GICHSGFIN free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
GIC Housing Finance Limited Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for GIC Housing Finance Limited across 20 annual periods. Also explore GICHSGFIN year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for GIC Housing Finance Limited (2006–2025)
Year-by-year debt coverage analysis for GIC Housing Finance Limited. For market capitalisation and broader financial context, see GIC Housing Finance Limited market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | Rs-175.30 Million | Rs88.11 Billion | ▼ -103.3% |
| 2024 | 0.06x | Rs5.22 Billion | Rs86.42 Billion | ▼ -46.6% |
| 2023 | 0.11x | Rs10.43 Billion | Rs92.21 Billion | ▼ -8.3% |
| 2022 | 0.12x | Rs12.86 Billion | Rs104.18 Billion | ▲ +154.2% |
| 2021 | 0.05x | Rs5.48 Billion | Rs112.83 Billion | ▲ +2550.9% |
| 2020 | 0.00x | Rs216.80 Million | Rs118.36 Billion | ▲ +101.3% |
| 2019 | -0.14x | Rs-16.45 Billion | Rs117.13 Billion | ▲ +15.4% |
| 2018 | -0.17x | Rs-17.21 Billion | Rs103.64 Billion | ▼ -16.7% |
| 2017 | -0.14x | Rs-11.78 Billion | Rs82.79 Billion | ▲ +11.1% |
| 2016 | -0.16x | Rs-11.67 Billion | Rs72.90 Billion | ▲ +12.0% |
| 2015 | -0.18x | Rs-11.03 Billion | Rs60.60 Billion | ▼ -29.6% |
| 2014 | -0.14x | Rs-6.89 Billion | Rs49.08 Billion | ▼ -43.2% |
| 2013 | -0.10x | Rs-4.12 Billion | Rs42.01 Billion | ▲ +0.2% |
| 2012 | -0.10x | Rs-3.72 Billion | Rs37.86 Billion | ▲ +24.9% |
| 2011 | -0.13x | Rs-4.26 Billion | Rs32.61 Billion | ▼ -107.1% |
| 2010 | -0.06x | Rs-1.68 Billion | Rs26.66 Billion | ▲ +15.6% |
| 2009 | -0.07x | Rs-1.93 Billion | Rs25.75 Billion | ▲ +58.4% |
| 2008 | -0.18x | Rs-3.94 Billion | Rs21.92 Billion | ▼ -53.6% |
| 2007 | -0.12x | Rs-2.13 Billion | Rs18.20 Billion | ▼ -74.7% |
| 2006 | -0.07x | Rs-1.09 Billion | Rs16.29 Billion | — |