GIC Housing Finance Limited (GICHSGFIN) — Net Asset Quality Index
GIC Housing Finance Limited (GICHSGFIN) has a Net Asset Quality Index of 18.6% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs112.99 Billion minus total liabilities of Rs91.93 Billion yields net assets of Rs21.06 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See GIC Housing Finance Limited liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
GIC Housing Finance Limited Net Asset Quality Index Over Time (2006–2026)
This chart shows how GIC Housing Finance Limited's Net Asset Quality Index has evolved across 21 annual periods from 2006 to 2026. As of March 2026, the index stands at 18.6%, representing net assets of Rs21.06 Billion against total assets of Rs112.99 Billion INR. Explore how efficiently does GIC Housing Finance Limited generate cash to assess how effectively this company generates cash.
Annual Net Asset Quality Index for GIC Housing Finance Limited (2006–2026)
The table below presents the year-by-year Net Asset Quality Index for GIC Housing Finance Limited from 2006 to 2026, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see GIC Housing Finance Limited market cap and net worth.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 18.6% | Rs21.06 Billion | Rs112.99 Billion | Rs91.93 Billion | ▲ +0.4 pp |
| 2025 | 18.2% | Rs19.65 Billion | Rs107.75 Billion | Rs88.11 Billion | ▲ +0.8 pp |
| 2024 | 17.5% | Rs18.29 Billion | Rs104.71 Billion | Rs86.42 Billion | ▲ +1.9 pp |
| 2023 | 15.6% | Rs16.99 Billion | Rs109.20 Billion | Rs92.21 Billion | ▲ +2.9 pp |
| 2022 | 12.7% | Rs15.11 Billion | Rs119.29 Billion | Rs104.18 Billion | ▲ +1.9 pp |
| 2021 | 10.7% | Rs13.58 Billion | Rs126.41 Billion | Rs112.83 Billion | ▲ +1.1 pp |
| 2020 | 9.6% | Rs12.63 Billion | Rs130.99 Billion | Rs118.36 Billion | ▼ 0.0 pp |
| 2019 | 9.7% | Rs12.54 Billion | Rs129.67 Billion | Rs117.13 Billion | ▲ +0.9 pp |
| 2018 | 8.7% | Rs9.90 Billion | Rs113.55 Billion | Rs103.64 Billion | ▼ -1.5 pp |
| 2017 | 10.2% | Rs9.45 Billion | Rs92.23 Billion | Rs82.79 Billion | ▲ +1.1 pp |
| 2016 | 9.1% | Rs7.32 Billion | Rs80.21 Billion | Rs72.90 Billion | ▼ -0.7 pp |
| 2015 | 9.8% | Rs6.60 Billion | Rs67.21 Billion | Rs60.60 Billion | ▼ -1.2 pp |
| 2014 | 11.1% | Rs6.10 Billion | Rs55.18 Billion | Rs49.08 Billion | ▼ -0.5 pp |
| 2013 | 11.6% | Rs5.51 Billion | Rs47.51 Billion | Rs42.01 Billion | ▼ 0.0 pp |
| 2012 | 11.6% | Rs4.97 Billion | Rs42.83 Billion | Rs37.86 Billion | ▼ -0.9 pp |
| 2011 | 12.5% | Rs4.66 Billion | Rs37.27 Billion | Rs32.61 Billion | ▼ -0.2 pp |
| 2010 | 12.7% | Rs3.87 Billion | Rs30.53 Billion | Rs26.66 Billion | ▲ +0.8 pp |
| 2009 | 11.9% | Rs3.48 Billion | Rs29.23 Billion | Rs25.75 Billion | ▼ -0.7 pp |
| 2008 | 12.6% | Rs3.16 Billion | Rs25.09 Billion | Rs21.92 Billion | ▼ -0.9 pp |
| 2007 | 13.5% | Rs2.85 Billion | Rs21.05 Billion | Rs18.20 Billion | ▲ +5.3 pp |
| 2006 | 8.3% | Rs1.47 Billion | Rs17.76 Billion | Rs16.29 Billion | — |