The Karnataka Bank Limited (KTKBANK) — Cash Flow Quality Index
The Karnataka Bank Limited (KTKBANK) has a Cash Flow Quality Index of 3.82x as of September 2025. Operating cash flow of Rs23.35 Billion exceeds net income of Rs6.12 Billion, indicating high earnings quality where cash backs reported profits. Explore KTKBANK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
The Karnataka Bank Limited Cash Flow Quality Index (2005–2026)
Historical Cash Flow Quality Index for The Karnataka Bank Limited across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of The Karnataka Bank Limited.
Annual Cash Flow Quality Index for The Karnataka Bank Limited (2005–2026)
Year-by-year earnings quality comparison for The Karnataka Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.33x | Rs4.29 Billion | Rs13.11 Billion | ▲ +106.4% |
| 2025 | -5.14x | Rs-65.40 Billion | Rs12.73 Billion | ▲ +35.0% |
| 2024 | -7.90x | Rs-103.28 Billion | Rs13.07 Billion | ▼ -609.6% |
| 2023 | 1.55x | Rs18.30 Billion | Rs11.80 Billion | ▲ +268.6% |
| 2022 | -0.92x | Rs-4.67 Billion | Rs5.08 Billion | ▼ -113.2% |
| 2021 | 6.98x | Rs33.68 Billion | Rs4.82 Billion | ▲ +3464.5% |
| 2020 | -0.21x | Rs-895.96 Million | Rs4.32 Billion | ▲ +95.6% |
| 2019 | -4.67x | Rs-22.31 Billion | Rs4.77 Billion | ▼ -311.2% |
| 2018 | 2.21x | Rs7.21 Billion | Rs3.26 Billion | ▲ +643.8% |
| 2017 | -0.41x | Rs-1.84 Billion | Rs4.52 Billion | ▼ -126.6% |
| 2016 | 1.53x | Rs6.36 Billion | Rs4.15 Billion | ▲ +35.9% |
| 2015 | 1.13x | Rs6.48 Billion | Rs5.75 Billion | ▲ +53.1% |
| 2014 | 0.74x | Rs4.04 Billion | Rs5.49 Billion | ▲ +233.2% |
| 2013 | 0.22x | Rs1.03 Billion | Rs4.65 Billion | ▲ +152.3% |
| 2012 | -0.42x | Rs-1.22 Billion | Rs2.88 Billion | ▲ +83.1% |
| 2011 | -2.50x | Rs-5.89 Billion | Rs2.35 Billion | ▼ -260.2% |
| 2010 | 1.56x | Rs3.02 Billion | Rs1.93 Billion | ▲ +1297.3% |
| 2009 | -0.13x | Rs-530.20 Million | Rs4.06 Billion | ▼ -105.0% |
| 2008 | 2.63x | Rs9.02 Billion | Rs3.44 Billion | ▲ +10129.1% |
| 2007 | 0.03x | Rs70.11 Million | Rs2.73 Billion | ▲ +106.6% |
| 2006 | -0.39x | Rs-1.04 Billion | Rs2.69 Billion | ▼ -103.1% |
| 2005 | 12.53x | Rs18.44 Billion | Rs1.47 Billion | — |