The Karnataka Bank Limited (KTKBANK) — Net Asset Quality Index
The Karnataka Bank Limited (KTKBANK) has a Net Asset Quality Index of 10.6% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs1.19 Trillion minus total liabilities of Rs1.06 Trillion yields net assets of Rs125.89 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check The Karnataka Bank Limited (KTKBANK) asset resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
The Karnataka Bank Limited Net Asset Quality Index Over Time (2005–2025)
This chart shows how The Karnataka Bank Limited's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the index stands at 10.6%, representing net assets of Rs125.89 Billion against total assets of Rs1.19 Trillion INR. See The Karnataka Bank Limited (KTKBANK) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for The Karnataka Bank Limited (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for The Karnataka Bank Limited from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see The Karnataka Bank Limited market cap and net worth.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.0% | Rs120.85 Billion | Rs1.21 Trillion | Rs1.09 Trillion | ▲ +0.8 pp |
| 2024 | 9.2% | Rs107.27 Billion | Rs1.16 Trillion | Rs1.05 Trillion | ▲ +0.9 pp |
| 2023 | 8.3% | Rs82.13 Billion | Rs990.58 Billion | Rs908.45 Billion | ▲ +0.6 pp |
| 2022 | 7.7% | Rs70.94 Billion | Rs920.40 Billion | Rs849.46 Billion | ▼ -0.1 pp |
| 2021 | 7.8% | Rs66.42 Billion | Rs855.81 Billion | Rs789.39 Billion | ▲ +0.6 pp |
| 2020 | 7.2% | Rs59.70 Billion | Rs833.13 Billion | Rs773.43 Billion | ▼ -0.2 pp |
| 2019 | 7.3% | Rs57.85 Billion | Rs790.46 Billion | Rs732.61 Billion | ▼ -0.4 pp |
| 2018 | 7.7% | Rs54.10 Billion | Rs703.74 Billion | Rs649.64 Billion | ▼ -0.3 pp |
| 2017 | 8.0% | Rs51.43 Billion | Rs641.27 Billion | Rs589.84 Billion | ▲ +1.5 pp |
| 2016 | 6.5% | Rs36.91 Billion | Rs565.00 Billion | Rs528.10 Billion | ▼ 0.0 pp |
| 2015 | 6.5% | Rs33.89 Billion | Rs518.37 Billion | Rs484.48 Billion | ▲ +0.0 pp |
| 2014 | 6.5% | Rs30.52 Billion | Rs470.29 Billion | Rs439.77 Billion | ▼ -0.4 pp |
| 2013 | 6.9% | Rs28.57 Billion | Rs415.26 Billion | Rs386.69 Billion | ▼ -0.3 pp |
| 2012 | 7.2% | Rs25.98 Billion | Rs363.22 Billion | Rs337.23 Billion | ▼ -0.5 pp |
| 2011 | 7.7% | Rs24.29 Billion | Rs316.93 Billion | Rs292.64 Billion | ▲ +0.9 pp |
| 2010 | 6.8% | Rs18.33 Billion | Rs270.35 Billion | Rs252.02 Billion | ▼ -0.1 pp |
| 2009 | 6.9% | Rs15.67 Billion | Rs228.58 Billion | Rs212.91 Billion | ▼ -0.3 pp |
| 2008 | 7.1% | Rs13.80 Billion | Rs193.40 Billion | Rs179.60 Billion | ▼ -0.5 pp |
| 2007 | 7.6% | Rs12.39 Billion | Rs162.23 Billion | Rs149.84 Billion | ▲ +0.2 pp |
| 2006 | 7.4% | Rs11.11 Billion | Rs149.53 Billion | Rs138.42 Billion | ▼ -0.4 pp |
| 2005 | 7.8% | Rs9.78 Billion | Rs125.42 Billion | Rs115.64 Billion | — |