The Karnataka Bank Limited (KTKBANK) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.02x

The Karnataka Bank Limited (KTKBANK) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs23.35 Billion could theoretically repay 0% of its total liabilities (Rs1.06 Trillion) in one year. See KTKBANK financial flexibility score to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

Rs23.35 Billion
INR

Total Liabilities

Rs1.06 Trillion
INR

Data as of

Sep 2025
Most recent filing

The Karnataka Bank Limited Cash Flow-to-Debt Ratio (2005–2026)

Historical debt coverage capacity for The Karnataka Bank Limited across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of The Karnataka Bank Limited.

Annual Cash Flow-to-Debt Ratio for The Karnataka Bank Limited (2005–2026)

Year-by-year debt coverage analysis for The Karnataka Bank Limited. Check The Karnataka Bank Limited earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2026 0.00x Rs4.29 Billion Rs1.16 Trillion ▲ +106.2%
2025 -0.06x Rs-65.40 Billion Rs1.09 Trillion ▲ +38.7%
2024 -0.10x Rs-103.28 Billion Rs1.05 Trillion ▼ -586.7%
2023 0.02x Rs18.30 Billion Rs908.45 Billion ▲ +466.0%
2022 -0.01x Rs-4.67 Billion Rs849.46 Billion ▼ -112.9%
2021 0.04x Rs33.68 Billion Rs789.39 Billion ▲ +3783.4%
2020 0.00x Rs-895.96 Million Rs773.43 Billion ▲ +96.2%
2019 -0.03x Rs-22.31 Billion Rs732.61 Billion ▼ -374.4%
2018 0.01x Rs7.21 Billion Rs649.64 Billion ▲ +455.5%
2017 0.00x Rs-1.84 Billion Rs589.84 Billion ▼ -125.9%
2016 0.01x Rs6.36 Billion Rs528.10 Billion ▼ -10.0%
2015 0.01x Rs6.48 Billion Rs484.48 Billion ▲ +45.6%
2014 0.01x Rs4.04 Billion Rs439.77 Billion ▲ +245.7%
2013 0.00x Rs1.03 Billion Rs386.69 Billion ▲ +173.7%
2012 0.00x Rs-1.22 Billion Rs337.23 Billion ▲ +82.1%
2011 -0.02x Rs-5.89 Billion Rs292.64 Billion ▼ -268.2%
2010 0.01x Rs3.02 Billion Rs252.02 Billion ▲ +580.8%
2009 0.00x Rs-530.20 Million Rs212.91 Billion ▼ -105.0%
2008 0.05x Rs9.02 Billion Rs179.60 Billion ▲ +10637.7%
2007 0.00x Rs70.11 Million Rs149.84 Billion ▲ +106.2%
2006 -0.01x Rs-1.04 Billion Rs138.42 Billion ▼ -104.7%
2005 0.16x Rs18.44 Billion Rs115.64 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.