The Karnataka Bank Limited Financial Flexibility Index
The Karnataka Bank Limited financial flexibility index. The Karnataka Bank Limited (KTKBANK) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs23.76 Billion (operating CF Rs23.35 Billion minus capex Rs410.20 Million) represents 0% of total liabilities (Rs1.06 Trillion). See KTKBANK cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of The Karnataka Bank Limited (2005–2026)
Financial flexibility index of The Karnataka Bank Limited from 2005 to 2026. Historical Financial Flexibility Index trend for The Karnataka Bank Limited across 22 annual periods. Check The Karnataka Bank Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
The Karnataka Bank Limited Financial Flexibility Index by Year (2005–2026)
The Karnataka Bank Limited financial flexibility index by year from 2005 to 2026. Year-by-year free cash flow to debt coverage for The Karnataka Bank Limited. For the full cash flow conversion analysis, see The Karnataka Bank Limited cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.00x | Rs5.18 Billion | Rs4.29 Billion | Rs1.16 Trillion | ▲ +107.6% |
| 2025 | -0.06x | Rs-63.77 Billion | Rs-65.40 Billion | Rs1.09 Trillion | ▲ +39.6% |
| 2024 | -0.10x | Rs-102.16 Billion | Rs-103.28 Billion | Rs1.05 Trillion | ▼ -559.1% |
| 2023 | 0.02x | Rs19.18 Billion | Rs18.30 Billion | Rs908.45 Billion | ▲ +536.6% |
| 2022 | 0.00x | Rs-4.11 Billion | Rs-4.67 Billion | Rs849.46 Billion | ▼ -111.0% |
| 2021 | 0.04x | Rs34.56 Billion | Rs33.68 Billion | Rs789.39 Billion | ▲ +10659.1% |
| 2020 | 0.00x | Rs-320.67 Million | Rs-895.96 Million | Rs773.43 Billion | ▲ +98.6% |
| 2019 | -0.03x | Rs-21.62 Billion | Rs-22.31 Billion | Rs732.61 Billion | ▼ -336.0% |
| 2018 | 0.01x | Rs8.12 Billion | Rs7.21 Billion | Rs649.64 Billion | ▲ +616.1% |
| 2017 | 0.00x | Rs-1.43 Billion | Rs-1.84 Billion | Rs589.84 Billion | ▼ -118.4% |
| 2016 | 0.01x | Rs6.94 Billion | Rs6.36 Billion | Rs528.10 Billion | ▼ -12.6% |
| 2015 | 0.02x | Rs7.29 Billion | Rs6.48 Billion | Rs484.48 Billion | ▲ +43.7% |
| 2014 | 0.01x | Rs4.61 Billion | Rs4.04 Billion | Rs439.77 Billion | ▲ +184.1% |
| 2013 | 0.00x | Rs1.43 Billion | Rs1.03 Billion | Rs386.69 Billion | ▲ +235.2% |
| 2012 | 0.00x | Rs-920.01 Million | Rs-1.22 Billion | Rs337.23 Billion | ▲ +85.9% |
| 2011 | -0.02x | Rs-5.68 Billion | Rs-5.89 Billion | Rs292.64 Billion | ▼ -246.5% |
| 2010 | 0.01x | Rs3.34 Billion | Rs3.02 Billion | Rs252.02 Billion | ▲ +2119.0% |
| 2009 | 0.00x | Rs-139.79 Million | Rs-530.20 Million | Rs212.91 Billion | ▼ -101.3% |
| 2008 | 0.05x | Rs9.34 Billion | Rs9.02 Billion | Rs179.60 Billion | ▲ +2798.6% |
| 2007 | 0.00x | Rs268.70 Million | Rs70.11 Million | Rs149.84 Billion | ▲ +132.0% |
| 2006 | -0.01x | Rs-776.47 Million | Rs-1.04 Billion | Rs138.42 Billion | ▼ -103.5% |
| 2005 | 0.16x | Rs18.67 Billion | Rs18.44 Billion | Rs115.64 Billion | — |