The Karnataka Bank Limited (KTKBANK) — Financial Flexibility Index

Latest as of September 2025: 0.02x

The Karnataka Bank Limited (KTKBANK) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs23.76 Billion (operating CF Rs23.35 Billion minus capex Rs410.20 Million) represents 0% of total liabilities (Rs1.06 Trillion). Also explore net asset growth rate of The Karnataka Bank Limited to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs23.76 Billion
Operating CF − Capex

Total Liabilities

Rs1.06 Trillion
INR

Capital Expenditures

Rs410.20 Million
INR

The Karnataka Bank Limited Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for The Karnataka Bank Limited across 21 annual periods. Check asset allocation strategy of The Karnataka Bank Limited to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for The Karnataka Bank Limited (2005–2025)

Year-by-year free cash flow to debt coverage for The Karnataka Bank Limited. For the full company profile including market capitalisation, see The Karnataka Bank Limited (KTKBANK) market capitalisation.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2025 -0.06x Rs-63.77 Billion Rs-65.40 Billion Rs1.09 Trillion ▲ +39.6%
2024 -0.10x Rs-102.16 Billion Rs-103.28 Billion Rs1.05 Trillion ▼ -559.1%
2023 0.02x Rs19.18 Billion Rs18.30 Billion Rs908.45 Billion ▲ +536.6%
2022 0.00x Rs-4.11 Billion Rs-4.67 Billion Rs849.46 Billion ▼ -111.0%
2021 0.04x Rs34.56 Billion Rs33.68 Billion Rs789.39 Billion ▲ +10659.1%
2020 0.00x Rs-320.67 Million Rs-895.96 Million Rs773.43 Billion ▲ +98.6%
2019 -0.03x Rs-21.62 Billion Rs-22.31 Billion Rs732.61 Billion ▼ -336.0%
2018 0.01x Rs8.12 Billion Rs7.21 Billion Rs649.64 Billion ▲ +616.1%
2017 0.00x Rs-1.43 Billion Rs-1.84 Billion Rs589.84 Billion ▼ -118.4%
2016 0.01x Rs6.94 Billion Rs6.36 Billion Rs528.10 Billion ▼ -12.6%
2015 0.02x Rs7.29 Billion Rs6.48 Billion Rs484.48 Billion ▲ +43.7%
2014 0.01x Rs4.61 Billion Rs4.04 Billion Rs439.77 Billion ▲ +184.1%
2013 0.00x Rs1.43 Billion Rs1.03 Billion Rs386.69 Billion ▲ +235.2%
2012 0.00x Rs-920.01 Million Rs-1.22 Billion Rs337.23 Billion ▲ +85.9%
2011 -0.02x Rs-5.68 Billion Rs-5.89 Billion Rs292.64 Billion ▼ -246.5%
2010 0.01x Rs3.34 Billion Rs3.02 Billion Rs252.02 Billion ▲ +2119.0%
2009 0.00x Rs-139.79 Million Rs-530.20 Million Rs212.91 Billion ▼ -101.3%
2008 0.05x Rs9.34 Billion Rs9.02 Billion Rs179.60 Billion ▲ +2798.6%
2007 0.00x Rs268.70 Million Rs70.11 Million Rs149.84 Billion ▲ +132.0%
2006 -0.01x Rs-776.47 Million Rs-1.04 Billion Rs138.42 Billion ▼ -103.5%
2005 0.16x Rs18.67 Billion Rs18.44 Billion Rs115.64 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities