The Karnataka Bank Limited (KTKBANK) — Financial Flexibility Index
The Karnataka Bank Limited (KTKBANK) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs23.76 Billion (operating CF Rs23.35 Billion minus capex Rs410.20 Million) represents 0% of total liabilities (Rs1.06 Trillion). Check The Karnataka Bank Limited total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The Karnataka Bank Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for The Karnataka Bank Limited across 22 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of The Karnataka Bank Limited.
Annual Financial Flexibility Index for The Karnataka Bank Limited (2005–2026)
Year-by-year free cash flow to debt coverage for The Karnataka Bank Limited. Explore debt repayment capacity of The Karnataka Bank Limited to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.00x | Rs5.18 Billion | Rs4.29 Billion | Rs1.16 Trillion | ▲ +107.6% |
| 2025 | -0.06x | Rs-63.77 Billion | Rs-65.40 Billion | Rs1.09 Trillion | ▲ +39.6% |
| 2024 | -0.10x | Rs-102.16 Billion | Rs-103.28 Billion | Rs1.05 Trillion | ▼ -559.1% |
| 2023 | 0.02x | Rs19.18 Billion | Rs18.30 Billion | Rs908.45 Billion | ▲ +536.6% |
| 2022 | 0.00x | Rs-4.11 Billion | Rs-4.67 Billion | Rs849.46 Billion | ▼ -111.0% |
| 2021 | 0.04x | Rs34.56 Billion | Rs33.68 Billion | Rs789.39 Billion | ▲ +10659.1% |
| 2020 | 0.00x | Rs-320.67 Million | Rs-895.96 Million | Rs773.43 Billion | ▲ +98.6% |
| 2019 | -0.03x | Rs-21.62 Billion | Rs-22.31 Billion | Rs732.61 Billion | ▼ -336.0% |
| 2018 | 0.01x | Rs8.12 Billion | Rs7.21 Billion | Rs649.64 Billion | ▲ +616.1% |
| 2017 | 0.00x | Rs-1.43 Billion | Rs-1.84 Billion | Rs589.84 Billion | ▼ -118.4% |
| 2016 | 0.01x | Rs6.94 Billion | Rs6.36 Billion | Rs528.10 Billion | ▼ -12.6% |
| 2015 | 0.02x | Rs7.29 Billion | Rs6.48 Billion | Rs484.48 Billion | ▲ +43.7% |
| 2014 | 0.01x | Rs4.61 Billion | Rs4.04 Billion | Rs439.77 Billion | ▲ +184.1% |
| 2013 | 0.00x | Rs1.43 Billion | Rs1.03 Billion | Rs386.69 Billion | ▲ +235.2% |
| 2012 | 0.00x | Rs-920.01 Million | Rs-1.22 Billion | Rs337.23 Billion | ▲ +85.9% |
| 2011 | -0.02x | Rs-5.68 Billion | Rs-5.89 Billion | Rs292.64 Billion | ▼ -246.5% |
| 2010 | 0.01x | Rs3.34 Billion | Rs3.02 Billion | Rs252.02 Billion | ▲ +2119.0% |
| 2009 | 0.00x | Rs-139.79 Million | Rs-530.20 Million | Rs212.91 Billion | ▼ -101.3% |
| 2008 | 0.05x | Rs9.34 Billion | Rs9.02 Billion | Rs179.60 Billion | ▲ +2798.6% |
| 2007 | 0.00x | Rs268.70 Million | Rs70.11 Million | Rs149.84 Billion | ▲ +132.0% |
| 2006 | -0.01x | Rs-776.47 Million | Rs-1.04 Billion | Rs138.42 Billion | ▼ -103.5% |
| 2005 | 0.16x | Rs18.67 Billion | Rs18.44 Billion | Rs115.64 Billion | — |