The Karnataka Bank Limited (KTKBANK) — Financial Flexibility Index
The Karnataka Bank Limited (KTKBANK) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs23.76 Billion (operating CF Rs23.35 Billion minus capex Rs410.20 Million) represents 0% of total liabilities (Rs1.06 Trillion). Check The Karnataka Bank Limited strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
The Karnataka Bank Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for The Karnataka Bank Limited across 21 annual periods. See KTKBANK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for The Karnataka Bank Limited (2005–2025)
Year-by-year free cash flow to debt coverage for The Karnataka Bank Limited. For the full company profile including market capitalisation, see KTKBANK company net worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.06x | Rs-63.77 Billion | Rs-65.40 Billion | Rs1.09 Trillion | ▲ +39.6% |
| 2024 | -0.10x | Rs-102.16 Billion | Rs-103.28 Billion | Rs1.05 Trillion | ▼ -559.1% |
| 2023 | 0.02x | Rs19.18 Billion | Rs18.30 Billion | Rs908.45 Billion | ▲ +536.6% |
| 2022 | 0.00x | Rs-4.11 Billion | Rs-4.67 Billion | Rs849.46 Billion | ▼ -111.0% |
| 2021 | 0.04x | Rs34.56 Billion | Rs33.68 Billion | Rs789.39 Billion | ▲ +10659.1% |
| 2020 | 0.00x | Rs-320.67 Million | Rs-895.96 Million | Rs773.43 Billion | ▲ +98.6% |
| 2019 | -0.03x | Rs-21.62 Billion | Rs-22.31 Billion | Rs732.61 Billion | ▼ -336.0% |
| 2018 | 0.01x | Rs8.12 Billion | Rs7.21 Billion | Rs649.64 Billion | ▲ +616.1% |
| 2017 | 0.00x | Rs-1.43 Billion | Rs-1.84 Billion | Rs589.84 Billion | ▼ -118.4% |
| 2016 | 0.01x | Rs6.94 Billion | Rs6.36 Billion | Rs528.10 Billion | ▼ -12.6% |
| 2015 | 0.02x | Rs7.29 Billion | Rs6.48 Billion | Rs484.48 Billion | ▲ +43.7% |
| 2014 | 0.01x | Rs4.61 Billion | Rs4.04 Billion | Rs439.77 Billion | ▲ +184.1% |
| 2013 | 0.00x | Rs1.43 Billion | Rs1.03 Billion | Rs386.69 Billion | ▲ +235.2% |
| 2012 | 0.00x | Rs-920.01 Million | Rs-1.22 Billion | Rs337.23 Billion | ▲ +85.9% |
| 2011 | -0.02x | Rs-5.68 Billion | Rs-5.89 Billion | Rs292.64 Billion | ▼ -246.5% |
| 2010 | 0.01x | Rs3.34 Billion | Rs3.02 Billion | Rs252.02 Billion | ▲ +2119.0% |
| 2009 | 0.00x | Rs-139.79 Million | Rs-530.20 Million | Rs212.91 Billion | ▼ -101.3% |
| 2008 | 0.05x | Rs9.34 Billion | Rs9.02 Billion | Rs179.60 Billion | ▲ +2798.6% |
| 2007 | 0.00x | Rs268.70 Million | Rs70.11 Million | Rs149.84 Billion | ▲ +132.0% |
| 2006 | -0.01x | Rs-776.47 Million | Rs-1.04 Billion | Rs138.42 Billion | ▼ -103.5% |
| 2005 | 0.16x | Rs18.67 Billion | Rs18.44 Billion | Rs115.64 Billion | — |