PB Fintech Limited (POLICYBZR) — Cash Flow Quality Index

Latest as of September 2025: -0.50x

PB Fintech Limited (POLICYBZR) has a Cash Flow Quality Index of -0.50x as of September 2025. Operating cash flow of Rs-1.11 Billion is below net income of Rs2.19 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of PB Fintech Limited to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.50x
Operating CF / Net Income

Operating Cash Flow

Rs-1.11 Billion
INR

Net Income

Rs2.19 Billion
INR

Data as of

Sep 2025
Most recent filing

PB Fintech Limited Cash Flow Quality Index (2017–2026)

Historical Cash Flow Quality Index for PB Fintech Limited across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see PB Fintech Limited (POLICYBZR) cash conversion ratio.

Annual Cash Flow Quality Index for PB Fintech Limited (2017–2026)

Year-by-year earnings quality comparison for PB Fintech Limited.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 0.43x Rs2.89 Billion Rs6.70 Billion ▲ +183.0%
2025 -0.52x Rs-1.83 Billion Rs3.53 Billion ▼ -119.6%
2024 2.65x Rs1.77 Billion Rs669.80 Million ▲ +156.3%
2017 -4.70x Rs-344.04 Million Rs73.19 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.