PB Fintech Limited (POLICYBZR) — Defensive Interval Ratio
PB Fintech Limited (POLICYBZR) has a Defensive Interval Ratio of 1136 days as of March 2026. Defensive assets of Rs30.86 Billion (cash Rs-, short-term investments Rs13.56 Billion, receivables Rs17.31 Billion) cover 1136 days of daily cash needs of Rs27.18 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
PB Fintech Limited Defensive Interval Ratio (2017–2026)
This chart shows how PB Fintech Limited's Defensive Interval Ratio has evolved across 10 annual periods from 2017 to 2026. As of March 2026, the ratio stands at 1136 days, meaning defensive assets of Rs30.86 Billion can fund 1136 days of operations without new revenue. For the complete balance sheet picture, see POLICYBZR total asset value.
Annual Defensive Interval Ratio for PB Fintech Limited (2017–2026)
The table below presents the year-by-year Defensive Interval Ratio for PB Fintech Limited from 2017 to 2026, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See POLICYBZR working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 1136 days | Rs30.86 Billion | Rs27.18 Million/day | Rs- | Rs13.56 Billion | ▼ -425 days |
| 2025 | 1561 days | Rs32.13 Billion | Rs20.58 Million/day | Rs- | Rs21.89 Billion | ▼ -1117 days |
| 2024 | 2678 days | Rs44.25 Billion | Rs16.53 Million/day | Rs- | Rs37.74 Billion | ▲ +14 days |
| 2023 | 2664 days | Rs40.20 Billion | Rs15.09 Million/day | Rs- | Rs33.28 Billion | ▼ -2837 days |
| 2022 | 5500 days | Rs50.84 Billion | Rs9.24 Million/day | Rs- | Rs47.23 Billion | ▲ +2714 days |
| 2021 | 2786 days | Rs16.87 Billion | Rs6.05 Million/day | Rs- | Rs15.08 Billion | ▲ +2008 days |
| 2020 | 778 days | Rs4.33 Billion | Rs5.56 Million/day | Rs- | Rs2.54 Billion | ▼ -33 days |
| 2019 | 811 days | Rs4.16 Billion | Rs5.13 Million/day | Rs- | Rs2.84 Billion | ▼ -2443 days |
| 2018 | 3254 days | Rs7.59 Billion | Rs2.33 Million/day | Rs- | Rs6.60 Billion | ▲ +1288 days |
| 2017 | 1966 days | Rs2.66 Billion | Rs1.35 Million/day | Rs- | Rs2.05 Billion | — |