PB Fintech Limited (POLICYBZR) — Defensive Interval Ratio

Latest as of March 2026: 1136 days

PB Fintech Limited (POLICYBZR) has a Defensive Interval Ratio of 1136 days as of March 2026. Defensive assets of Rs30.86 Billion (cash Rs-, short-term investments Rs13.56 Billion, receivables Rs17.31 Billion) cover 1136 days of daily cash needs of Rs27.18 Million/day. Check POLICYBZR tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1136 days
Days of operational coverage

Defensive Assets

Rs30.86 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs27.18 Million
Current Liabilities ÷ 365

Current Liabilities

Rs9.92 Billion
INR

PB Fintech Limited Defensive Interval Ratio (2017–2026)

This chart shows how PB Fintech Limited's Defensive Interval Ratio has evolved across 10 annual periods from 2017 to 2026. As of March 2026, the ratio stands at 1136 days, meaning defensive assets of Rs30.86 Billion can fund 1136 days of operations without new revenue. Also explore how fast is PB Fintech Limited growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for PB Fintech Limited (2017–2026)

The table below presents the year-by-year Defensive Interval Ratio for PB Fintech Limited from 2017 to 2026, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PB Fintech Limited stock valuation.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 1136 days Rs30.86 Billion Rs27.18 Million/day Rs- Rs13.56 Billion ▼ -425 days
2025 1561 days Rs32.13 Billion Rs20.58 Million/day Rs- Rs21.89 Billion ▼ -1117 days
2024 2678 days Rs44.25 Billion Rs16.53 Million/day Rs- Rs37.74 Billion ▲ +14 days
2023 2664 days Rs40.20 Billion Rs15.09 Million/day Rs- Rs33.28 Billion ▼ -2837 days
2022 5500 days Rs50.84 Billion Rs9.24 Million/day Rs- Rs47.23 Billion ▲ +2714 days
2021 2786 days Rs16.87 Billion Rs6.05 Million/day Rs- Rs15.08 Billion ▲ +2008 days
2020 778 days Rs4.33 Billion Rs5.56 Million/day Rs- Rs2.54 Billion ▼ -33 days
2019 811 days Rs4.16 Billion Rs5.13 Million/day Rs- Rs2.84 Billion ▼ -2443 days
2018 3254 days Rs7.59 Billion Rs2.33 Million/day Rs- Rs6.60 Billion ▲ +1288 days
2017 1966 days Rs2.66 Billion Rs1.35 Million/day Rs- Rs2.05 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)