PB Fintech Limited (POLICYBZR) — Cash Flow-to-Debt Ratio
PB Fintech Limited (POLICYBZR) has a Cash Flow-to-Debt Ratio of -0.10x as of September 2025, meaning its operating cash flow of Rs-1.11 Billion could theoretically repay 0% of its total liabilities (Rs11.65 Billion) in one year. Check PB Fintech Limited total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PB Fintech Limited Cash Flow-to-Debt Ratio (2017–2026)
Historical debt coverage capacity for PB Fintech Limited across 10 annual periods. Also explore POLICYBZR asset base for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for PB Fintech Limited (2017–2026)
Year-by-year debt coverage analysis for PB Fintech Limited. For market capitalisation and broader financial context, see PB Fintech Limited stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.21x | Rs2.89 Billion | Rs13.89 Billion | ▲ +223.8% |
| 2025 | -0.17x | Rs-1.83 Billion | Rs10.92 Billion | ▼ -180.7% |
| 2024 | 0.21x | Rs1.77 Billion | Rs8.52 Billion | ▲ +153.5% |
| 2023 | -0.39x | Rs-2.99 Billion | Rs7.69 Billion | ▲ +87.5% |
| 2022 | -3.11x | Rs-15.68 Billion | Rs5.04 Billion | ▼ -3774.9% |
| 2021 | 0.08x | Rs287.06 Million | Rs3.39 Billion | ▲ +107.2% |
| 2020 | -1.17x | Rs-3.64 Billion | Rs3.10 Billion | ▼ -8.6% |
| 2019 | -1.08x | Rs-2.82 Billion | Rs2.61 Billion | ▼ -10.6% |
| 2018 | -0.98x | Rs-832.16 Million | Rs851.70 Million | ▼ -40.1% |
| 2017 | -0.70x | Rs-344.04 Million | Rs493.30 Million | — |