PB Fintech Limited Cash Flow-to-Debt Ratio
PB Fintech Limited cash flow-to-debt ratio. PB Fintech Limited (POLICYBZR) has a Cash Flow-to-Debt Ratio of -0.10x as of September 2025, meaning its operating cash flow of Rs-1.11 Billion could theoretically repay 0% of its total liabilities (Rs11.65 Billion) in one year. Check POLICYBZR capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of PB Fintech Limited (2017–2026)
Cash flow-to-debt ratio of PB Fintech Limited from 2017 to 2026. Historical debt coverage capacity for PB Fintech Limited across 10 annual periods. Check cash flow quality index of PB Fintech Limited to evaluate the quality of earnings relative to operating cash generation.
PB Fintech Limited Cash Flow-to-Debt Ratio by Year (2017–2026)
PB Fintech Limited cash flow-to-debt ratio by year from 2017 to 2026. Year-by-year debt coverage analysis for PB Fintech Limited. For the full cash flow conversion analysis, see PB Fintech Limited operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.21x | Rs2.89 Billion | Rs13.89 Billion | ▲ +223.8% |
| 2025 | -0.17x | Rs-1.83 Billion | Rs10.92 Billion | ▼ -180.7% |
| 2024 | 0.21x | Rs1.77 Billion | Rs8.52 Billion | ▲ +153.5% |
| 2023 | -0.39x | Rs-2.99 Billion | Rs7.69 Billion | ▲ +87.5% |
| 2022 | -3.11x | Rs-15.68 Billion | Rs5.04 Billion | ▼ -3774.9% |
| 2021 | 0.08x | Rs287.06 Million | Rs3.39 Billion | ▲ +107.2% |
| 2020 | -1.17x | Rs-3.64 Billion | Rs3.10 Billion | ▼ -8.6% |
| 2019 | -1.08x | Rs-2.82 Billion | Rs2.61 Billion | ▼ -10.6% |
| 2018 | -0.98x | Rs-832.16 Million | Rs851.70 Million | ▼ -40.1% |
| 2017 | -0.70x | Rs-344.04 Million | Rs493.30 Million | — |