PB Fintech Limited Financial Flexibility Index
PB Fintech Limited financial flexibility index. PB Fintech Limited (POLICYBZR) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-839.70 Million (operating CF Rs-1.11 Billion minus capex Rs268.40 Million) represents 0% of total liabilities (Rs11.65 Billion). See cash generation quality of PB Fintech Limited to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of PB Fintech Limited (2017–2026)
Financial flexibility index of PB Fintech Limited from 2017 to 2026. Historical Financial Flexibility Index trend for PB Fintech Limited across 10 annual periods. Check POLICYBZR cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
PB Fintech Limited Financial Flexibility Index by Year (2017–2026)
PB Fintech Limited financial flexibility index by year from 2017 to 2026. Year-by-year free cash flow to debt coverage for PB Fintech Limited. For the full cash flow conversion analysis, see cash efficiency ratio of PB Fintech Limited.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.27x | Rs3.68 Billion | Rs2.89 Billion | Rs13.89 Billion | ▲ +436.6% |
| 2025 | -0.08x | Rs-860.20 Million | Rs-1.83 Billion | Rs10.92 Billion | ▼ -127.9% |
| 2024 | 0.28x | Rs2.41 Billion | Rs1.77 Billion | Rs8.52 Billion | ▲ +193.1% |
| 2023 | -0.30x | Rs-2.33 Billion | Rs-2.99 Billion | Rs7.69 Billion | ▲ +90.0% |
| 2022 | -3.05x | Rs-15.35 Billion | Rs-15.68 Billion | Rs5.04 Billion | ▼ -3091.5% |
| 2021 | 0.10x | Rs345.28 Million | Rs287.06 Million | Rs3.39 Billion | ▲ +109.5% |
| 2020 | -1.07x | Rs-3.32 Billion | Rs-3.64 Billion | Rs3.10 Billion | ▼ -13.0% |
| 2019 | -0.95x | Rs-2.47 Billion | Rs-2.82 Billion | Rs2.61 Billion | ▼ -13.9% |
| 2018 | -0.83x | Rs-707.35 Million | Rs-832.16 Million | Rs851.70 Million | ▼ -23.8% |
| 2017 | -0.67x | Rs-330.80 Million | Rs-344.04 Million | Rs493.30 Million | — |