PB Fintech Limited (POLICYBZR) — Financial Flexibility Index
PB Fintech Limited (POLICYBZR) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-839.70 Million (operating CF Rs-1.11 Billion minus capex Rs268.40 Million) represents 0% of total liabilities (Rs11.65 Billion). Also explore net asset momentum of PB Fintech Limited to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
PB Fintech Limited Financial Flexibility Index (2017–2026)
Historical Financial Flexibility Index trend for PB Fintech Limited across 10 annual periods. Check POLICYBZR strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for PB Fintech Limited (2017–2026)
Year-by-year free cash flow to debt coverage for PB Fintech Limited. For the full company profile including market capitalisation, see POLICYBZR stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.27x | Rs3.68 Billion | Rs2.89 Billion | Rs13.89 Billion | ▲ +436.6% |
| 2025 | -0.08x | Rs-860.20 Million | Rs-1.83 Billion | Rs10.92 Billion | ▼ -127.9% |
| 2024 | 0.28x | Rs2.41 Billion | Rs1.77 Billion | Rs8.52 Billion | ▲ +193.1% |
| 2023 | -0.30x | Rs-2.33 Billion | Rs-2.99 Billion | Rs7.69 Billion | ▲ +90.0% |
| 2022 | -3.05x | Rs-15.35 Billion | Rs-15.68 Billion | Rs5.04 Billion | ▼ -3091.5% |
| 2021 | 0.10x | Rs345.28 Million | Rs287.06 Million | Rs3.39 Billion | ▲ +109.5% |
| 2020 | -1.07x | Rs-3.32 Billion | Rs-3.64 Billion | Rs3.10 Billion | ▼ -13.0% |
| 2019 | -0.95x | Rs-2.47 Billion | Rs-2.82 Billion | Rs2.61 Billion | ▼ -13.9% |
| 2018 | -0.83x | Rs-707.35 Million | Rs-832.16 Million | Rs851.70 Million | ▼ -23.8% |
| 2017 | -0.67x | Rs-330.80 Million | Rs-344.04 Million | Rs493.30 Million | — |