Reliance Home Finance Limited (RHFL) — Cash Flow Quality Index

Latest as of September 2025: -1.14x

Reliance Home Finance Limited (RHFL) has a Cash Flow Quality Index of -1.14x as of September 2025. Operating cash flow of Rs-3.41 Billion is below net income of Rs2.99 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of Reliance Home Finance Limited to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-1.14x
Operating CF / Net Income

Operating Cash Flow

Rs-3.41 Billion
INR

Net Income

Rs2.99 Billion
INR

Data as of

Sep 2025
Most recent filing

Reliance Home Finance Limited Cash Flow Quality Index (2013–2025)

Historical Cash Flow Quality Index for Reliance Home Finance Limited across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Reliance Home Finance Limited (RHFL) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Reliance Home Finance Limited (2013–2025)

Year-by-year earnings quality comparison for Reliance Home Finance Limited. For live market cap and the full company financial profile, see Reliance Home Finance Limited market capitalisation.

Year Quality Index Operating CF (INR) Net Income YoY Change
2025 0.37x Rs89.90 Million Rs241.07 Million ▼ -18.1%
2023 0.46x Rs41.03 Billion Rs90.14 Billion ▲ +103.9%
2019 -11.70x Rs-11.89 Billion Rs1.02 Billion ▲ +55.3%
2018 -26.21x Rs-43.86 Billion Rs1.67 Billion ▼ -9.6%
2017 -23.92x Rs-32.96 Billion Rs1.38 Billion ▼ -854.5%
2016 3.17x Rs4.33 Billion Rs1.37 Billion ▲ +287.3%
2015 -1.69x Rs-1.79 Billion Rs1.06 Billion ▼ -127.1%
2014 6.24x Rs4.12 Billion Rs660.45 Million ▲ +10288.3%
2013 -0.06x Rs-16.83 Million Rs274.83 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.