Reliance Home Finance Limited (RHFL) — Cash Flow Quality Index
Reliance Home Finance Limited (RHFL) has a Cash Flow Quality Index of -1.14x as of September 2025. Operating cash flow of Rs-3.41 Billion is below net income of Rs2.99 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore RHFL cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Reliance Home Finance Limited Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Reliance Home Finance Limited across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see RHFL cash flow conversion.
Annual Cash Flow Quality Index for Reliance Home Finance Limited (2013–2025)
Year-by-year earnings quality comparison for Reliance Home Finance Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.37x | Rs89.90 Million | Rs241.07 Million | ▼ -18.1% |
| 2023 | 0.46x | Rs41.03 Billion | Rs90.14 Billion | ▲ +103.9% |
| 2019 | -11.70x | Rs-11.89 Billion | Rs1.02 Billion | ▲ +55.3% |
| 2018 | -26.21x | Rs-43.86 Billion | Rs1.67 Billion | ▼ -9.6% |
| 2017 | -23.92x | Rs-32.96 Billion | Rs1.38 Billion | ▼ -854.5% |
| 2016 | 3.17x | Rs4.33 Billion | Rs1.37 Billion | ▲ +287.3% |
| 2015 | -1.69x | Rs-1.79 Billion | Rs1.06 Billion | ▼ -127.1% |
| 2014 | 6.24x | Rs4.12 Billion | Rs660.45 Million | ▲ +10288.3% |
| 2013 | -0.06x | Rs-16.83 Million | Rs274.83 Million | — |