Reliance Home Finance Limited Cash Flow Quality Index

Latest as of September 2025: -1.14x

Reliance Home Finance Limited cash flow quality index. Reliance Home Finance Limited (RHFL) has a Cash Flow Quality Index of -1.14x as of September 2025. Operating cash flow of Rs-3.41 Billion is below net income of Rs2.99 Billion, suggesting accrual-heavy earnings not yet converted to cash. See RHFL free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

-1.14x
Operating CF / Net Income

Operating Cash Flow

Rs-3.41 Billion
INR

Net Income

Rs2.99 Billion
INR

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Reliance Home Finance Limited (2013–2025)

Cash flow quality index of Reliance Home Finance Limited from 2013 to 2025. Historical Cash Flow Quality Index for Reliance Home Finance Limited across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore RHFL debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Reliance Home Finance Limited Cash Flow Quality Index by Year (2013–2025)

Reliance Home Finance Limited cash flow quality index by year from 2013 to 2025. Year-by-year earnings quality comparison for Reliance Home Finance Limited. For the full cash flow conversion analysis, see cash efficiency ratio of Reliance Home Finance Limited.

Year Quality Index Operating CF (INR) Net Income YoY Change
2025 0.37x Rs89.90 Million Rs241.07 Million ▼ -18.1%
2023 0.46x Rs41.03 Billion Rs90.14 Billion ▲ +103.9%
2019 -11.70x Rs-11.89 Billion Rs1.02 Billion ▲ +55.3%
2018 -26.21x Rs-43.86 Billion Rs1.67 Billion ▼ -9.6%
2017 -23.92x Rs-32.96 Billion Rs1.38 Billion ▼ -854.5%
2016 3.17x Rs4.33 Billion Rs1.37 Billion ▲ +287.3%
2015 -1.69x Rs-1.79 Billion Rs1.06 Billion ▼ -127.1%
2014 6.24x Rs4.12 Billion Rs660.45 Million ▲ +10288.3%
2013 -0.06x Rs-16.83 Million Rs274.83 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.