Reliance Home Finance Limited (RHFL) — Financial Flexibility Index
Reliance Home Finance Limited (RHFL) has a Financial Flexibility Index of -0.03x as of September 2025. Free cash flow of Rs-3.27 Billion (operating CF Rs-3.41 Billion minus capex Rs142.70 Million) represents 0% of total liabilities (Rs117.00 Billion). Check RHFL strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Reliance Home Finance Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Reliance Home Finance Limited across 13 annual periods. See RHFL current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Reliance Home Finance Limited (2013–2025)
Year-by-year free cash flow to debt coverage for Reliance Home Finance Limited. For the full company profile including market capitalisation, see how much is Reliance Home Finance Limited worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.59x | Rs321.90 Million | Rs89.90 Million | Rs545.90 Million | ▲ +3667.8% |
| 2024 | 0.02x | Rs16.75 Million | Rs-217.85 Million | Rs1.07 Billion | ▼ -100.0% |
| 2023 | 37.76x | Rs41.03 Billion | Rs41.03 Billion | Rs1.09 Billion | ▲ +99001.0% |
| 2022 | -0.04x | Rs-5.97 Billion | Rs-5.97 Billion | Rs156.37 Billion | ▼ -118.6% |
| 2021 | 0.21x | Rs30.69 Billion | Rs30.68 Billion | Rs149.51 Billion | ▼ -37.9% |
| 2020 | 0.33x | Rs47.13 Billion | Rs47.13 Billion | Rs142.62 Billion | ▲ +554.4% |
| 2019 | -0.07x | Rs-11.84 Billion | Rs-11.89 Billion | Rs162.83 Billion | ▲ +77.4% |
| 2018 | -0.32x | Rs-43.81 Billion | Rs-43.86 Billion | Rs135.83 Billion | ▲ +1.0% |
| 2017 | -0.33x | Rs-32.95 Billion | Rs-32.96 Billion | Rs101.14 Billion | ▼ -626.3% |
| 2016 | 0.06x | Rs4.38 Billion | Rs4.33 Billion | Rs70.73 Billion | ▲ +322.4% |
| 2015 | -0.03x | Rs-1.40 Billion | Rs-1.79 Billion | Rs50.24 Billion | ▼ -122.2% |
| 2014 | 0.13x | Rs4.12 Billion | Rs4.12 Billion | Rs32.81 Billion | ▲ +19059.1% |
| 2013 | 0.00x | Rs-16.78 Million | Rs-16.83 Million | Rs25.33 Billion | — |