Reliance Home Finance Limited (RHFL) — Financial Flexibility Index
Reliance Home Finance Limited (RHFL) has a Financial Flexibility Index of -0.03x as of September 2025. Free cash flow of Rs-3.27 Billion (operating CF Rs-3.41 Billion minus capex Rs142.70 Million) represents 0% of total liabilities (Rs117.00 Billion). Also explore net asset growth rate of Reliance Home Finance Limited to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Reliance Home Finance Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Reliance Home Finance Limited across 13 annual periods. Check strategic asset allocation of Reliance Home Finance Limited to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Reliance Home Finance Limited (2013–2025)
Year-by-year free cash flow to debt coverage for Reliance Home Finance Limited. For the full company profile including market capitalisation, see Reliance Home Finance Limited (RHFL) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.59x | Rs321.90 Million | Rs89.90 Million | Rs545.90 Million | ▲ +3667.8% |
| 2024 | 0.02x | Rs16.75 Million | Rs-217.85 Million | Rs1.07 Billion | ▼ -100.0% |
| 2023 | 37.76x | Rs41.03 Billion | Rs41.03 Billion | Rs1.09 Billion | ▲ +99001.0% |
| 2022 | -0.04x | Rs-5.97 Billion | Rs-5.97 Billion | Rs156.37 Billion | ▼ -118.6% |
| 2021 | 0.21x | Rs30.69 Billion | Rs30.68 Billion | Rs149.51 Billion | ▼ -37.9% |
| 2020 | 0.33x | Rs47.13 Billion | Rs47.13 Billion | Rs142.62 Billion | ▲ +554.4% |
| 2019 | -0.07x | Rs-11.84 Billion | Rs-11.89 Billion | Rs162.83 Billion | ▲ +77.4% |
| 2018 | -0.32x | Rs-43.81 Billion | Rs-43.86 Billion | Rs135.83 Billion | ▲ +1.0% |
| 2017 | -0.33x | Rs-32.95 Billion | Rs-32.96 Billion | Rs101.14 Billion | ▼ -626.3% |
| 2016 | 0.06x | Rs4.38 Billion | Rs4.33 Billion | Rs70.73 Billion | ▲ +322.4% |
| 2015 | -0.03x | Rs-1.40 Billion | Rs-1.79 Billion | Rs50.24 Billion | ▼ -122.2% |
| 2014 | 0.13x | Rs4.12 Billion | Rs4.12 Billion | Rs32.81 Billion | ▲ +19059.1% |
| 2013 | 0.00x | Rs-16.78 Million | Rs-16.83 Million | Rs25.33 Billion | — |