Reliance Home Finance Limited Financial Flexibility Index
Reliance Home Finance Limited financial flexibility index. Reliance Home Finance Limited (RHFL) has a Financial Flexibility Index of -0.03x as of September 2025. Free cash flow of Rs-3.27 Billion (operating CF Rs-3.41 Billion minus capex Rs142.70 Million) represents 0% of total liabilities (Rs117.00 Billion). See RHFL free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Reliance Home Finance Limited (2013–2025)
Financial flexibility index of Reliance Home Finance Limited from 2013 to 2025. Historical Financial Flexibility Index trend for Reliance Home Finance Limited across 13 annual periods. Check RHFL cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Reliance Home Finance Limited Financial Flexibility Index by Year (2013–2025)
Reliance Home Finance Limited financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for Reliance Home Finance Limited. For the full cash flow conversion analysis, see cash efficiency ratio of Reliance Home Finance Limited.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.59x | Rs321.90 Million | Rs89.90 Million | Rs545.90 Million | ▲ +3667.8% |
| 2024 | 0.02x | Rs16.75 Million | Rs-217.85 Million | Rs1.07 Billion | ▼ -100.0% |
| 2023 | 37.76x | Rs41.03 Billion | Rs41.03 Billion | Rs1.09 Billion | ▲ +99001.0% |
| 2022 | -0.04x | Rs-5.97 Billion | Rs-5.97 Billion | Rs156.37 Billion | ▼ -118.6% |
| 2021 | 0.21x | Rs30.69 Billion | Rs30.68 Billion | Rs149.51 Billion | ▼ -37.9% |
| 2020 | 0.33x | Rs47.13 Billion | Rs47.13 Billion | Rs142.62 Billion | ▲ +554.4% |
| 2019 | -0.07x | Rs-11.84 Billion | Rs-11.89 Billion | Rs162.83 Billion | ▲ +77.4% |
| 2018 | -0.32x | Rs-43.81 Billion | Rs-43.86 Billion | Rs135.83 Billion | ▲ +1.0% |
| 2017 | -0.33x | Rs-32.95 Billion | Rs-32.96 Billion | Rs101.14 Billion | ▼ -626.3% |
| 2016 | 0.06x | Rs4.38 Billion | Rs4.33 Billion | Rs70.73 Billion | ▲ +322.4% |
| 2015 | -0.03x | Rs-1.40 Billion | Rs-1.79 Billion | Rs50.24 Billion | ▼ -122.2% |
| 2014 | 0.13x | Rs4.12 Billion | Rs4.12 Billion | Rs32.81 Billion | ▲ +19059.1% |
| 2013 | 0.00x | Rs-16.78 Million | Rs-16.83 Million | Rs25.33 Billion | — |