Reliance Home Finance Limited (RHFL) — Financial Flexibility Index
Reliance Home Finance Limited (RHFL) has a Financial Flexibility Index of -0.03x as of September 2025. Free cash flow of Rs-3.27 Billion (operating CF Rs-3.41 Billion minus capex Rs142.70 Million) represents 0% of total liabilities (Rs117.00 Billion). Check Reliance Home Finance Limited (RHFL) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Reliance Home Finance Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Reliance Home Finance Limited across 13 annual periods. For the full cash flow conversion analysis, see Reliance Home Finance Limited cash flow conversion.
Annual Financial Flexibility Index for Reliance Home Finance Limited (2013–2025)
Year-by-year free cash flow to debt coverage for Reliance Home Finance Limited. Explore RHFL cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.59x | Rs321.90 Million | Rs89.90 Million | Rs545.90 Million | ▲ +3667.8% |
| 2024 | 0.02x | Rs16.75 Million | Rs-217.85 Million | Rs1.07 Billion | ▼ -100.0% |
| 2023 | 37.76x | Rs41.03 Billion | Rs41.03 Billion | Rs1.09 Billion | ▲ +99001.0% |
| 2022 | -0.04x | Rs-5.97 Billion | Rs-5.97 Billion | Rs156.37 Billion | ▼ -118.6% |
| 2021 | 0.21x | Rs30.69 Billion | Rs30.68 Billion | Rs149.51 Billion | ▼ -37.9% |
| 2020 | 0.33x | Rs47.13 Billion | Rs47.13 Billion | Rs142.62 Billion | ▲ +554.4% |
| 2019 | -0.07x | Rs-11.84 Billion | Rs-11.89 Billion | Rs162.83 Billion | ▲ +77.4% |
| 2018 | -0.32x | Rs-43.81 Billion | Rs-43.86 Billion | Rs135.83 Billion | ▲ +1.0% |
| 2017 | -0.33x | Rs-32.95 Billion | Rs-32.96 Billion | Rs101.14 Billion | ▼ -626.3% |
| 2016 | 0.06x | Rs4.38 Billion | Rs4.33 Billion | Rs70.73 Billion | ▲ +322.4% |
| 2015 | -0.03x | Rs-1.40 Billion | Rs-1.79 Billion | Rs50.24 Billion | ▼ -122.2% |
| 2014 | 0.13x | Rs4.12 Billion | Rs4.12 Billion | Rs32.81 Billion | ▲ +19059.1% |
| 2013 | 0.00x | Rs-16.78 Million | Rs-16.83 Million | Rs25.33 Billion | — |