Reliance Home Finance Limited (RHFL) — Cash Flow-to-Debt Ratio
Reliance Home Finance Limited (RHFL) has a Cash Flow-to-Debt Ratio of -0.03x as of September 2025, meaning its operating cash flow of Rs-3.41 Billion could theoretically repay 0% of its total liabilities (Rs117.00 Billion) in one year. See financial agility of Reliance Home Finance Limited to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Reliance Home Finance Limited Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Reliance Home Finance Limited across 13 annual periods. For the full cash flow conversion analysis, see RHFL operating cash flow.
Annual Cash Flow-to-Debt Ratio for Reliance Home Finance Limited (2013–2025)
Year-by-year debt coverage analysis for Reliance Home Finance Limited. Check Reliance Home Finance Limited cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.16x | Rs89.90 Million | Rs545.90 Million | ▲ +180.9% |
| 2024 | -0.20x | Rs-217.85 Million | Rs1.07 Billion | ▼ -100.5% |
| 2023 | 37.75x | Rs41.03 Billion | Rs1.09 Billion | ▲ +98920.9% |
| 2022 | -0.04x | Rs-5.97 Billion | Rs156.37 Billion | ▼ -118.6% |
| 2021 | 0.21x | Rs30.68 Billion | Rs149.51 Billion | ▼ -37.9% |
| 2020 | 0.33x | Rs47.13 Billion | Rs142.62 Billion | ▲ +552.5% |
| 2019 | -0.07x | Rs-11.89 Billion | Rs162.83 Billion | ▲ +77.4% |
| 2018 | -0.32x | Rs-43.86 Billion | Rs135.83 Billion | ▲ +0.9% |
| 2017 | -0.33x | Rs-32.96 Billion | Rs101.14 Billion | ▼ -631.9% |
| 2016 | 0.06x | Rs4.33 Billion | Rs70.73 Billion | ▲ +271.7% |
| 2015 | -0.04x | Rs-1.79 Billion | Rs50.24 Billion | ▼ -128.4% |
| 2014 | 0.13x | Rs4.12 Billion | Rs32.81 Billion | ▲ +19001.5% |
| 2013 | 0.00x | Rs-16.83 Million | Rs25.33 Billion | — |