Tamilnad Mercantile Bank Limited (TMB) — Cash Flow Quality Index
Tamilnad Mercantile Bank Limited (TMB) has a Cash Flow Quality Index of -5.25x as of September 2025. Operating cash flow of Rs-32.68 Billion is below net income of Rs6.22 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore TMB long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Tamilnad Mercantile Bank Limited Cash Flow Quality Index (2013–2026)
Historical Cash Flow Quality Index for Tamilnad Mercantile Bank Limited across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Tamilnad Mercantile Bank Limited to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Tamilnad Mercantile Bank Limited (2013–2026)
Year-by-year earnings quality comparison for Tamilnad Mercantile Bank Limited. For live market cap and the full company financial profile, see Tamilnad Mercantile Bank Limited market capitalisation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.20x | Rs16.07 Billion | Rs13.38 Billion | ▼ -25.2% |
| 2025 | 1.61x | Rs18.99 Billion | Rs11.83 Billion | ▲ +381.9% |
| 2024 | -0.57x | Rs-6.11 Billion | Rs10.72 Billion | ▲ +53.8% |
| 2023 | -1.23x | Rs-12.70 Billion | Rs10.29 Billion | ▼ -176.5% |
| 2022 | 1.61x | Rs13.25 Billion | Rs8.22 Billion | ▲ +245.1% |
| 2021 | -1.11x | Rs-6.70 Billion | Rs6.03 Billion | ▼ -179.8% |
| 2020 | 1.39x | Rs5.67 Billion | Rs4.08 Billion | ▲ +42.7% |
| 2019 | 0.97x | Rs2.52 Billion | Rs2.59 Billion | ▲ +134.5% |
| 2018 | -2.82x | Rs-6.27 Billion | Rs2.22 Billion | ▲ +16.3% |
| 2017 | -3.38x | Rs-10.69 Billion | Rs3.17 Billion | ▲ +71.3% |
| 2016 | -11.78x | Rs-47.37 Billion | Rs4.02 Billion | ▼ -66.4% |
| 2015 | -7.08x | Rs-26.86 Billion | Rs3.79 Billion | ▲ +0.3% |
| 2014 | -7.10x | Rs-21.35 Billion | Rs3.01 Billion | ▼ -31.7% |
| 2013 | -5.39x | Rs-23.74 Billion | Rs4.40 Billion | — |