Tamilnad Mercantile Bank Limited (TMB) — Cash Flow Quality Index
Tamilnad Mercantile Bank Limited (TMB) has a Cash Flow Quality Index of -5.25x as of September 2025. Operating cash flow of Rs-32.68 Billion is below net income of Rs6.22 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Tamilnad Mercantile Bank Limited cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Tamilnad Mercantile Bank Limited Cash Flow Quality Index (2013–2026)
Historical Cash Flow Quality Index for Tamilnad Mercantile Bank Limited across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Tamilnad Mercantile Bank Limited total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Tamilnad Mercantile Bank Limited (2013–2026)
Year-by-year earnings quality comparison for Tamilnad Mercantile Bank Limited. For live market cap and the full company financial profile, see TMB market cap overview.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.20x | Rs16.07 Billion | Rs13.38 Billion | ▼ -25.2% |
| 2025 | 1.61x | Rs18.99 Billion | Rs11.83 Billion | ▲ +381.9% |
| 2024 | -0.57x | Rs-6.11 Billion | Rs10.72 Billion | ▲ +53.8% |
| 2023 | -1.23x | Rs-12.70 Billion | Rs10.29 Billion | ▼ -176.5% |
| 2022 | 1.61x | Rs13.25 Billion | Rs8.22 Billion | ▲ +245.1% |
| 2021 | -1.11x | Rs-6.70 Billion | Rs6.03 Billion | ▼ -179.8% |
| 2020 | 1.39x | Rs5.67 Billion | Rs4.08 Billion | ▲ +42.7% |
| 2019 | 0.97x | Rs2.52 Billion | Rs2.59 Billion | ▲ +134.5% |
| 2018 | -2.82x | Rs-6.27 Billion | Rs2.22 Billion | ▲ +16.3% |
| 2017 | -3.38x | Rs-10.69 Billion | Rs3.17 Billion | ▲ +71.3% |
| 2016 | -11.78x | Rs-47.37 Billion | Rs4.02 Billion | ▼ -66.4% |
| 2015 | -7.08x | Rs-26.86 Billion | Rs3.79 Billion | ▲ +0.3% |
| 2014 | -7.10x | Rs-21.35 Billion | Rs3.01 Billion | ▼ -31.7% |
| 2013 | -5.39x | Rs-23.74 Billion | Rs4.40 Billion | — |