Tamilnad Mercantile Bank Limited Cash Flow Quality Index
Tamilnad Mercantile Bank Limited cash flow quality index. Tamilnad Mercantile Bank Limited (TMB) has a Cash Flow Quality Index of -5.25x as of September 2025. Operating cash flow of Rs-32.68 Billion is below net income of Rs6.22 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Tamilnad Mercantile Bank Limited free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Tamilnad Mercantile Bank Limited (2013–2026)
Cash flow quality index of Tamilnad Mercantile Bank Limited from 2013 to 2026. Historical Cash Flow Quality Index for Tamilnad Mercantile Bank Limited across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore TMB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Tamilnad Mercantile Bank Limited Cash Flow Quality Index by Year (2013–2026)
Tamilnad Mercantile Bank Limited cash flow quality index by year from 2013 to 2026. Year-by-year earnings quality comparison for Tamilnad Mercantile Bank Limited. For the full cash flow conversion analysis, see cash efficiency ratio of Tamilnad Mercantile Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.20x | Rs16.07 Billion | Rs13.38 Billion | ▼ -25.2% |
| 2025 | 1.61x | Rs18.99 Billion | Rs11.83 Billion | ▲ +381.9% |
| 2024 | -0.57x | Rs-6.11 Billion | Rs10.72 Billion | ▲ +53.8% |
| 2023 | -1.23x | Rs-12.70 Billion | Rs10.29 Billion | ▼ -176.5% |
| 2022 | 1.61x | Rs13.25 Billion | Rs8.22 Billion | ▲ +120.2% |
| 2021 | -7.98x | Rs-48.16 Billion | Rs6.03 Billion | ▼ -673.6% |
| 2020 | 1.39x | Rs5.67 Billion | Rs4.08 Billion | ▲ +42.7% |
| 2019 | 0.97x | Rs2.52 Billion | Rs2.59 Billion | ▲ +134.5% |
| 2018 | -2.82x | Rs-6.27 Billion | Rs2.22 Billion | ▲ +16.3% |
| 2017 | -3.38x | Rs-10.69 Billion | Rs3.17 Billion | ▲ +71.3% |
| 2016 | -11.78x | Rs-47.37 Billion | Rs4.02 Billion | ▼ -66.4% |
| 2015 | -7.08x | Rs-26.86 Billion | Rs3.79 Billion | ▲ +0.3% |
| 2014 | -7.10x | Rs-21.35 Billion | Rs3.01 Billion | ▼ -31.7% |
| 2013 | -5.39x | Rs-23.74 Billion | Rs4.40 Billion | — |