Tamilnad Mercantile Bank Limited Financial Flexibility Index
Tamilnad Mercantile Bank Limited financial flexibility index. Tamilnad Mercantile Bank Limited (TMB) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-32.26 Billion (operating CF Rs-32.68 Billion minus capex Rs415.20 Million) represents 0% of total liabilities (Rs595.98 Billion). See TMB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Tamilnad Mercantile Bank Limited (2013–2026)
Financial flexibility index of Tamilnad Mercantile Bank Limited from 2013 to 2026. Historical Financial Flexibility Index trend for Tamilnad Mercantile Bank Limited across 14 annual periods. Check TMB cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Tamilnad Mercantile Bank Limited Financial Flexibility Index by Year (2013–2026)
Tamilnad Mercantile Bank Limited financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for Tamilnad Mercantile Bank Limited. For the full cash flow conversion analysis, see TMB cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.03x | Rs17.35 Billion | Rs16.07 Billion | Rs651.89 Billion | ▼ -23.7% |
| 2025 | 0.03x | Rs20.04 Billion | Rs18.99 Billion | Rs574.41 Billion | ▲ +467.0% |
| 2024 | -0.01x | Rs-5.10 Billion | Rs-6.11 Billion | Rs536.31 Billion | ▲ +59.0% |
| 2023 | -0.02x | Rs-11.80 Billion | Rs-12.70 Billion | Rs509.67 Billion | ▼ -176.8% |
| 2022 | 0.03x | Rs14.32 Billion | Rs13.25 Billion | Rs475.23 Billion | ▲ +127.1% |
| 2021 | -0.11x | Rs-47.78 Billion | Rs-48.16 Billion | Rs429.47 Billion | ▼ -834.1% |
| 2020 | 0.02x | Rs5.88 Billion | Rs5.67 Billion | Rs387.79 Billion | ▲ +95.5% |
| 2019 | 0.01x | Rs2.86 Billion | Rs2.52 Billion | Rs369.15 Billion | ▲ +144.5% |
| 2018 | -0.02x | Rs-6.01 Billion | Rs-6.27 Billion | Rs345.15 Billion | ▲ +43.0% |
| 2017 | -0.03x | Rs-10.30 Billion | Rs-10.69 Billion | Rs337.60 Billion | ▲ +78.9% |
| 2016 | -0.14x | Rs-46.75 Billion | Rs-47.37 Billion | Rs323.25 Billion | ▼ -48.7% |
| 2015 | -0.10x | Rs-26.41 Billion | Rs-26.86 Billion | Rs271.55 Billion | ▼ -12.0% |
| 2014 | -0.09x | Rs-20.95 Billion | Rs-21.35 Billion | Rs241.29 Billion | ▲ +19.4% |
| 2013 | -0.11x | Rs-23.34 Billion | Rs-23.74 Billion | Rs216.62 Billion | — |