Tamilnad Mercantile Bank Limited (TMB) — Financial Flexibility Index

Latest as of September 2025: -0.05x

Tamilnad Mercantile Bank Limited (TMB) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-32.26 Billion (operating CF Rs-32.68 Billion minus capex Rs415.20 Million) represents 0% of total liabilities (Rs595.98 Billion). Also explore Tamilnad Mercantile Bank Limited (TMB) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-32.26 Billion
Operating CF − Capex

Total Liabilities

Rs595.98 Billion
INR

Capital Expenditures

Rs415.20 Million
INR

Tamilnad Mercantile Bank Limited Financial Flexibility Index (2013–2026)

Historical Financial Flexibility Index trend for Tamilnad Mercantile Bank Limited across 14 annual periods. Check TMB strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Tamilnad Mercantile Bank Limited (2013–2026)

Year-by-year free cash flow to debt coverage for Tamilnad Mercantile Bank Limited. For the full company profile including market capitalisation, see TMB market cap overview.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.03x Rs17.35 Billion Rs16.07 Billion Rs651.89 Billion ▼ -23.7%
2025 0.03x Rs20.04 Billion Rs18.99 Billion Rs574.41 Billion ▲ +467.0%
2024 -0.01x Rs-5.10 Billion Rs-6.11 Billion Rs536.31 Billion ▲ +59.0%
2023 -0.02x Rs-11.80 Billion Rs-12.70 Billion Rs509.67 Billion ▼ -176.8%
2022 0.03x Rs14.32 Billion Rs13.25 Billion Rs475.23 Billion ▲ +304.5%
2021 -0.01x Rs-6.33 Billion Rs-6.70 Billion Rs429.47 Billion ▼ -197.2%
2020 0.02x Rs5.88 Billion Rs5.67 Billion Rs387.79 Billion ▲ +95.5%
2019 0.01x Rs2.86 Billion Rs2.52 Billion Rs369.15 Billion ▲ +144.5%
2018 -0.02x Rs-6.01 Billion Rs-6.27 Billion Rs345.15 Billion ▲ +99.6%
2017 -4.64x Rs-10.30 Billion Rs-10.69 Billion Rs2.22 Billion ▲ +80.1%
2016 -23.28x Rs-46.75 Billion Rs-47.37 Billion Rs2.01 Billion ▼ -23832.9%
2015 -0.10x Rs-26.41 Billion Rs-26.86 Billion Rs271.55 Billion ▼ -12.0%
2014 -0.09x Rs-20.95 Billion Rs-21.35 Billion Rs241.29 Billion ▲ +19.4%
2013 -0.11x Rs-23.34 Billion Rs-23.74 Billion Rs216.62 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities