Tamilnad Mercantile Bank Limited (TMB) — Defensive Interval Ratio
Tamilnad Mercantile Bank Limited (TMB) has a Defensive Interval Ratio of 4 days as of March 2025. Defensive assets of Rs5.93 Billion (cash Rs-, short-term investments Rs-, receivables Rs5.93 Billion) cover 4 days of daily cash needs of Rs1.47 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Tamilnad Mercantile Bank Limited Defensive Interval Ratio (2020–2025)
This chart shows how Tamilnad Mercantile Bank Limited's Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of March 2025, the ratio stands at 4 days, meaning defensive assets of Rs5.93 Billion can fund 4 days of operations without new revenue. For the complete balance sheet picture, see Tamilnad Mercantile Bank Limited total assets.
Annual Defensive Interval Ratio for Tamilnad Mercantile Bank Limited (2020–2025)
The table below presents the year-by-year Defensive Interval Ratio for Tamilnad Mercantile Bank Limited from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Tamilnad Mercantile Bank Limited (TMB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 4 days | Rs5.93 Billion | Rs1.47 Billion/day | Rs- | Rs- | ▼ -2 days |
| 2024 | 6 days | Rs8.24 Billion | Rs1.36 Billion/day | Rs- | Rs- | ▲ +2530 days |
| 2023 | -2524 days | Rs-10.03 Billion | Rs3.98 Million/day | Rs- | Rs-16.22 Billion | ▼ -2515 days |
| 2022 | -8 days | Rs-10.29 Billion | Rs1.23 Billion/day | Rs- | Rs-17.50 Billion | ▼ -2 days |
| 2021 | -6 days | Rs-7.34 Billion | Rs1.13 Billion/day | Rs- | Rs-14.20 Billion | ▼ -12 days |
| 2020 | 6 days | Rs5.75 Billion | Rs1.02 Billion/day | Rs- | Rs- | — |