Tamilnad Mercantile Bank Limited Defensive Interval Ratio
Tamilnad Mercantile Bank Limited defensive interval ratio. Tamilnad Mercantile Bank Limited (TMB) has a Defensive Interval Ratio of 312 days as of March 2026. Defensive assets of Rs4.28 Billion (cash Rs-, short-term investments Rs-, receivables Rs4.28 Billion) cover 312 days of daily cash needs of Rs13.72 Million/day. See Tamilnad Mercantile Bank Limited working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Tamilnad Mercantile Bank Limited (2019–2026)
Defensive interval ratio of Tamilnad Mercantile Bank Limited from 2019 to 2026. This chart shows how Tamilnad Mercantile Bank Limited's Defensive Interval Ratio has evolved across 8 annual periods from 2019 to 2026. As of March 2026, the ratio stands at 312 days, meaning defensive assets of Rs4.28 Billion can fund 312 days of operations without new revenue. Check Tamilnad Mercantile Bank Limited asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Tamilnad Mercantile Bank Limited Defensive Interval Ratio by Year (2019–2026)
Tamilnad Mercantile Bank Limited defensive interval ratio by year from 2019 to 2026. The table below presents the year-by-year Defensive Interval Ratio for Tamilnad Mercantile Bank Limited from 2019 to 2026, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Tamilnad Mercantile Bank Limited balance sheet assets.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 3 days | Rs4.28 Billion | Rs1.70 Billion/day | Rs- | Rs- | ▼ -2 days |
| 2025 | 4 days | Rs5.93 Billion | Rs1.47 Billion/day | Rs- | Rs- | ▼ -2 days |
| 2024 | 6 days | Rs8.24 Billion | Rs1.36 Billion/day | Rs- | Rs- | ▲ +2530 days |
| 2023 | -2524 days | Rs-10.03 Billion | Rs3.98 Million/day | Rs- | Rs-16.22 Billion | ▼ -2515 days |
| 2022 | -8 days | Rs-10.29 Billion | Rs1.23 Billion/day | Rs- | Rs-17.50 Billion | ▼ -2 days |
| 2021 | -6 days | Rs-7.34 Billion | Rs1.13 Billion/day | Rs- | Rs-14.20 Billion | ▼ -12 days |
| 2020 | 6 days | Rs5.75 Billion | Rs1.02 Billion/day | Rs- | Rs- | ▼ -4 days |
| 2019 | 10 days | Rs2.38 Billion | Rs248.46 Million/day | Rs- | Rs- | — |