Tamilnad Mercantile Bank Limited (TMB) — Working Capital to Net Assets Ratio
Tamilnad Mercantile Bank Limited (TMB) has a Working Capital to Net Assets ratio of -548.2% as of December 2025. Working capital of Rs-535.75 Billion (current assets of Rs31.31 Billion minus current liabilities of Rs567.07 Billion) is measured against net assets of Rs97.74 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See TMB financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Tamilnad Mercantile Bank Limited Working Capital to Net Assets (2013–2025)
This chart shows how Tamilnad Mercantile Bank Limited's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at -548.2%, reflecting working capital of Rs-535.75 Billion against net assets of Rs97.74 Billion INR. See Tamilnad Mercantile Bank Limited liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Tamilnad Mercantile Bank Limited (2013–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Tamilnad Mercantile Bank Limited from 2013 to 2025, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Tamilnad Mercantile Bank Limited (TMB) market capitalisation.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -521.8% | Rs-470.06 Billion | Rs90.09 Billion | Rs67.87 Billion | Rs537.93 Billion | ▲ +31.3 pp |
| 2024 | -553.1% | Rs-438.12 Billion | Rs79.21 Billion | Rs57.91 Billion | Rs496.03 Billion | ▼ -579.3 pp |
| 2023 | 26.2% | Rs18.15 Billion | Rs69.28 Billion | Rs19.60 Billion | Rs1.45 Billion | ▲ +765.7 pp |
| 2022 | -739.5% | Rs-394.60 Billion | Rs53.36 Billion | Rs56.17 Billion | Rs450.77 Billion | ▲ +69.6 pp |
| 2021 | -809.1% | Rs-370.58 Billion | Rs45.80 Billion | Rs41.51 Billion | Rs412.09 Billion | ▲ +0.2 pp |
| 2020 | -809.3% | Rs-322.09 Billion | Rs39.80 Billion | Rs48.61 Billion | Rs370.70 Billion | ▼ -668.2 pp |
| 2019 | -141.1% | Rs-51.05 Billion | Rs36.18 Billion | Rs39.63 Billion | Rs90.69 Billion | ▼ -149.9 pp |
| 2018 | 8.8% | Rs3.01 Billion | Rs34.05 Billion | Rs5.22 Billion | Rs2.21 Billion | ▲ +7.7 pp |
| 2017 | 1.2% | Rs4.32 Billion | Rs367.62 Billion | Rs6.54 Billion | Rs2.22 Billion | ▲ +0.6 pp |
| 2016 | 0.5% | Rs1.85 Billion | Rs350.65 Billion | Rs3.86 Billion | Rs2.01 Billion | ▼ -7.1 pp |
| 2015 | 7.6% | Rs1.98 Billion | Rs25.94 Billion | Rs3.67 Billion | Rs1.69 Billion | ▼ -7.2 pp |
| 2014 | 14.9% | Rs3.38 Billion | Rs22.70 Billion | Rs4.83 Billion | Rs1.45 Billion | ▲ +2.2 pp |
| 2013 | 12.7% | Rs2.57 Billion | Rs20.22 Billion | Rs3.86 Billion | Rs1.29 Billion | — |