Tamilnad Mercantile Bank Limited (TMB) — Cash Flow-to-Debt Ratio
Tamilnad Mercantile Bank Limited (TMB) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-32.68 Billion could theoretically repay 0% of its total liabilities (Rs595.98 Billion) in one year. See Tamilnad Mercantile Bank Limited free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Tamilnad Mercantile Bank Limited Cash Flow-to-Debt Ratio (2013–2026)
Historical debt coverage capacity for Tamilnad Mercantile Bank Limited across 14 annual periods. For the full cash flow conversion analysis, see TMB cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for Tamilnad Mercantile Bank Limited (2013–2026)
Year-by-year debt coverage analysis for Tamilnad Mercantile Bank Limited. Check TMB cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.02x | Rs16.07 Billion | Rs651.89 Billion | ▼ -25.4% |
| 2025 | 0.03x | Rs18.99 Billion | Rs574.41 Billion | ▲ +390.4% |
| 2024 | -0.01x | Rs-6.11 Billion | Rs536.31 Billion | ▲ +54.3% |
| 2023 | -0.02x | Rs-12.70 Billion | Rs509.67 Billion | ▼ -189.4% |
| 2022 | 0.03x | Rs13.25 Billion | Rs475.23 Billion | ▲ +278.6% |
| 2021 | -0.02x | Rs-6.70 Billion | Rs429.47 Billion | ▼ -206.7% |
| 2020 | 0.01x | Rs5.67 Billion | Rs387.79 Billion | ▲ +114.2% |
| 2019 | 0.01x | Rs2.52 Billion | Rs369.15 Billion | ▲ +137.6% |
| 2018 | -0.02x | Rs-6.27 Billion | Rs345.15 Billion | ▲ +99.6% |
| 2017 | -4.81x | Rs-10.69 Billion | Rs2.22 Billion | ▲ +79.6% |
| 2016 | -23.59x | Rs-47.37 Billion | Rs2.01 Billion | ▼ -23751.3% |
| 2015 | -0.10x | Rs-26.86 Billion | Rs271.55 Billion | ▼ -11.7% |
| 2014 | -0.09x | Rs-21.35 Billion | Rs241.29 Billion | ▲ +19.2% |
| 2013 | -0.11x | Rs-23.74 Billion | Rs216.62 Billion | — |