Axos Financial Inc (AX) — Cash Flow Quality Index
Axos Financial Inc (AX) has a Cash Flow Quality Index of 1.05x as of September 2025. Operating cash flow of $118.43 Million exceeds net income of $112.35 Million, indicating high earnings quality where cash backs reported profits. Explore Axos Financial Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Axos Financial Inc Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Axos Financial Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Axos Financial Inc's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Axos Financial Inc (2003–2025)
Year-by-year earnings quality comparison for Axos Financial Inc. For live market cap and the full company financial profile, see Axos Financial Inc market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.13x | $490.33 Million | $432.91 Million | ▲ +66.9% |
| 2024 | 0.68x | $305.48 Million | $450.01 Million | ▲ +10.9% |
| 2023 | 0.61x | $187.96 Million | $307.17 Million | ▼ -32.0% |
| 2022 | 0.90x | $216.62 Million | $240.72 Million | ▼ -53.0% |
| 2021 | 1.91x | $412.58 Million | $215.71 Million | ▲ +31.6% |
| 2020 | 1.45x | $266.63 Million | $183.44 Million | ▲ +10.3% |
| 2019 | 1.32x | $204.42 Million | $155.13 Million | ▲ +19.6% |
| 2018 | 1.10x | $167.91 Million | $152.41 Million | ▼ -25.2% |
| 2017 | 1.47x | $198.50 Million | $134.74 Million | ▲ +5.3% |
| 2016 | 1.40x | $166.90 Million | $119.29 Million | ▼ -0.4% |
| 2015 | 1.40x | $116.10 Million | $82.68 Million | ▲ +268.6% |
| 2014 | 0.38x | $21.32 Million | $55.96 Million | ▼ -2.5% |
| 2013 | 0.39x | $15.75 Million | $40.29 Million | ▲ +120.5% |
| 2012 | -1.91x | $-56.27 Million | $29.48 Million | ▼ -1054.7% |
| 2011 | 0.20x | $4.12 Million | $20.58 Million | ▲ +128.2% |
| 2010 | -0.71x | $-15.00 Million | $21.13 Million | ▲ +50.1% |
| 2009 | -1.42x | $-10.16 Million | $7.14 Million | ▼ -163.6% |
| 2008 | 2.24x | $9.38 Million | $4.20 Million | ▲ +306.5% |
| 2007 | 0.55x | $1.83 Million | $3.32 Million | ▼ -28.5% |
| 2006 | 0.77x | $2.51 Million | $3.27 Million | ▼ -49.5% |
| 2005 | 1.52x | $4.38 Million | $2.87 Million | ▼ -42.6% |
| 2004 | 2.66x | $5.78 Million | $2.17 Million | ▲ +567.8% |
| 2003 | -0.57x | $-982.00K | $1.73 Million | — |