Axos Financial Inc Cash Flow Quality Index
Axos Financial Inc cash flow quality index. Axos Financial Inc (AX) has a Cash Flow Quality Index of 0.34x as of March 2026. Operating cash flow of $42.03 Million is below net income of $124.68 Million, suggesting accrual-heavy earnings not yet converted to cash. See Axos Financial Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Axos Financial Inc (2003–2025)
Cash flow quality index of Axos Financial Inc from 2003 to 2025. Historical Cash Flow Quality Index for Axos Financial Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore AX operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Axos Financial Inc Cash Flow Quality Index by Year (2003–2025)
Axos Financial Inc cash flow quality index by year from 2003 to 2025. Year-by-year earnings quality comparison for Axos Financial Inc. For the full cash flow conversion analysis, see Axos Financial Inc (AX) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.13x | $490.33 Million | $432.91 Million | ▲ +66.9% |
| 2024 | 0.68x | $305.48 Million | $450.01 Million | ▲ +10.9% |
| 2023 | 0.61x | $187.96 Million | $307.17 Million | ▼ -32.0% |
| 2022 | 0.90x | $216.62 Million | $240.72 Million | ▼ -53.0% |
| 2021 | 1.91x | $412.58 Million | $215.71 Million | ▲ +31.6% |
| 2020 | 1.45x | $266.63 Million | $183.44 Million | ▲ +10.3% |
| 2019 | 1.32x | $204.42 Million | $155.13 Million | ▲ +19.6% |
| 2018 | 1.10x | $167.91 Million | $152.41 Million | ▼ -25.2% |
| 2017 | 1.47x | $198.50 Million | $134.74 Million | ▲ +5.3% |
| 2016 | 1.40x | $166.90 Million | $119.29 Million | ▼ -0.4% |
| 2015 | 1.40x | $116.10 Million | $82.68 Million | ▲ +268.6% |
| 2014 | 0.38x | $21.32 Million | $55.96 Million | ▼ -2.5% |
| 2013 | 0.39x | $15.75 Million | $40.29 Million | ▲ +120.5% |
| 2012 | -1.91x | $-56.27 Million | $29.48 Million | ▼ -1054.7% |
| 2011 | 0.20x | $4.12 Million | $20.58 Million | ▲ +128.2% |
| 2010 | -0.71x | $-15.00 Million | $21.13 Million | ▲ +50.1% |
| 2009 | -1.42x | $-10.16 Million | $7.14 Million | ▼ -163.6% |
| 2008 | 2.24x | $9.38 Million | $4.20 Million | ▲ +306.5% |
| 2007 | 0.55x | $1.83 Million | $3.32 Million | ▼ -28.5% |
| 2006 | 0.77x | $2.51 Million | $3.27 Million | ▼ -49.5% |
| 2005 | 1.52x | $4.38 Million | $2.87 Million | ▼ -42.6% |
| 2004 | 2.66x | $5.78 Million | $2.17 Million | ▲ +567.8% |
| 2003 | -0.57x | $-982.00K | $1.73 Million | — |