Axos Financial Inc (AX) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Axos Financial Inc (AX) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $127.58 Million (operating CF $118.43 Million minus capex $9.15 Million) represents 0% of total liabilities ($24.64 Billion). Also explore Axos Financial Inc (AX) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$127.58 Million
Operating CF − Capex

Total Liabilities

$24.64 Billion
USD

Capital Expenditures

$9.15 Million
USD

Axos Financial Inc Financial Flexibility Index (2003–2025)

Historical Financial Flexibility Index trend for Axos Financial Inc across 23 annual periods. Check Axos Financial Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Axos Financial Inc (2003–2025)

Year-by-year free cash flow to debt coverage for Axos Financial Inc. For the full company profile including market capitalisation, see Axos Financial Inc market cap and net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $544.54 Million $490.33 Million $22.10 Billion ▲ +48.4%
2024 0.02x $341.44 Million $305.48 Million $20.56 Billion ▲ +40.3%
2023 0.01x $218.17 Million $187.96 Million $18.43 Billion ▼ -21.4%
2022 0.02x $238.13 Million $216.62 Million $15.81 Billion ▼ -54.2%
2021 0.03x $423.02 Million $412.58 Million $12.86 Billion ▲ +48.8%
2020 0.02x $278.96 Million $266.63 Million $12.62 Billion ▼ -0.1%
2019 0.02x $224.50 Million $204.42 Million $10.15 Billion ▲ +5.6%
2018 0.02x $179.73 Million $167.91 Million $8.58 Billion ▼ -22.5%
2017 0.03x $207.26 Million $198.50 Million $7.67 Billion ▲ +5.6%
2016 0.03x $177.14 Million $166.90 Million $6.92 Billion ▲ +11.8%
2015 0.02x $121.22 Million $116.10 Million $5.29 Billion ▲ +277.4%
2014 0.01x $24.48 Million $21.32 Million $4.03 Billion ▼ -12.9%
2013 0.01x $19.66 Million $15.75 Million $2.82 Billion ▲ +128.3%
2012 -0.02x $-53.70 Million $-56.27 Million $2.18 Billion ▼ -707.6%
2011 0.00x $7.26 Million $4.12 Million $1.79 Billion ▲ +135.9%
2010 -0.01x $-14.58 Million $-15.00 Million $1.29 Billion ▼ -37.7%
2009 -0.01x $-9.95 Million $-10.16 Million $1.21 Billion ▼ -194.3%
2008 0.01x $9.66 Million $9.38 Million $1.11 Billion ▲ +293.2%
2007 0.00x $1.93 Million $1.83 Million $874.41 Million ▼ -43.2%
2006 0.00x $2.60 Million $2.51 Million $667.59 Million ▼ -53.4%
2005 0.01x $4.52 Million $4.38 Million $540.86 Million ▼ -46.6%
2004 0.02x $5.84 Million $5.78 Million $373.28 Million ▲ +524.3%
2003 0.00x $-924.00K $-982.00K $250.58 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities