Axos Financial Inc (AX) — Financial Flexibility Index
Axos Financial Inc (AX) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $127.58 Million (operating CF $118.43 Million minus capex $9.15 Million) represents 0% of total liabilities ($24.64 Billion). Check AX PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Axos Financial Inc Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Axos Financial Inc across 23 annual periods. See how liquid is Axos Financial Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Axos Financial Inc (2003–2025)
Year-by-year free cash flow to debt coverage for Axos Financial Inc. For the full company profile including market capitalisation, see Axos Financial Inc (AX) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $544.54 Million | $490.33 Million | $22.10 Billion | ▲ +48.4% |
| 2024 | 0.02x | $341.44 Million | $305.48 Million | $20.56 Billion | ▲ +40.3% |
| 2023 | 0.01x | $218.17 Million | $187.96 Million | $18.43 Billion | ▼ -21.4% |
| 2022 | 0.02x | $238.13 Million | $216.62 Million | $15.81 Billion | ▼ -54.2% |
| 2021 | 0.03x | $423.02 Million | $412.58 Million | $12.86 Billion | ▲ +48.8% |
| 2020 | 0.02x | $278.96 Million | $266.63 Million | $12.62 Billion | ▼ -0.1% |
| 2019 | 0.02x | $224.50 Million | $204.42 Million | $10.15 Billion | ▲ +5.6% |
| 2018 | 0.02x | $179.73 Million | $167.91 Million | $8.58 Billion | ▼ -22.5% |
| 2017 | 0.03x | $207.26 Million | $198.50 Million | $7.67 Billion | ▲ +5.6% |
| 2016 | 0.03x | $177.14 Million | $166.90 Million | $6.92 Billion | ▲ +11.8% |
| 2015 | 0.02x | $121.22 Million | $116.10 Million | $5.29 Billion | ▲ +277.4% |
| 2014 | 0.01x | $24.48 Million | $21.32 Million | $4.03 Billion | ▼ -12.9% |
| 2013 | 0.01x | $19.66 Million | $15.75 Million | $2.82 Billion | ▲ +128.3% |
| 2012 | -0.02x | $-53.70 Million | $-56.27 Million | $2.18 Billion | ▼ -707.6% |
| 2011 | 0.00x | $7.26 Million | $4.12 Million | $1.79 Billion | ▲ +135.9% |
| 2010 | -0.01x | $-14.58 Million | $-15.00 Million | $1.29 Billion | ▼ -37.7% |
| 2009 | -0.01x | $-9.95 Million | $-10.16 Million | $1.21 Billion | ▼ -194.3% |
| 2008 | 0.01x | $9.66 Million | $9.38 Million | $1.11 Billion | ▲ +293.2% |
| 2007 | 0.00x | $1.93 Million | $1.83 Million | $874.41 Million | ▼ -43.2% |
| 2006 | 0.00x | $2.60 Million | $2.51 Million | $667.59 Million | ▼ -53.4% |
| 2005 | 0.01x | $4.52 Million | $4.38 Million | $540.86 Million | ▼ -46.6% |
| 2004 | 0.02x | $5.84 Million | $5.78 Million | $373.28 Million | ▲ +524.3% |
| 2003 | 0.00x | $-924.00K | $-982.00K | $250.58 Million | — |