Axos Financial Inc Financial Flexibility Index
Axos Financial Inc financial flexibility index. Axos Financial Inc (AX) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $69.87 Million (operating CF $42.03 Million minus capex $27.84 Million) represents 0% of total liabilities ($26.18 Billion). See Axos Financial Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Axos Financial Inc (2003–2025)
Financial flexibility index of Axos Financial Inc from 2003 to 2025. Historical Financial Flexibility Index trend for Axos Financial Inc across 23 annual periods. Check AX cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Axos Financial Inc Financial Flexibility Index by Year (2003–2025)
Axos Financial Inc financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for Axos Financial Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Axos Financial Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $544.54 Million | $490.33 Million | $22.10 Billion | ▲ +48.4% |
| 2024 | 0.02x | $341.44 Million | $305.48 Million | $20.56 Billion | ▲ +40.3% |
| 2023 | 0.01x | $218.17 Million | $187.96 Million | $18.43 Billion | ▼ -21.4% |
| 2022 | 0.02x | $238.13 Million | $216.62 Million | $15.81 Billion | ▼ -54.2% |
| 2021 | 0.03x | $423.02 Million | $412.58 Million | $12.86 Billion | ▲ +48.8% |
| 2020 | 0.02x | $278.96 Million | $266.63 Million | $12.62 Billion | ▼ -0.1% |
| 2019 | 0.02x | $224.50 Million | $204.42 Million | $10.15 Billion | ▲ +5.6% |
| 2018 | 0.02x | $179.73 Million | $167.91 Million | $8.58 Billion | ▼ -22.5% |
| 2017 | 0.03x | $207.26 Million | $198.50 Million | $7.67 Billion | ▲ +5.6% |
| 2016 | 0.03x | $177.14 Million | $166.90 Million | $6.92 Billion | ▲ +11.8% |
| 2015 | 0.02x | $121.22 Million | $116.10 Million | $5.29 Billion | ▲ +277.4% |
| 2014 | 0.01x | $24.48 Million | $21.32 Million | $4.03 Billion | ▼ -12.9% |
| 2013 | 0.01x | $19.66 Million | $15.75 Million | $2.82 Billion | ▲ +128.3% |
| 2012 | -0.02x | $-53.70 Million | $-56.27 Million | $2.18 Billion | ▼ -707.6% |
| 2011 | 0.00x | $7.26 Million | $4.12 Million | $1.79 Billion | ▲ +135.9% |
| 2010 | -0.01x | $-14.58 Million | $-15.00 Million | $1.29 Billion | ▼ -37.7% |
| 2009 | -0.01x | $-9.95 Million | $-10.16 Million | $1.21 Billion | ▼ -194.3% |
| 2008 | 0.01x | $9.66 Million | $9.38 Million | $1.11 Billion | ▲ +293.2% |
| 2007 | 0.00x | $1.93 Million | $1.83 Million | $874.41 Million | ▼ -43.2% |
| 2006 | 0.00x | $2.60 Million | $2.51 Million | $667.59 Million | ▼ -53.4% |
| 2005 | 0.01x | $4.52 Million | $4.38 Million | $540.86 Million | ▼ -46.6% |
| 2004 | 0.02x | $5.84 Million | $5.78 Million | $373.28 Million | ▲ +524.3% |
| 2003 | 0.00x | $-924.00K | $-982.00K | $250.58 Million | — |