Axos Financial Inc (AX) — Defensive Interval Ratio
Axos Financial Inc (AX) has a Defensive Interval Ratio of 92 days as of June 2026. Defensive assets of $163.46 Million (cash $-, short-term investments $163.46 Million, receivables $-) cover 92 days of daily cash needs of $1.77 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Axos Financial Inc Defensive Interval Ratio (2003–2026)
This chart shows how Axos Financial Inc's Defensive Interval Ratio has evolved across 24 annual periods from 2003 to 2026. As of June 2026, the ratio stands at 92 days, meaning defensive assets of $163.46 Million can fund 92 days of operations without new revenue. For the complete balance sheet picture, see AX asset base.
Annual Defensive Interval Ratio for Axos Financial Inc (2003–2026)
The table below presents the year-by-year Defensive Interval Ratio for Axos Financial Inc from 2003 to 2026, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Axos Financial Inc to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 306 days | $163.46 Million | $533.50K/day | $- | $163.46 Million | ▲ +299 days |
| 2025 | 8 days | $440.33 Million | $58.03 Million/day | $- | $66.06 Million | ▼ 0 days |
| 2024 | 8 days | $428.62 Million | $53.95 Million/day | $- | $141.16 Million | ▼ -310 days |
| 2023 | 318 days | $606.42 Million | $1.91 Million/day | $- | $232.35 Million | ▲ +301 days |
| 2022 | 17 days | $679.93 Million | $39.69 Million/day | $- | $262.52 Million | ▼ -256 days |
| 2021 | 273 days | $557.15 Million | $2.04 Million/day | $- | $187.34 Million | ▲ +260 days |
| 2020 | 13 days | $407.89 Million | $32.43 Million/day | $- | $187.63 Million | ▼ -452 days |
| 2019 | 465 days | $430.70 Million | $926.66K/day | $- | $227.51 Million | ▲ +455 days |
| 2018 | 9 days | $207.03 Million | $21.88 Million/day | $- | $180.31 Million | ▼ -6 days |
| 2017 | 15 days | $285.25 Million | $18.96 Million/day | $- | $264.47 Million | ▼ -2 days |
| 2016 | 18 days | $291.65 Million | $16.66 Million/day | $- | $265.45 Million | ▲ +3 days |
| 2015 | 15 days | $183.63 Million | $12.30 Million/day | $- | $163.36 Million | ▼ -12 days |
| 2014 | 27 days | $228.64 Million | $8.46 Million/day | $- | $214.78 Million | ▼ -5 days |
| 2013 | 32 days | $195.37 Million | $6.04 Million/day | $- | $185.61 Million | ▲ +1 days |
| 2012 | 32 days | $172.03 Million | $5.44 Million/day | $- | $164.16 Million | ▼ -3 days |
| 2011 | 34 days | $152.25 Million | $4.45 Million/day | $- | $145.67 Million | ▲ +28 days |
| 2010 | 6 days | $17.41 Million | $3.02 Million/day | $- | $12.37 Million | ▲ +1 days |
| 2009 | 5 days | $10.83 Million | $2.15 Million/day | $- | $4.96 Million | ▼ -106 days |
| 2008 | 111 days | $214.86 Million | $1.94 Million/day | $- | $209.12 Million | ▼ -61 days |
| 2007 | 172 days | $302.08 Million | $1.76 Million/day | $- | $296.07 Million | ▲ +60 days |
| 2006 | 112 days | $130.69 Million | $1.17 Million/day | $- | $127.26 Million | ▲ +54 days |
| 2005 | 58 days | $65.12 Million | $1.12 Million/day | $- | $62.77 Million | ▲ +13 days |
| 2004 | 45 days | $34.01 Million | $748.28K/day | $- | $32.52 Million | ▲ +16 days |
| 2003 | 29 days | $16.77 Million | $575.79K/day | $- | $15.66 Million | — |