Axos Financial Inc (AX) — Defensive Interval Ratio
Axos Financial Inc (AX) has a Defensive Interval Ratio of 5 days as of September 2025. Defensive assets of $320.29 Million (cash $-, short-term investments $57.20 Million, receivables $263.10 Million) cover 5 days of daily cash needs of $62.06 Million/day. See working capital to net assets of Axos Financial Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Axos Financial Inc Defensive Interval Ratio (2003–2025)
This chart shows how Axos Financial Inc's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of September 2025, the ratio stands at 5 days, meaning defensive assets of $320.29 Million can fund 5 days of operations without new revenue. See AX net asset quality score to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Axos Financial Inc (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for Axos Financial Inc from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Axos Financial Inc (AX) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $318.13 Million | $58.03 Million/day | $- | $65.41 Million | ▼ -2 days |
| 2024 | 7 days | $381.64 Million | $53.95 Million/day | $- | $141.61 Million | ▼ -311 days |
| 2023 | 318 days | $606.42 Million | $1.91 Million/day | $- | $232.35 Million | ▲ +301 days |
| 2022 | 17 days | $679.93 Million | $39.69 Million/day | $- | $262.52 Million | ▼ -256 days |
| 2021 | 273 days | $557.15 Million | $2.04 Million/day | $- | $187.34 Million | ▲ +260 days |
| 2020 | 13 days | $407.89 Million | $32.43 Million/day | $- | $187.63 Million | ▼ -452 days |
| 2019 | 465 days | $430.70 Million | $926.66K/day | $- | $227.51 Million | ▲ +455 days |
| 2018 | 9 days | $207.03 Million | $21.88 Million/day | $- | $180.31 Million | ▼ -6 days |
| 2017 | 15 days | $285.25 Million | $18.96 Million/day | $- | $264.47 Million | ▼ -2 days |
| 2016 | 18 days | $291.65 Million | $16.66 Million/day | $- | $265.45 Million | ▲ +3 days |
| 2015 | 15 days | $183.63 Million | $12.30 Million/day | $- | $163.36 Million | ▼ -12 days |
| 2014 | 27 days | $228.64 Million | $8.46 Million/day | $- | $214.78 Million | ▼ -5 days |
| 2013 | 32 days | $195.37 Million | $6.04 Million/day | $- | $185.61 Million | ▲ +1 days |
| 2012 | 32 days | $172.03 Million | $5.44 Million/day | $- | $164.16 Million | ▼ -3 days |
| 2011 | 34 days | $152.25 Million | $4.45 Million/day | $- | $145.67 Million | ▲ +28 days |
| 2010 | 6 days | $17.41 Million | $3.02 Million/day | $- | $12.37 Million | ▲ +1 days |
| 2009 | 5 days | $10.83 Million | $2.15 Million/day | $- | $4.96 Million | ▼ -106 days |
| 2008 | 111 days | $214.86 Million | $1.94 Million/day | $- | $209.12 Million | ▼ -61 days |
| 2007 | 172 days | $302.08 Million | $1.76 Million/day | $- | $296.07 Million | ▲ +60 days |
| 2006 | 112 days | $130.69 Million | $1.17 Million/day | $- | $127.26 Million | ▲ +54 days |
| 2005 | 58 days | $65.12 Million | $1.12 Million/day | $- | $62.77 Million | ▲ +13 days |
| 2004 | 45 days | $34.01 Million | $748.28K/day | $- | $32.52 Million | ▲ +16 days |
| 2003 | 29 days | $16.77 Million | $575.79K/day | $- | $15.66 Million | — |