Axos Financial Inc (AX) — Free Cash Flow Generation Index

Latest as of September 2025: 0.92x

Axos Financial Inc (AX) has a Free Cash Flow Generation Index of 0.92x as of September 2025. Free cash flow of $109.28 Million represents 1% of operating cash flow ($118.43 Million). Read AX total liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.92x
Free Cash Flow / Operating CF

Free Cash Flow

$109.28 Million
USD

Operating Cash Flow

$118.43 Million
USD

Capital Expenditures

$9.15 Million
USD

Axos Financial Inc Free Cash Flow Generation Index (2004–2025)

Historical FCF Generation Index trend for Axos Financial Inc across 19 annual periods. Explore AX capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Axos Financial Inc (2004–2025)

Year-by-year Free Cash Flow Generation Index for Axos Financial Inc. For the full company profile including market capitalisation, see market cap of Axos Financial Inc.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.89x $436.12 Million $490.33 Million $54.21 Million ▲ +0.8%
2024 0.88x $269.52 Million $305.48 Million $35.96 Million ▲ +5.1%
2023 0.84x $157.74 Million $187.96 Million $30.21 Million ▼ -6.8%
2022 0.90x $195.12 Million $216.62 Million $21.50 Million ▼ -7.6%
2021 0.97x $402.14 Million $412.58 Million $10.44 Million ▲ +2.2%
2020 0.95x $254.30 Million $266.63 Million $12.33 Million ▲ +5.8%
2019 0.90x $184.34 Million $204.42 Million $20.08 Million ▼ -3.0%
2018 0.93x $156.10 Million $167.91 Million $11.82 Million ▼ -2.7%
2017 0.96x $189.74 Million $198.50 Million $8.76 Million ▲ +1.8%
2016 0.94x $156.66 Million $166.90 Million $10.24 Million ▼ -1.8%
2015 0.96x $110.98 Million $116.10 Million $5.12 Million ▲ +12.2%
2014 0.85x $18.16 Million $21.32 Million $3.16 Million ▲ +13.3%
2013 0.75x $11.84 Million $15.75 Million $3.91 Million ▲ +220.5%
2011 0.23x $965.00K $4.12 Million $3.15 Million ▼ -75.8%
2008 0.97x $9.10 Million $9.38 Million $281.00K ▲ +3.1%
2007 0.94x $1.72 Million $1.83 Million $108.00K ▼ -2.5%
2006 0.97x $2.43 Million $2.51 Million $87.00K ▼ -0.1%
2005 0.97x $4.23 Million $4.38 Million $146.00K ▼ -2.3%
2004 0.99x $5.71 Million $5.78 Million $64.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).