Axos Financial Inc (AX) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.83x

Axos Financial Inc (AX) has a Cash Flow Reinvestment Rate of 0.83x as of March 2026, reinvesting $34.84 Million (capex $27.84 Million plus investments $-7.00 Million) from operating cash flow of $42.03 Million. See free cash flow generation of Axos Financial Inc to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.83x
(Capex + Investments) / Operating CF

Total Reinvested

$34.84 Million
Capex + Investments

Operating Cash Flow

$42.03 Million
USD

Capital Expenditures

$27.84 Million
USD

Axos Financial Inc Cash Flow Reinvestment Rate (2004–2025)

Historical reinvestment intensity for Axos Financial Inc across 19 annual periods. For the full cash flow conversion analysis, see AX operating cash flow.

Annual Cash Flow Reinvestment Rate for Axos Financial Inc (2004–2025)

Year-by-year capital reinvestment analysis for Axos Financial Inc. See Axos Financial Inc (AX) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 3.87x $1.90 Billion $490.33 Million $54.21 Million ▼ -55.0%
2024 8.59x $2.63 Billion $305.48 Million $35.96 Million ▼ -33.3%
2023 12.88x $2.42 Billion $187.96 Million $30.21 Million ▼ -0.2%
2022 12.90x $2.79 Billion $216.62 Million $21.50 Million ▲ +9057.7%
2021 0.14x $58.11 Million $412.58 Million $10.44 Million ▼ -99.3%
2020 19.11x $5.09 Billion $266.63 Million $12.33 Million ▼ -33.1%
2019 28.57x $5.84 Billion $204.42 Million $20.08 Million ▲ +0.0%
2018 28.57x $4.80 Billion $167.91 Million $11.82 Million ▲ +69.7%
2017 16.83x $3.34 Billion $198.50 Million $8.76 Million ▲ +32.2%
2016 12.74x $2.13 Billion $166.90 Million $10.24 Million ▼ -19.1%
2015 15.75x $1.83 Billion $116.10 Million $5.12 Million ▼ -62.5%
2014 42.00x $895.41 Million $21.32 Million $3.16 Million ▲ +43.4%
2013 29.28x $461.16 Million $15.75 Million $3.91 Million ▲ +3725.0%
2011 0.77x $3.15 Million $4.12 Million $3.15 Million ▲ +2456.1%
2008 0.03x $281.00K $9.38 Million $281.00K ▼ -49.4%
2007 0.06x $108.00K $1.83 Million $108.00K ▲ +70.9%
2006 0.03x $87.00K $2.51 Million $87.00K ▲ +3.7%
2005 0.03x $146.00K $4.38 Million $146.00K ▲ +201.2%
2004 0.01x $64.00K $5.78 Million $64.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow