Citigroup Inc. (C) — Cash Flow Quality Index
Citigroup Inc. (C) has a Cash Flow Quality Index of -3.78x as of March 2026. Operating cash flow of $-21.87 Billion is below net income of $5.79 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Citigroup Inc. strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Citigroup Inc. Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Citigroup Inc. across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Citigroup Inc. tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Citigroup Inc. (1989–2025)
Year-by-year earnings quality comparison for Citigroup Inc.. For live market cap and the full company financial profile, see Citigroup Inc. (C) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.73x | $-67.63 Billion | $14.31 Billion | ▼ -204.8% |
| 2024 | -1.55x | $-19.67 Billion | $12.68 Billion | ▲ +80.5% |
| 2023 | -7.95x | $-73.42 Billion | $9.23 Billion | ▼ -578.4% |
| 2022 | 1.66x | $25.07 Billion | $15.08 Billion | ▼ -40.4% |
| 2021 | 2.79x | $61.25 Billion | $21.95 Billion | ▲ +249.8% |
| 2020 | -1.86x | $-20.62 Billion | $11.07 Billion | ▼ -181.7% |
| 2019 | -0.66x | $-12.84 Billion | $19.41 Billion | ▼ -132.3% |
| 2018 | 2.05x | $36.95 Billion | $18.05 Billion | ▼ -43.2% |
| 2016 | 3.60x | $53.93 Billion | $14.97 Billion | ▲ +56.8% |
| 2015 | 2.30x | $39.74 Billion | $17.30 Billion | ▼ -63.8% |
| 2014 | 6.34x | $46.34 Billion | $7.31 Billion | ▲ +34.2% |
| 2013 | 4.72x | $63.24 Billion | $13.39 Billion | ▲ +446.4% |
| 2012 | -1.36x | $-10.36 Billion | $7.60 Billion | ▼ -123.1% |
| 2011 | 5.89x | $64.80 Billion | $11.00 Billion | ▲ +76.1% |
| 2010 | 3.34x | $35.69 Billion | $10.67 Billion | ▼ -4.7% |
| 2007 | 3.51x | $10.21 Billion | $2.91 Billion | ▲ +27.0% |
| 2006 | 2.76x | $56.52 Billion | $20.45 Billion | ▲ +74.5% |
| 2005 | 1.58x | $31.36 Billion | $19.81 Billion | ▲ +1157.4% |
| 2004 | -0.15x | $-2.40 Billion | $16.05 Billion | ▲ +82.0% |
| 2003 | -0.83x | $-14.85 Billion | $17.85 Billion | ▼ -137.4% |
| 2002 | 2.22x | $29.89 Billion | $13.45 Billion | ▲ +18.1% |
| 2001 | 1.88x | $26.58 Billion | $14.13 Billion | ▲ +851.6% |
| 2000 | 0.20x | $2.67 Billion | $13.52 Billion | ▼ -80.0% |
| 1999 | 0.99x | $11.22 Billion | $11.37 Billion | ▲ +1.8% |
| 1998 | 0.97x | $6.74 Billion | $6.95 Billion | ▼ -16.1% |
| 1997 | 1.16x | $7.75 Billion | $6.71 Billion | ▼ -21.3% |
| 1996 | 1.47x | $10.39 Billion | $7.07 Billion | ▲ +32.9% |
| 1995 | 1.11x | $2.37 Billion | $2.14 Billion | ▲ +183.0% |
| 1994 | 0.39x | $518.00 Million | $1.33 Billion | ▲ +11.2% |
| 1993 | 0.35x | $334.00 Million | $951.00 Million | ▼ -42.3% |
| 1992 | 0.61x | $460.10 Million | $756.20 Million | ▼ -49.5% |
| 1991 | 1.21x | $577.30 Million | $478.80 Million | ▼ -35.5% |
| 1990 | 1.87x | $697.30 Million | $372.90 Million | ▼ -33.7% |
| 1989 | 2.82x | $814.80 Million | $289.00 Million | — |