Citigroup Inc. Cash Flow Quality Index
Citigroup Inc. cash flow quality index. Citigroup Inc. (C) has a Cash Flow Quality Index of -3.78x as of March 2026. Operating cash flow of $-21.87 Billion is below net income of $5.79 Billion, suggesting accrual-heavy earnings not yet converted to cash. See C free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Citigroup Inc. (1989–2025)
Cash flow quality index of Citigroup Inc. from 1989 to 2025. Historical Cash Flow Quality Index for Citigroup Inc. across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Citigroup Inc. to assess how comfortably operating cash covers total debt obligations.
Citigroup Inc. Cash Flow Quality Index by Year (1989–2025)
Citigroup Inc. cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for Citigroup Inc.. For the full cash flow conversion analysis, see Citigroup Inc. cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.73x | $-67.63 Billion | $14.31 Billion | ▼ -204.8% |
| 2024 | -1.55x | $-19.67 Billion | $12.68 Billion | ▲ +80.5% |
| 2023 | -7.95x | $-73.42 Billion | $9.23 Billion | ▼ -578.4% |
| 2022 | 1.66x | $25.07 Billion | $15.08 Billion | ▼ -40.4% |
| 2021 | 2.79x | $61.25 Billion | $21.95 Billion | ▲ +249.8% |
| 2020 | -1.86x | $-20.62 Billion | $11.07 Billion | ▼ -181.7% |
| 2019 | -0.66x | $-12.84 Billion | $19.41 Billion | ▼ -132.3% |
| 2018 | 2.05x | $36.95 Billion | $18.05 Billion | ▼ -43.2% |
| 2016 | 3.60x | $53.93 Billion | $14.97 Billion | ▲ +56.8% |
| 2015 | 2.30x | $39.74 Billion | $17.30 Billion | ▼ -63.8% |
| 2014 | 6.34x | $46.34 Billion | $7.31 Billion | ▲ +34.2% |
| 2013 | 4.72x | $63.24 Billion | $13.39 Billion | ▲ +446.4% |
| 2012 | -1.36x | $-10.36 Billion | $7.60 Billion | ▼ -123.1% |
| 2011 | 5.89x | $64.80 Billion | $11.00 Billion | ▲ +76.1% |
| 2010 | 3.34x | $35.69 Billion | $10.67 Billion | ▼ -4.7% |
| 2007 | 3.51x | $10.21 Billion | $2.91 Billion | ▲ +27.0% |
| 2006 | 2.76x | $56.52 Billion | $20.45 Billion | ▲ +74.5% |
| 2005 | 1.58x | $31.36 Billion | $19.81 Billion | ▲ +1157.4% |
| 2004 | -0.15x | $-2.40 Billion | $16.05 Billion | ▲ +82.0% |
| 2003 | -0.83x | $-14.85 Billion | $17.85 Billion | ▼ -137.4% |
| 2002 | 2.22x | $29.89 Billion | $13.45 Billion | ▲ +18.1% |
| 2001 | 1.88x | $26.58 Billion | $14.13 Billion | ▲ +851.6% |
| 2000 | 0.20x | $2.67 Billion | $13.52 Billion | ▼ -80.0% |
| 1999 | 0.99x | $11.22 Billion | $11.37 Billion | ▲ +1.8% |
| 1998 | 0.97x | $6.74 Billion | $6.95 Billion | ▼ -16.1% |
| 1997 | 1.16x | $7.75 Billion | $6.71 Billion | ▼ -21.3% |
| 1996 | 1.47x | $10.39 Billion | $7.07 Billion | ▲ +32.9% |
| 1995 | 1.11x | $2.37 Billion | $2.14 Billion | ▲ +183.0% |
| 1994 | 0.39x | $518.00 Million | $1.33 Billion | ▲ +11.2% |
| 1993 | 0.35x | $334.00 Million | $951.00 Million | ▼ -42.3% |
| 1992 | 0.61x | $460.10 Million | $756.20 Million | ▼ -49.5% |
| 1991 | 1.21x | $577.30 Million | $478.80 Million | ▼ -35.5% |
| 1990 | 1.87x | $697.30 Million | $372.90 Million | ▼ -33.7% |
| 1989 | 2.82x | $814.80 Million | $289.00 Million | — |