Citigroup Inc. (C) — Financial Flexibility Index
Citigroup Inc. (C) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of $-20.46 Billion (operating CF $-21.87 Billion minus capex $1.42 Billion) represents 0% of total liabilities ($2.57 Trillion). Check Citigroup Inc. (C) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Citigroup Inc. Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Citigroup Inc. across 37 annual periods. For the full cash flow conversion analysis, see Citigroup Inc. cash flow conversion.
Annual Financial Flexibility Index for Citigroup Inc. (1989–2025)
Year-by-year free cash flow to debt coverage for Citigroup Inc.. Explore C operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | $-61.11 Billion | $-67.63 Billion | $2.44 Trillion | ▼ -307.1% |
| 2024 | -0.01x | $-13.17 Billion | $-19.67 Billion | $2.14 Trillion | ▲ +79.7% |
| 2023 | -0.03x | $-66.83 Billion | $-73.42 Billion | $2.21 Trillion | ▼ -318.6% |
| 2022 | 0.01x | $30.70 Billion | $25.07 Billion | $2.21 Trillion | ▼ -55.7% |
| 2021 | 0.03x | $65.37 Billion | $61.25 Billion | $2.09 Trillion | ▲ +475.3% |
| 2020 | -0.01x | $-17.18 Billion | $-20.62 Billion | $2.06 Trillion | ▼ -95.3% |
| 2019 | 0.00x | $-7.50 Billion | $-12.84 Billion | $1.76 Trillion | ▼ -118.0% |
| 2018 | 0.02x | $40.73 Billion | $36.95 Billion | $1.72 Trillion | ▲ +817.6% |
| 2017 | 0.00x | $-5.41 Billion | $-8.77 Billion | $1.64 Trillion | ▼ -109.1% |
| 2016 | 0.04x | $56.69 Billion | $53.93 Billion | $1.57 Trillion | ▲ +27.2% |
| 2015 | 0.03x | $42.94 Billion | $39.74 Billion | $1.51 Trillion | ▼ -6.7% |
| 2014 | 0.03x | $49.73 Billion | $46.34 Billion | $1.63 Trillion | ▼ -23.5% |
| 2013 | 0.04x | $66.73 Billion | $63.24 Billion | $1.67 Trillion | ▲ +1087.1% |
| 2012 | 0.00x | $-6.76 Billion | $-10.36 Billion | $1.67 Trillion | ▼ -110.0% |
| 2011 | 0.04x | $68.24 Billion | $64.80 Billion | $1.69 Trillion | ▲ +85.1% |
| 2010 | 0.02x | $38.05 Billion | $35.69 Billion | $1.75 Trillion | ▲ +206.6% |
| 2009 | 0.01x | $12.08 Billion | $9.81 Billion | $1.70 Trillion | ▲ +187.8% |
| 2008 | -0.01x | $-14.51 Billion | $-18.29 Billion | $1.79 Trillion | ▼ -218.0% |
| 2007 | 0.01x | $14.21 Billion | $10.21 Billion | $2.07 Trillion | ▼ -80.0% |
| 2006 | 0.03x | $60.55 Billion | $56.52 Billion | $1.76 Trillion | ▲ +35.1% |
| 2005 | 0.03x | $35.08 Billion | $31.36 Billion | $1.38 Trillion | ▲ +5651.9% |
| 2004 | 0.00x | $607.00 Million | $-2.40 Billion | $1.37 Trillion | ▲ +104.1% |
| 2003 | -0.01x | $-12.50 Billion | $-14.85 Billion | $1.17 Trillion | ▼ -134.7% |
| 2002 | 0.03x | $31.26 Billion | $29.89 Billion | $1.01 Trillion | ▲ +5.8% |
| 2001 | 0.03x | $28.35 Billion | $26.58 Billion | $970.20 Billion | ▲ +396.3% |
| 2000 | 0.01x | $4.92 Billion | $2.67 Billion | $836.00 Billion | ▼ -66.5% |
| 1999 | 0.02x | $12.97 Billion | $11.22 Billion | $737.29 Billion | ▲ +23.2% |
| 1998 | 0.01x | $8.87 Billion | $6.74 Billion | $621.47 Billion | ▲ +0.3% |
| 1997 | 0.01x | $9.29 Billion | $7.75 Billion | $652.26 Billion | ▼ -71.3% |
| 1996 | 0.05x | $16.15 Billion | $10.39 Billion | $325.21 Billion | ▲ +115.3% |
| 1995 | 0.02x | $2.37 Billion | $2.37 Billion | $102.60 Billion | ▲ +374.4% |
| 1994 | 0.00x | $518.00 Million | $518.00 Million | $106.52 Billion | ▲ +33.8% |
| 1993 | 0.00x | $334.00 Million | $334.00 Million | $91.92 Billion | ▼ -93.1% |
| 1992 | 0.05x | $1.01 Billion | $460.10 Million | $19.17 Billion | ▲ +64.6% |
| 1991 | 0.03x | $585.10 Million | $577.30 Million | $18.28 Billion | ▼ -30.6% |
| 1990 | 0.05x | $776.10 Million | $697.30 Million | $16.83 Billion | ▼ -18.1% |
| 1989 | 0.06x | $864.10 Million | $814.80 Million | $15.35 Billion | — |