Citigroup Inc. (C) — Defensive Interval Ratio

Latest as of December 2025: 93 days

Citigroup Inc. (C) has a Defensive Interval Ratio of 93 days as of December 2025. Defensive assets of $388.54 Billion (cash $-, short-term investments $325.86 Billion, receivables $62.68 Billion) cover 93 days of daily cash needs of $4.19 Billion/day. Check how tangible is Citigroup Inc.'s equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

93 days
Days of operational coverage

Defensive Assets

$388.54 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$4.19 Billion
Current Liabilities ÷ 365

Current Liabilities

$1.53 Trillion
USD

Citigroup Inc. Defensive Interval Ratio (1989–2025)

This chart shows how Citigroup Inc.'s Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 93 days, meaning defensive assets of $388.54 Billion can fund 93 days of operations without new revenue. Also explore Citigroup Inc. net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Citigroup Inc. (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for Citigroup Inc. from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Citigroup Inc..

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 93 days $388.54 Billion $4.19 Billion/day $- $325.86 Billion ▲ +37 days
2024 56 days $272.60 Billion $4.90 Billion/day $- $221.49 Billion ▼ -4 days
2023 59 days $299.26 Billion $5.05 Billion/day $- $245.07 Billion ▲ +2 days
2022 58 days $293.29 Billion $5.08 Billion/day $- $238.75 Billion ▼ -12 days
2021 69 days $334.09 Billion $4.82 Billion/day $- $279.30 Billion ▼ -1664 days
2020 1733 days $379.89 Billion $219.17 Million/day $- $335.08 Billion ▲ +486 days
2019 1248 days $320.12 Billion $256.58 Million/day $- $280.26 Billion ▲ +2 days
2018 1245 days $330.70 Billion $265.53 Million/day $- $295.25 Billion ▼ -1785 days
2017 3030 days $337.35 Billion $111.32 Million/day $- $298.97 Billion ▼ -1155 days
2016 4186 days $336.52 Billion $80.40 Million/day $- $307.64 Billion ▼ -8714700 days
2015 8718885 days $334.42 Billion $38.36K/day $- $306.74 Billion ▲ +8604143 days
2014 114743 days $337.94 Billion $2.95 Million/day $- $309.52 Billion ▼ -193100 days
2013 307843 days $322.18 Billion $1.05 Million/day $- $296.51 Billion ▲ +144380 days
2012 163463 days $324.69 Billion $1.99 Million/day $- $302.20 Billion ▼ -121905 days
2011 285367 days $295.53 Billion $1.04 Million/day $- $265.20 Billion ▲ +31240 days
2010 254127 days $320.27 Billion $1.26 Million/day $- $289.06 Billion ▲ +21331 days
2009 232797 days $276.17 Billion $1.19 Million/day $- $239.60 Billion ▲ +232730 days
2008 66 days $223.13 Billion $3.36 Billion/day $- $175.19 Billion ▲ +1 days
2007 66 days $258.67 Billion $3.95 Billion/day $- $193.11 Billion ▼ -21 days
2006 86 days $312.40 Billion $3.61 Billion/day $- $258.12 Billion ▲ +10 days
2005 76 days $216.20 Billion $2.83 Billion/day $- $163.38 Billion ▼ -153 days
2004 229 days $520.18 Billion $2.27 Billion/day $- $480.91 Billion ▲ +7 days
2003 222 days $433.97 Billion $1.96 Billion/day $- $407.49 Billion ▲ +41 days
2002 181 days $320.51 Billion $1.77 Billion/day $- $295.15 Billion ▼ -27 days
2001 208 days $314.87 Billion $1.51 Billion/day $- $279.71 Billion ▼ 0 days
2000 208 days $264.09 Billion $1.27 Billion/day $- $238.39 Billion ▼ -13 days
1999 222 days $241.94 Billion $1.09 Billion/day $- $219.72 Billion ▼ -43 days
1998 265 days $236.09 Billion $892.56 Million/day $- $214.68 Billion ▼ -69 days
1997 334 days $315.68 Billion $945.90 Million/day $- $300.06 Billion ▲ +257 days
1996 77 days $24.35 Billion $315.48 Million/day $- $- ▼ -639 days
1995 716 days $52.26 Billion $73.01 Million/day $- $28.59 Billion ▲ +472 days
1994 244 days $19.00 Billion $77.93 Million/day $- $- ▼ -550 days
1993 794 days $35.91 Billion $45.24 Million/day $- $19.22 Billion ▲ +168 days
1992 625 days $14.57 Billion $23.30 Million/day $- $5.70 Billion ▼ -61 days
1991 687 days $12.57 Billion $18.31 Million/day $- $3.61 Billion ▲ +56 days
1990 630 days $11.32 Billion $17.96 Million/day $- $3.51 Billion ▲ +42 days
1989 589 days $9.68 Billion $16.44 Million/day $- $3.06 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)