Guaranty Bancshares, Inc. (GNTY) — Cash Flow Quality Index
Guaranty Bancshares, Inc. (GNTY) has a Cash Flow Quality Index of 0.71x as of June 2025. Operating cash flow of $7.05 Million is below net income of $9.98 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore GNTY cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Guaranty Bancshares, Inc. Cash Flow Quality Index (1997–2024)
Historical Cash Flow Quality Index for Guaranty Bancshares, Inc. across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Guaranty Bancshares, Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Guaranty Bancshares, Inc. (1997–2024)
Year-by-year earnings quality comparison for Guaranty Bancshares, Inc.. For live market cap and the full company financial profile, see GNTY company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.51x | $47.42 Million | $31.49 Million | ▲ +15.3% |
| 2023 | 1.31x | $39.21 Million | $30.01 Million | ▲ +36.0% |
| 2022 | 0.96x | $38.85 Million | $40.42 Million | ▼ -12.2% |
| 2021 | 1.09x | $43.54 Million | $39.81 Million | ▼ -29.5% |
| 2020 | 1.55x | $42.52 Million | $27.40 Million | ▲ +27.2% |
| 2019 | 1.22x | $32.05 Million | $26.28 Million | ▼ -11.0% |
| 2018 | 1.37x | $28.21 Million | $20.60 Million | ▼ -33.3% |
| 2017 | 2.05x | $29.67 Million | $14.44 Million | ▲ +11.1% |
| 2016 | 1.85x | $22.41 Million | $12.12 Million | ▲ +127.6% |
| 2015 | 0.81x | $8.21 Million | $10.11 Million | ▼ -40.6% |
| 2013 | 1.37x | $20.23 Million | $14.78 Million | ▼ -11.9% |
| 2004 | 1.55x | $5.69 Million | $3.66 Million | ▼ -50.6% |
| 2003 | 3.15x | $12.09 Million | $3.84 Million | ▲ +155.0% |
| 2002 | 1.23x | $5.40 Million | $4.38 Million | ▲ +5.5% |
| 2001 | 1.17x | $3.85 Million | $3.29 Million | ▲ +354.5% |
| 2000 | 0.26x | $645.00K | $2.51 Million | ▼ -83.0% |
| 1999 | 1.52x | $4.70 Million | $3.10 Million | ▲ +115.4% |
| 1998 | 0.70x | $1.90 Million | $2.70 Million | ▼ -47.2% |
| 1997 | 1.33x | $3.20 Million | $2.40 Million | — |