Guaranty Bancshares, Inc. (GNTY) — Cash Flow Quality Index
Guaranty Bancshares, Inc. (GNTY) has a Cash Flow Quality Index of 0.71x as of June 2025. Operating cash flow of $7.05 Million is below net income of $9.98 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore GNTY strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Guaranty Bancshares, Inc. Cash Flow Quality Index (1997–2024)
Historical Cash Flow Quality Index for Guaranty Bancshares, Inc. across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Guaranty Bancshares, Inc. to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Guaranty Bancshares, Inc. (1997–2024)
Year-by-year earnings quality comparison for Guaranty Bancshares, Inc.. For live market cap and the full company financial profile, see Guaranty Bancshares, Inc. (GNTY) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.51x | $47.42 Million | $31.49 Million | ▲ +15.3% |
| 2023 | 1.31x | $39.21 Million | $30.01 Million | ▲ +36.0% |
| 2022 | 0.96x | $38.85 Million | $40.42 Million | ▼ -12.2% |
| 2021 | 1.09x | $43.54 Million | $39.81 Million | ▼ -29.5% |
| 2020 | 1.55x | $42.52 Million | $27.40 Million | ▲ +27.2% |
| 2019 | 1.22x | $32.05 Million | $26.28 Million | ▼ -11.0% |
| 2018 | 1.37x | $28.21 Million | $20.60 Million | ▼ -33.3% |
| 2017 | 2.05x | $29.67 Million | $14.44 Million | ▲ +11.1% |
| 2016 | 1.85x | $22.41 Million | $12.12 Million | ▲ +127.6% |
| 2015 | 0.81x | $8.21 Million | $10.11 Million | ▼ -40.6% |
| 2013 | 1.37x | $20.23 Million | $14.78 Million | ▼ -11.9% |
| 2004 | 1.55x | $5.69 Million | $3.66 Million | ▼ -50.6% |
| 2003 | 3.15x | $12.09 Million | $3.84 Million | ▲ +155.0% |
| 2002 | 1.23x | $5.40 Million | $4.38 Million | ▲ +5.5% |
| 2001 | 1.17x | $3.85 Million | $3.29 Million | ▲ +354.5% |
| 2000 | 0.26x | $645.00K | $2.51 Million | ▼ -83.0% |
| 1999 | 1.52x | $4.70 Million | $3.10 Million | ▲ +115.4% |
| 1998 | 0.70x | $1.90 Million | $2.70 Million | ▼ -47.2% |
| 1997 | 1.33x | $3.20 Million | $2.40 Million | — |