Guaranty Bancshares, Inc. Cash Flow Quality Index
Guaranty Bancshares, Inc. cash flow quality index. Guaranty Bancshares, Inc. (GNTY) has a Cash Flow Quality Index of 0.71x as of June 2025. Operating cash flow of $7.05 Million is below net income of $9.98 Million, suggesting accrual-heavy earnings not yet converted to cash. See GNTY free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Guaranty Bancshares, Inc. (1997–2024)
Cash flow quality index of Guaranty Bancshares, Inc. from 1997 to 2024. Historical Cash Flow Quality Index for Guaranty Bancshares, Inc. across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore GNTY debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Guaranty Bancshares, Inc. Cash Flow Quality Index by Year (1997–2024)
Guaranty Bancshares, Inc. cash flow quality index by year from 1997 to 2024. Year-by-year earnings quality comparison for Guaranty Bancshares, Inc.. For the full cash flow conversion analysis, see cash efficiency ratio of Guaranty Bancshares, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.51x | $47.42 Million | $31.49 Million | ▲ +15.3% |
| 2023 | 1.31x | $39.21 Million | $30.01 Million | ▲ +36.0% |
| 2022 | 0.96x | $38.85 Million | $40.42 Million | ▼ -12.2% |
| 2021 | 1.09x | $43.54 Million | $39.81 Million | ▼ -29.5% |
| 2020 | 1.55x | $42.52 Million | $27.40 Million | ▲ +27.2% |
| 2019 | 1.22x | $32.05 Million | $26.28 Million | ▼ -11.0% |
| 2018 | 1.37x | $28.21 Million | $20.60 Million | ▼ -33.3% |
| 2017 | 2.05x | $29.67 Million | $14.44 Million | ▲ +11.1% |
| 2016 | 1.85x | $22.41 Million | $12.12 Million | ▲ +127.6% |
| 2015 | 0.81x | $8.21 Million | $10.11 Million | ▼ -40.6% |
| 2013 | 1.37x | $20.23 Million | $14.78 Million | ▼ -11.9% |
| 2004 | 1.55x | $5.69 Million | $3.66 Million | ▼ -50.6% |
| 2003 | 3.15x | $12.09 Million | $3.84 Million | ▲ +155.0% |
| 2002 | 1.23x | $5.40 Million | $4.38 Million | ▲ +5.5% |
| 2001 | 1.17x | $3.85 Million | $3.29 Million | ▲ +354.5% |
| 2000 | 0.26x | $645.00K | $2.51 Million | ▼ -83.0% |
| 1999 | 1.52x | $4.70 Million | $3.10 Million | ▲ +115.4% |
| 1998 | 0.70x | $1.90 Million | $2.70 Million | ▼ -47.2% |
| 1997 | 1.33x | $3.20 Million | $2.40 Million | — |