Guaranty Bancshares, Inc. Defensive Interval Ratio
Guaranty Bancshares, Inc. defensive interval ratio. Guaranty Bancshares, Inc. (GNTY) has a Defensive Interval Ratio of 51 days as of June 2025. Defensive assets of $379.49 Million (cash $-, short-term investments $367.93 Million, receivables $11.56 Million) cover 51 days of daily cash needs of $7.50 Million/day. See GNTY working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Guaranty Bancshares, Inc. (1997–2024)
Defensive interval ratio of Guaranty Bancshares, Inc. from 1997 to 2024. This chart shows how Guaranty Bancshares, Inc.'s Defensive Interval Ratio has evolved across 19 annual periods from 1997 to 2024. As of June 2025, the ratio stands at 51 days, meaning defensive assets of $379.49 Million can fund 51 days of operations without new revenue. Check Guaranty Bancshares, Inc. liquidity resilience to evaluate the company's liquid asset resilience ratio.
Guaranty Bancshares, Inc. Defensive Interval Ratio by Year (1997–2024)
Guaranty Bancshares, Inc. defensive interval ratio by year from 1997 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Guaranty Bancshares, Inc. from 1997 to 2024, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see how large is Guaranty Bancshares, Inc.'s balance sheet.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 10 days | $71.58 Million | $7.46 Million/day | $- | $59.57 Million | ▼ -19 days |
| 2023 | 29 days | $209.34 Million | $7.30 Million/day | $- | $196.19 Million | ▲ +2 days |
| 2022 | 27 days | $200.48 Million | $7.44 Million/day | $- | $188.93 Million | ▼ -20 days |
| 2021 | 47 days | $351.11 Million | $7.44 Million/day | $- | $342.21 Million | ▼ -14 days |
| 2020 | 61 days | $390.63 Million | $6.41 Million/day | $- | $380.80 Million | ▲ +20 days |
| 2019 | 41 days | $221.87 Million | $5.45 Million/day | $- | $212.72 Million | ▼ -6 days |
| 2018 | 47 days | $242.27 Million | $5.19 Million/day | $- | $232.97 Million | ▼ -5 days |
| 2017 | 52 days | $240.55 Million | $4.65 Million/day | $- | $232.37 Million | ▲ +14 days |
| 2016 | 38 days | $164.34 Million | $4.37 Million/day | $- | $156.93 Million | ▼ -19952 days |
| 2015 | 19990 days | $278.88 Million | $13.95K/day | $- | $272.94 Million | ▲ +19989 days |
| 2013 | 1 days | $4.17 Million | $2.81 Million/day | $- | $- | ▼ -7 days |
| 2004 | 9 days | $11.87 Million | $1.35 Million/day | $- | $9.07 Million | ▲ +7 days |
| 2003 | 2 days | $2.64 Million | $1.17 Million/day | $- | $- | ▼ -1 days |
| 2002 | 3 days | $4.53 Million | $1.30 Million/day | $- | $1.53 Million | ▲ +1 days |
| 2001 | 3 days | $3.17 Million | $1.16 Million/day | $- | $- | ▼ -1 days |
| 2000 | 4 days | $3.64 Million | $1.03 Million/day | $- | $-103.00K | ▲ +1 days |
| 1999 | 3 days | $2.70 Million | $936.71K/day | $- | $- | ▼ -1 days |
| 1998 | 3 days | $2.30 Million | $671.78K/day | $- | $- | ▼ 0 days |
| 1997 | 4 days | $2.20 Million | $618.90K/day | $- | $- | — |