Guaranty Bancshares, Inc. Net Asset Quality Index

Latest as of June 2025: 10.6%

Guaranty Bancshares, Inc. net asset quality index. Guaranty Bancshares, Inc. (GNTY) has a Net Asset Quality Index of 10.6% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.14 Billion minus total liabilities of $2.81 Billion yields net assets of $331.81 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Guaranty Bancshares, Inc. book value and equity for net asset value and shareholders' equity analysis.

Quality Index

10.6%
Equity / Total Assets

Net Assets

$331.81 Million
USD

Total Assets

$3.14 Billion
USD

Total Liabilities

$2.81 Billion
USD

Net Asset Quality Index of Guaranty Bancshares, Inc. (1997–2024)

Net asset quality index of Guaranty Bancshares, Inc. from 1997 to 2024. This chart shows how Guaranty Bancshares, Inc.'s Net Asset Quality Index has evolved across 19 annual periods from 1997 to 2024. As of June 2025, the index stands at 10.6%, representing net assets of $331.81 Million against total assets of $3.14 Billion USD. Check Guaranty Bancshares, Inc. (GNTY) strategic asset index to assess the company's strategic physical and investment asset allocation.

Guaranty Bancshares, Inc. Net Asset Quality Index by Year (1997–2024)

Guaranty Bancshares, Inc. net asset quality index by year from 1997 to 2024. The table below presents the year-by-year Net Asset Quality Index for Guaranty Bancshares, Inc. from 1997 to 2024, covering 19 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Guaranty Bancshares, Inc. (GNTY) total market value.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2024 10.3% $320.54 Million $3.12 Billion $2.80 Billion ▲ +0.7 pp
2023 9.5% $303.85 Million $3.18 Billion $2.88 Billion ▲ +0.7 pp
2022 8.8% $295.56 Million $3.35 Billion $3.06 Billion ▼ -1.0 pp
2021 9.8% $302.21 Million $3.09 Billion $2.78 Billion ▼ -0.2 pp
2020 9.9% $272.64 Million $2.74 Billion $2.47 Billion ▼ -1.3 pp
2019 11.3% $261.55 Million $2.32 Billion $2.06 Billion ▲ +0.5 pp
2018 10.8% $244.58 Million $2.27 Billion $2.02 Billion ▲ +0.2 pp
2017 10.6% $207.34 Million $1.96 Billion $1.76 Billion ▲ +2.8 pp
2016 7.8% $141.91 Million $1.83 Billion $1.69 Billion ▼ -0.4 pp
2015 8.2% $137.74 Million $1.68 Billion $1.54 Billion ▲ +0.4 pp
2013 7.8% $97.69 Million $1.25 Billion $1.15 Billion ▲ +0.7 pp
2004 7.1% $38.62 Million $541.97 Million $503.34 Million ▲ +0.1 pp
2003 7.0% $36.45 Million $517.08 Million $480.63 Million ▲ +0.4 pp
2002 6.7% $34.64 Million $517.97 Million $483.32 Million ▼ -0.2 pp
2001 6.9% $31.83 Million $460.51 Million $428.68 Million ▼ -0.2 pp
2000 7.2% $29.43 Million $411.03 Million $381.61 Million ▼ -0.5 pp
1999 7.7% $28.50 Million $370.40 Million $341.90 Million ▼ -1.0 pp
1998 8.7% $23.80 Million $272.90 Million $249.10 Million ▲ +1.2 pp
1997 7.5% $18.30 Million $244.20 Million $225.90 Million —
pp = percentage points