Guaranty Bancshares, Inc. (GNTY) — Net Asset Quality Index
Guaranty Bancshares, Inc. (GNTY) has a Net Asset Quality Index of 10.6% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.14 Billion minus total liabilities of $2.81 Billion yields net assets of $331.81 Million. A higher index indicates a stronger, lower-leverage balance sheet. See GNTY defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Guaranty Bancshares, Inc. Net Asset Quality Index Over Time (1997–2024)
This chart shows how Guaranty Bancshares, Inc.'s Net Asset Quality Index has evolved across 19 annual periods from 1997 to 2024. As of June 2025, the index stands at 10.6%, representing net assets of $331.81 Million against total assets of $3.14 Billion USD. Explore how efficiently does Guaranty Bancshares, Inc. generate cash to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Guaranty Bancshares, Inc. (1997–2024)
The table below presents the year-by-year Net Asset Quality Index for Guaranty Bancshares, Inc. from 1997 to 2024, covering 19 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see GNTY market cap overview.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 10.3% | $320.54 Million | $3.12 Billion | $2.80 Billion | ▲ +0.7 pp |
| 2023 | 9.5% | $303.85 Million | $3.18 Billion | $2.88 Billion | ▲ +0.7 pp |
| 2022 | 8.8% | $295.56 Million | $3.35 Billion | $3.06 Billion | ▼ -1.0 pp |
| 2021 | 9.8% | $302.21 Million | $3.09 Billion | $2.78 Billion | ▼ -0.2 pp |
| 2020 | 9.9% | $272.64 Million | $2.74 Billion | $2.47 Billion | ▼ -1.3 pp |
| 2019 | 11.3% | $261.55 Million | $2.32 Billion | $2.06 Billion | ▲ +0.5 pp |
| 2018 | 10.8% | $244.58 Million | $2.27 Billion | $2.02 Billion | ▲ +0.2 pp |
| 2017 | 10.6% | $207.34 Million | $1.96 Billion | $1.76 Billion | ▲ +2.8 pp |
| 2016 | 7.8% | $141.91 Million | $1.83 Billion | $1.69 Billion | ▼ -0.4 pp |
| 2015 | 8.2% | $137.74 Million | $1.68 Billion | $1.54 Billion | ▲ +0.4 pp |
| 2013 | 7.8% | $97.69 Million | $1.25 Billion | $1.15 Billion | ▲ +0.7 pp |
| 2004 | 7.1% | $38.62 Million | $541.97 Million | $503.34 Million | ▲ +0.1 pp |
| 2003 | 7.0% | $36.45 Million | $517.08 Million | $480.63 Million | ▲ +0.4 pp |
| 2002 | 6.7% | $34.64 Million | $517.97 Million | $483.32 Million | ▼ -0.2 pp |
| 2001 | 6.9% | $31.83 Million | $460.51 Million | $428.68 Million | ▼ -0.2 pp |
| 2000 | 7.2% | $29.43 Million | $411.03 Million | $381.61 Million | ▼ -0.5 pp |
| 1999 | 7.7% | $28.50 Million | $370.40 Million | $341.90 Million | ▼ -1.0 pp |
| 1998 | 8.7% | $23.80 Million | $272.90 Million | $249.10 Million | ▲ +1.2 pp |
| 1997 | 7.5% | $18.30 Million | $244.20 Million | $225.90 Million | — |