Guaranty Bancshares, Inc. Working Capital to Net Assets Ratio
Guaranty Bancshares, Inc. working capital to net assets ratio. Guaranty Bancshares, Inc. (GNTY) has a Working Capital to Net Assets ratio of -698.9% as of June 2025. Working capital of $-2.32 Billion (current assets of $419.79 Million minus current liabilities of $2.74 Billion) is measured against net assets of $331.81 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check GNTY intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Guaranty Bancshares, Inc. (1997–2024)
Working capital to net assets ratio of Guaranty Bancshares, Inc. from 1997 to 2024. This chart shows how Guaranty Bancshares, Inc.'s Working Capital to Net Assets ratio has evolved across 19 annual periods from 1997 to 2024. As of June 2025, the ratio stands at -698.9%, reflecting working capital of $-2.32 Billion against net assets of $331.81 Million USD. See defensive interval ratio of Guaranty Bancshares, Inc. to measure how many days the company can operate on defensive assets alone.
Guaranty Bancshares, Inc. Working Capital to Net Assets Ratio by Year (1997–2024)
Guaranty Bancshares, Inc. working capital to net assets ratio by year from 1997 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for Guaranty Bancshares, Inc. from 1997 to 2024, covering 19 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Guaranty Bancshares, Inc. asset portfolio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -811.3% | $-2.60 Billion | $320.54 Million | $122.80 Million | $2.72 Billion | ▼ -21.2 pp |
| 2023 | -790.1% | $-2.40 Billion | $303.85 Million | $262.29 Million | $2.66 Billion | ▲ +41.3 pp |
| 2022 | -831.3% | $-2.46 Billion | $295.56 Million | $259.67 Million | $2.72 Billion | ▼ -71.0 pp |
| 2021 | -760.3% | $-2.30 Billion | $302.21 Million | $418.74 Million | $2.72 Billion | ▼ -94.4 pp |
| 2020 | -666.0% | $-1.82 Billion | $272.64 Million | $523.60 Million | $2.34 Billion | ▼ -7.0 pp |
| 2019 | -659.0% | $-1.72 Billion | $261.55 Million | $267.33 Million | $1.99 Billion | ▼ -4.4 pp |
| 2018 | -654.6% | $-1.60 Billion | $244.58 Million | $293.50 Million | $1.89 Billion | ▲ +16.1 pp |
| 2017 | -670.6% | $-1.39 Billion | $207.34 Million | $305.80 Million | $1.70 Billion | ▲ +289.4 pp |
| 2016 | -960.0% | $-1.36 Billion | $141.91 Million | $231.29 Million | $1.59 Billion | ▼ -1840.5 pp |
| 2015 | 880.5% | $1.21 Billion | $137.74 Million | $1.22 Billion | $5.09 Million | ▲ +1829.7 pp |
| 2013 | -949.2% | $-927.27 Million | $97.69 Million | $99.20 Million | $1.03 Billion | ▲ +247.6 pp |
| 2004 | -1196.8% | $-462.26 Million | $38.62 Million | $30.78 Million | $493.03 Million | ▼ -109.8 pp |
| 2003 | -1087.0% | $-396.19 Million | $36.45 Million | $30.23 Million | $426.42 Million | ▲ +217.9 pp |
| 2002 | -1304.9% | $-452.08 Million | $34.64 Million | $21.25 Million | $473.32 Million | ▼ -38.3 pp |
| 2001 | -1266.6% | $-403.12 Million | $31.83 Million | $18.58 Million | $421.70 Million | ▼ -41.0 pp |
| 2000 | -1225.6% | $-360.65 Million | $29.43 Million | $13.95 Million | $374.60 Million | ▼ -81.8 pp |
| 1999 | -1143.9% | $-326.00 Million | $28.50 Million | $15.90 Million | $341.90 Million | ▼ -172.4 pp |
| 1998 | -971.4% | $-231.20 Million | $23.80 Million | $14.00 Million | $245.20 Million | ▲ +197.4 pp |
| 1997 | -1168.9% | $-213.90 Million | $18.30 Million | $12.00 Million | $225.90 Million | — |