Humana Inc (HUM) — Cash Flow Quality Index

Latest as of June 2026: -0.61x

Humana Inc (HUM) has a Cash Flow Quality Index of -0.61x as of June 2026. Operating cash flow of $-426.00 Million is below net income of $693.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of Humana Inc to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.61x
Operating CF / Net Income

Operating Cash Flow

$-426.00 Million
USD

Net Income

$693.00 Million
USD

Data as of

Jun 2026
Most recent filing

Humana Inc Cash Flow Quality Index (1990–2025)

Historical Cash Flow Quality Index for Humana Inc across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Humana Inc (HUM) cash conversion ratio.

Annual Cash Flow Quality Index for Humana Inc (1990–2025)

Year-by-year earnings quality comparison for Humana Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.77x $921.00 Million $1.20 Billion ▼ -68.7%
2024 2.44x $2.97 Billion $1.21 Billion ▲ +52.8%
2023 1.60x $3.98 Billion $2.49 Billion ▼ -2.3%
2022 1.64x $4.59 Billion $2.80 Billion ▲ +112.3%
2021 0.77x $2.26 Billion $2.93 Billion ▼ -54.0%
2020 1.67x $5.64 Billion $3.37 Billion ▼ -14.2%
2019 1.95x $5.28 Billion $2.71 Billion ▲ +51.2%
2018 1.29x $2.17 Billion $1.68 Billion ▼ -22.0%
2017 1.65x $4.05 Billion $2.45 Billion ▼ -47.5%
2016 3.15x $1.94 Billion $614.00 Million ▲ +363.5%
2015 0.68x $868.00 Million $1.28 Billion ▼ -51.8%
2014 1.41x $1.62 Billion $1.15 Billion ▲ +1.2%
2013 1.39x $1.72 Billion $1.23 Billion ▼ -11.4%
2012 1.57x $1.92 Billion $1.22 Billion ▲ +7.4%
2011 1.47x $2.08 Billion $1.42 Billion ▼ -28.1%
2010 2.04x $2.24 Billion $1.10 Billion ▲ +49.1%
2009 1.37x $1.42 Billion $1.04 Billion ▼ -9.9%
2008 1.52x $982.31 Million $647.15 Million ▲ +3.4%
2007 1.47x $1.22 Billion $833.68 Million ▼ -57.6%
2006 3.46x $1.69 Billion $487.42 Million ▲ +70.6%
2005 2.03x $625.63 Million $308.48 Million ▲ +63.3%
2004 1.24x $347.81 Million $280.01 Million ▼ -31.2%
2003 1.80x $413.14 Million $228.93 Million ▼ -19.8%
2002 2.25x $321.41 Million $142.75 Million ▲ +77.1%
2001 1.27x $148.96 Million $117.17 Million ▲ +186.0%
2000 0.44x $40.00 Million $90.00 Million ▼ -24.6%
1998 0.59x $76.00 Million $129.00 Million ▼ -64.7%
1997 1.67x $289.00 Million $173.00 Million ▼ -94.1%
1996 28.42x $341.00 Million $12.00 Million ▲ +3499.4%
1995 0.79x $150.00 Million $190.00 Million ▼ -53.4%
1994 1.69x $298.00 Million $176.00 Million ▼ -18.5%
1993 2.08x $185.00 Million $89.00 Million ▼ -77.9%
1992 9.40x $674.00 Million $71.70 Million ▲ +452.5%
1991 1.70x $604.00 Million $355.00 Million ▼ -28.6%
1990 2.38x $758.30 Million $318.20 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.