Humana Inc (HUM) — Financial Flexibility Index
Humana Inc (HUM) has a Financial Flexibility Index of -0.01x as of June 2026. Free cash flow of $-294.00 Million (operating CF $-426.00 Million minus capex $132.00 Million) represents 0% of total liabilities ($37.92 Billion). Check Humana Inc (HUM) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Humana Inc Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for Humana Inc across 36 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Humana Inc.
Annual Financial Flexibility Index for Humana Inc (1990–2025)
Year-by-year free cash flow to debt coverage for Humana Inc. Explore Humana Inc (HUM) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | $1.47 Billion | $921.00 Million | $31.01 Billion | ▼ -60.1% |
| 2024 | 0.12x | $3.54 Billion | $2.97 Billion | $29.87 Billion | ▼ -27.3% |
| 2023 | 0.16x | $4.99 Billion | $3.98 Billion | $30.57 Billion | ▼ -19.0% |
| 2022 | 0.20x | $5.71 Billion | $4.59 Billion | $28.36 Billion | ▲ +61.1% |
| 2021 | 0.12x | $3.58 Billion | $2.26 Billion | $28.64 Billion | ▼ -59.6% |
| 2020 | 0.31x | $6.60 Billion | $5.64 Billion | $21.35 Billion | ▼ -12.6% |
| 2019 | 0.35x | $6.02 Billion | $5.28 Billion | $17.01 Billion | ▲ +93.0% |
| 2018 | 0.18x | $2.79 Billion | $2.17 Billion | $15.18 Billion | ▼ -32.5% |
| 2017 | 0.27x | $4.58 Billion | $4.05 Billion | $16.84 Billion | ▲ +66.9% |
| 2016 | 0.16x | $2.46 Billion | $1.94 Billion | $15.13 Billion | ▲ +73.0% |
| 2015 | 0.09x | $1.39 Billion | $868.00 Million | $14.78 Billion | ▼ -39.4% |
| 2014 | 0.16x | $2.15 Billion | $1.62 Billion | $13.80 Billion | ▼ -17.3% |
| 2013 | 0.19x | $2.15 Billion | $1.72 Billion | $11.46 Billion | ▼ -14.0% |
| 2012 | 0.22x | $2.33 Billion | $1.92 Billion | $10.67 Billion | ▼ -11.3% |
| 2011 | 0.25x | $2.42 Billion | $2.08 Billion | $9.80 Billion | ▼ -8.5% |
| 2010 | 0.27x | $2.46 Billion | $2.24 Billion | $9.15 Billion | ▲ +40.4% |
| 2009 | 0.19x | $1.61 Billion | $1.42 Billion | $8.38 Billion | ▲ +32.4% |
| 2008 | 0.14x | $1.24 Billion | $982.31 Million | $8.58 Billion | ▼ -12.4% |
| 2007 | 0.17x | $1.46 Billion | $1.22 Billion | $8.85 Billion | ▼ -37.8% |
| 2006 | 0.27x | $1.88 Billion | $1.69 Billion | $7.07 Billion | ▲ +47.6% |
| 2005 | 0.18x | $791.47 Million | $625.63 Million | $4.40 Billion | ▲ +39.1% |
| 2004 | 0.13x | $461.90 Million | $347.81 Million | $3.57 Billion | ▼ -13.0% |
| 2003 | 0.15x | $514.41 Million | $413.14 Million | $3.46 Billion | ▲ +2.7% |
| 2002 | 0.14x | $433.54 Million | $321.41 Million | $2.99 Billion | ▲ +58.9% |
| 2001 | 0.09x | $263.93 Million | $148.96 Million | $2.90 Billion | ▲ +46.2% |
| 2000 | 0.06x | $175.00 Million | $40.00 Million | $2.81 Billion | ▼ -25.0% |
| 1999 | 0.08x | $306.00 Million | $217.00 Million | $3.68 Billion | ▲ +75.7% |
| 1998 | 0.05x | $180.00 Million | $76.00 Million | $3.81 Billion | ▼ -46.5% |
| 1997 | 0.09x | $362.00 Million | $289.00 Million | $4.10 Billion | ▼ -60.2% |
| 1996 | 0.22x | $413.00 Million | $341.00 Million | $1.86 Billion | ▲ +73.1% |
| 1995 | 0.13x | $204.00 Million | $150.00 Million | $1.59 Billion | ▼ -65.8% |
| 1994 | 0.37x | $337.00 Million | $298.00 Million | $899.00 Million | ▲ +48.2% |
| 1993 | 0.25x | $213.00 Million | $185.00 Million | $842.00 Million | ▼ -54.8% |
| 1992 | 0.56x | $978.00 Million | $674.00 Million | $1.75 Billion | ▲ +22.9% |
| 1991 | 0.46x | $1.10 Billion | $604.00 Million | $2.42 Billion | ▼ -9.7% |
| 1990 | 0.50x | $1.10 Billion | $758.30 Million | $2.19 Billion | — |