Humana Inc (HUM) — Financial Flexibility Index

Latest as of March 2026: 0.04x

Humana Inc (HUM) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $1.38 Billion (operating CF $1.25 Billion minus capex $121.00 Million) represents 0% of total liabilities ($36.63 Billion). Also explore HUM year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

$1.38 Billion
Operating CF − Capex

Total Liabilities

$36.63 Billion
USD

Capital Expenditures

$121.00 Million
USD

Humana Inc Financial Flexibility Index (1990–2025)

Historical Financial Flexibility Index trend for Humana Inc across 36 annual periods. Check HUM strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Humana Inc (1990–2025)

Year-by-year free cash flow to debt coverage for Humana Inc. For the full company profile including market capitalisation, see Humana Inc stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.05x $1.47 Billion $921.00 Million $31.01 Billion ▼ -60.1%
2024 0.12x $3.54 Billion $2.97 Billion $29.87 Billion ▼ -27.3%
2023 0.16x $4.99 Billion $3.98 Billion $30.57 Billion ▼ -19.0%
2022 0.20x $5.71 Billion $4.59 Billion $28.36 Billion ▲ +61.1%
2021 0.12x $3.58 Billion $2.26 Billion $28.64 Billion ▼ -59.6%
2020 0.31x $6.60 Billion $5.64 Billion $21.35 Billion ▼ -12.6%
2019 0.35x $6.02 Billion $5.28 Billion $17.01 Billion ▲ +93.0%
2018 0.18x $2.79 Billion $2.17 Billion $15.18 Billion ▼ -32.5%
2017 0.27x $4.58 Billion $4.05 Billion $16.84 Billion ▲ +66.9%
2016 0.16x $2.46 Billion $1.94 Billion $15.13 Billion ▲ +73.0%
2015 0.09x $1.39 Billion $868.00 Million $14.78 Billion ▼ -39.4%
2014 0.16x $2.15 Billion $1.62 Billion $13.80 Billion ▼ -17.3%
2013 0.19x $2.15 Billion $1.72 Billion $11.46 Billion ▼ -14.0%
2012 0.22x $2.33 Billion $1.92 Billion $10.67 Billion ▼ -11.3%
2011 0.25x $2.42 Billion $2.08 Billion $9.80 Billion ▼ -8.5%
2010 0.27x $2.46 Billion $2.24 Billion $9.15 Billion ▲ +40.4%
2009 0.19x $1.61 Billion $1.42 Billion $8.38 Billion ▲ +32.4%
2008 0.14x $1.24 Billion $982.31 Million $8.58 Billion ▼ -12.4%
2007 0.17x $1.46 Billion $1.22 Billion $8.85 Billion ▼ -37.8%
2006 0.27x $1.88 Billion $1.69 Billion $7.07 Billion ▲ +47.6%
2005 0.18x $791.47 Million $625.63 Million $4.40 Billion ▲ +39.1%
2004 0.13x $461.90 Million $347.81 Million $3.57 Billion ▼ -13.0%
2003 0.15x $514.41 Million $413.14 Million $3.46 Billion ▲ +2.7%
2002 0.14x $433.54 Million $321.41 Million $2.99 Billion ▲ +58.9%
2001 0.09x $263.93 Million $148.96 Million $2.90 Billion ▲ +46.2%
2000 0.06x $175.00 Million $40.00 Million $2.81 Billion ▼ -25.0%
1999 0.08x $306.00 Million $217.00 Million $3.68 Billion ▲ +75.7%
1998 0.05x $180.00 Million $76.00 Million $3.81 Billion ▼ -46.5%
1997 0.09x $362.00 Million $289.00 Million $4.10 Billion ▼ -60.2%
1996 0.22x $413.00 Million $341.00 Million $1.86 Billion ▲ +73.1%
1995 0.13x $204.00 Million $150.00 Million $1.59 Billion ▼ -65.8%
1994 0.37x $337.00 Million $298.00 Million $899.00 Million ▲ +48.2%
1993 0.25x $213.00 Million $185.00 Million $842.00 Million ▼ -54.8%
1992 0.56x $978.00 Million $674.00 Million $1.75 Billion ▲ +22.9%
1991 0.46x $1.10 Billion $604.00 Million $2.42 Billion ▼ -9.7%
1990 0.50x $1.10 Billion $758.30 Million $2.19 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities